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Foncière du Berlaymont

Active
Public limited companyfounded 201115 yrs activeKoningsstraat 52, 1000 Brussel, BelgiumKBO/BCE: BE 0833.012.640
Summary

Foncière du Berlaymont has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.10M and a net result of €239k. Its solvency ranks better than 21% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability43
Solvency32
Growth-
Track record85
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.3; short-term debt: 1.5% and cash: 6.5% of total assets), but 92.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
7.3%
Return on assets
1.6%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4539 sector peers (2025).
NBB · sector comparison
Position among 4539 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-03-2026, 134 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
134 d early
2024
126 d early
2023
132 d early
2022
125 d early
2021
67 d early
2020
100 d early
2019
93 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€239k
Working capital
€760k
Balance-sheet composition
Assets €15.12M
Fixed assets €14.13M
Current assets €991k
Equity and liabilities €15.12M
Equity €1.10M
Debt €14.02M
Debt finances 92.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€1.38M
Cash flow
€821k
Current ratio
4.30
Debt to equity
12.70
ROE
21.7%
ROA
1.6%
Interest coverage
2.67
Debt ≤ 1 year
€231k
Debt > 1 year
€13.68M
Income taxes
€53k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet Code2025
Assets
Total assets20/58€15.12M
Fixed assets21/28€14.13M
Tangible fixed assets22/27€14.13M
Land and buildings22€14.13M
Current assets29/58€991k
Amounts receivable within one year40/41€15k
Other amounts receivable41€15k
Cash at bank and in hand54/58€976k
Equity and liabilities
Total equity and liabilities10/49€15.12M
Equity10/15€1.10M
Contributions10/11€100k
Capital10€100k
Issued capital100€100k
Revaluation surpluses12€896k
Reserves13€5k
Non-distributable reserves130/1€5k
Legal reserve130€5k
Profit (loss) carried forward14€103k
Amounts payable17/49€14.02M
Amounts payable after more than one year17€13.68M
Financial debts170/4€13.68M
Amounts payable within one year42/48€231k
Trade debts44€163k
Suppliers440/4€163k
Taxes, remuneration and social security45€67k
Taxes450/3€67k
Accrued charges and deferred income492/3€110k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€581k
Other operating charges640/8€69k
Gross operating margin9900€1.45M
Operating profit (loss)9901€801k
Financial income75/76B€9k
Recurring financial income75€9k
Financial charges65/66B€518k
Recurring financial charges65€518k
Profit (loss) for the period before taxes9903€293k
Income taxes67/77€53k
Profit (loss) for the period9904€239k
Profit (loss) for the period to be appropriated9905€239k
Appropriation of the result
Profit (loss) to be appropriated9906€108k
Profit (loss) brought forward from the previous period14P€-131k
Transfer to equity691/2€5k
To the legal reserve6920€5k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-09
State Gazette act Resignation: Beltran Rodriguez Laguens (director)
Appointment: Merwan Bouacida (administrateur de classe a) · Director discharge · Registered-office move7 facts ▸
  • General meeting, 03-12-2025
  • Director resignation, Beltran Rodriguez Laguens (director)
  • Director discharge, Beltran Rodriguez Laguens
  • Director appointment, Merwan Bouacida (administrateur de classe a)
  • General meeting, 17-03-2026
  • Registered-office move, 1000 Bruxelles, Rue Royale 52
  • Power of attorney, Mohamed Oubial
09-09
State Gazette act Resignation: Beltran Rodriguez Laguens (director)
Appointment: Merwan Bouacida (administrateur de classe a) · Director discharge · Mandate compensation7 facts ▸
  • General meeting, 03-12-2025
  • Director resignation, Beltran Rodriguez Laguens (director)
  • Director discharge, Beltran Rodriguez Laguens
  • Director appointment, Merwan Bouacida (administrateur de classe a)
  • Mandate compensation, Merwan Bouacida
  • General meeting, 17-03-2026
  • Registered-office move, 1000 Bruxelles, Rue Royale 52
19-03
NBB filing Annual accounts filed
fiscal year 2025 · full schema
25-02
State Gazette act Resignation: BURNAY Pierre Henry Robert (director)
Appointment: VAN DE PUTTE Frédéric Paul Michel Guy (director) · Registered-office move · Purpose change8 facts ▸
  • General meeting, 17-02-2026
  • Registered-office move, Avenue Louise 235, 1050 Bruxelles
  • Purpose change, L'objet de la société est l’achat, l'acquisition, l’administration, la location, la prise en location, la détention, et la cession directes de Biens Immobiliers…
  • Statutes amendment
  • Director resignation, BURNAY Pierre Henry Robert (director)
  • Director discharge, BURNAY Pierre Henry Robert
  • Director appointment, VAN DE PUTTE Frédéric Paul Michel Guy (director)
  • Mandate compensation, VAN DE PUTTE Frédéric Paul Michel Guy
14-01
State Gazette act Resignations: Bertrand Bernier, Fabienne Pauwels and 3 others
Appointments: Beltran Rodriguez Laguens, Mohamed Oubial and 2 others · Power of attorney · Registered-office move16 facts ▸
  • General meeting, 24-09-2025
  • Director resignation, Bertrand Bernier (director)
  • Director resignation, Fabienne Pauwels (director)
  • Director resignation, Sandrine Smeers (director)
  • Director resignation, Isabelle Vanderkelen (director)
  • Director appointment, Beltran Rodriguez Laguens (director)
  • Director appointment, Mohamed Oubial (director)
  • Director appointment, Pierre-Henry Burnay (director)
  • Director resignation, PwC Reviseurs d'Entreprises SRL (statutory auditor)
  • Director appointment, Deloitte Reviseurs d'entreprises SRL (statutory auditor)
  • Power of attorney, Allen Overy Shearman Sterling (Belgium) LLP
  • Board meeting, 24-09-2025
  • +4 further facts in this act
2025
14-04
State Gazette act Reappointments: PwC Reviseurs d'Entreprises SRL, Pauwels and 3 others
Appointment: SRL Vincent Vroman (chargé de l'exercice du mandat) · Permanent representative: Vincent Vroman · Registered-office move14 facts ▸
  • Board meeting, 25-02-2025
  • Registered-office move, Voie Gisèle Halimi 10 à 4000 Liège
  • General meeting, 25-03-2025
  • Auditor reappointment, PwC Reviseurs d'Entreprises SRL
  • Director appointment, SRL Vincent Vroman (chargé de l'exercice du mandat)
  • Permanent representative, Vincent Vroman
  • Director reappointment, Pauwels (director)
  • Director reappointment, Smeers (director)
  • Director reappointment, Vanderkelen (director)
  • Director reappointment, Bernier (director)
  • Mandate compensation, Pauwels
  • Mandate compensation, Smeers
  • +2 further facts in this act
27-03
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
21-03
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
16-05
State Gazette act Permanent representative: Vincent Vroman
Resignation: Lars Dupont (director) · Appointment: Bertrand Bernier (director) · Mandate compensation5 facts ▸
  • General meeting, 21-03-2023
  • Permanent representative, Vincent Vroman
  • Director resignation, Lars Dupont (director)
  • Director appointment, Bertrand Bernier (director)
  • Mandate compensation, Foncière du Berlaymont
28-03
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
06-12
State Gazette act Appointment: Vincent Vroman (statutory auditor)
Resignation: Didier Matriche (statutory auditor)2 facts ▸
  • Auditor appointment, Vincent Vroman (statutory auditor)
  • Director resignation, Didier Matriche (statutory auditor)
29-08
State Gazette act Reappointment: Pricewaterhousecoopers Reviseurs d'Entreprise (statutory auditor)
Permanent representative: Didier Matriche · Resignations: Laenen (director) and Lars Dupont (director) · Appointments: Vanderkelen (director) and Bertrand Bernier (chair)8 facts ▸
  • General meeting, 29-03-2022
  • Auditor reappointment, Pricewaterhousecoopers Reviseurs d'Entreprise
  • Permanent representative, Didier Matriche
  • Director resignation, Laenen
  • Director appointment, Vanderkelen (director)
  • Board meeting, 14-07-2022
  • Director resignation, Lars Dupont
  • Director appointment, Bertrand Bernier (chair)
Show earlier events
25-05
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
22-04
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
21-08
State Gazette act Statutes amendment
Capital3 facts ▸
  • General meeting, 19-08-2020
  • Statutes amendment
  • Capital, €100.000
29-04
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
21-11
State Gazette act Resignation: Monsieur Delatte (manager)
Appointment: Monsieur Joris Laenen (manager) · Governance change5 facts ▸
  • Board meeting, 17-10-2019
  • Director resignation, Monsieur Delatte (manager)
  • Director appointment, Monsieur Joris Laenen (manager)
  • Director appointment, Monsieur Joris Laenen (chair of the board)
  • Governance change, 17-10-2019
13-05
State Gazette act Reappointments: Pauwels, Smeers and 3 others
Permanent representative: Matriche7 facts ▸
  • General meeting, 09-04-2019
  • Director reappointment, Pauwels (manager)
  • Director reappointment, Smeers (manager)
  • Director reappointment, Delatte (manager)
  • Director reappointment, Dupont (manager)
  • Auditor reappointment, SCCRL Pricewaterhousecoopers Reviseurs d'Entreprise
  • Permanent representative, Matriche (représentant du commissaire)
16-04
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
04-06
State Gazette act Appointments: Pauwels (manager) and Smeers (manager)
Resignations: Verwilghen (manager) and Basarte y Esteban (manager)5 facts ▸
  • General meeting, 27-03-2018
  • Director appointment, Pauwels (manager)
  • Director appointment, Smeers (manager)
  • Director resignation, Verwilghen (manager)
  • Director resignation, Basarte y Esteban (manager)
29-03
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
06-12
State Gazette act Resignations: Verwilghen (director) and Basarte y Esteban (director)
Appointments: Pauwels (director) and Smeers (director)5 facts ▸
  • Board meeting, 08-11-2017
  • Director resignation, Verwilghen (director)
  • Director resignation, Basarte y Esteban (director)
  • Director appointment, Pauwels (director)
  • Director appointment, Smeers (director)
02-06
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
07-04
State Gazette act Reappointment: PwC réviseurs d'entreprise SCCRL (statutory auditor)
Sole shareholder3 facts ▸
  • General meeting, 21-03-2016
  • Auditor reappointment, PwC réviseurs d'entreprise SCCRL
  • Sole shareholder, associé unique
2014
02-05
State Gazette act Appointments: Alain Delatte (daily management delegate) and Lars Dupont (daily management delegate)
Condition4 facts ▸
  • Board meeting, 03-04-2014
  • Director appointment, Alain Delatte (daily management delegate)
  • Director appointment, Lars Dupont (daily management delegate)
  • Condition, Toutes les décisions relevant de la gestion journalière devront être prises par les délégués à la gestion journalière agissant conjointement
03-02
State Gazette act Resignation: Ph. PUISSANT & Cie (commissaire aux comptes)
Sole shareholder3 facts ▸
  • Board meeting, 09-01-2014
  • Director resignation, Ph. PUISSANT & Cie (commissaire aux comptes)
  • Sole shareholder, associé unique
2013
24-12
State Gazette act Resignation: LNA (manager)
Appointments: Alain Delatte, Benoit Verwilghen and 3 others · Registered-office move9 facts ▸
  • Board meeting, 18-11-2013
  • Director resignation, LNA (manager)
  • Director appointment, Alain Delatte (manager)
  • Director appointment, Benoit Verwilghen (manager)
  • Director appointment, Lars Dupont (manager)
  • Director appointment, Pascual Basarte (manager)
  • Auditor appointment, PriceWaterhouseCoopers
  • Board meeting, 27-11-2013
  • Registered-office move, (4000) Liège, Rue des Croisiers 24
12-11
State Gazette act Appointment: SCPRL Ph PUISSANT & Cie (commissaire aux comptes)
Mandate compensation3 facts ▸
  • General meeting, 14-10-2013
  • Auditor appointment, SCPRL Ph PUISSANT & Cie (commissaire aux comptes)
  • Mandate compensation, SCPRL Ph PUISSANT & Cie
2011
01-02
State Gazette act Incorporation
Appointment: LNA Belgique (manager) · Permanent representative: Willy Siret · Founding capital6 facts ▸
  • Incorporation, 28-12-2010
  • Founding capital, €100.000
  • Bank account, DEXIA BANQUE, 068-8918157-04
  • Director appointment, LNA Belgique (manager)
  • Permanent representative, Willy Siret
  • Capital liberation, EUR, 25000
State Gazette actNBB filing

Directors · office · real estate

Directors
14 directors, no change since 2026
Fréderic VAN DE PUTTE
Director · since 17-02-2026
Current
Merwan Bouacida
Administrateur de classe a · since 03-12-2025
Current
Mohamed OUBIAL
Director · since 24-09-2025
Current
Pierre-Henry Burnay
Director · since 24-09-2025
Current
Bernier
Director · since 25-03-2025
Current
SRL Vincent Vroman
Chargé de l'exercice du mandat · since 25-03-2025 · Legal entity · perm. rep.: Vincent Vroman
Current
8 other directors
Vanderkelen
Director · since 29-03-2022
Current
Pauwels
Director · since 24-11-2017
Current
Smeers
Director · since 24-11-2017
Current
Joris LAENEN
Manager · since 17-10-2019
Not recently confirmed
Dupont
Manager
Not recently confirmed
Alain DELATTE
Daily management delegate · since 29-10-2013
Not recently confirmed
Benoit Verwilghen
Manager · since 29-10-2013
Not recently confirmed
Pascual Basarte
Manager · since 29-10-2013
Not recently confirmed
17-02-2026 Fréderic VAN DE PUTTE: Appointed as Director
17-02-2026 BURNAY Pierre Henry Robert: Resigned as Director
03-12-2025 Merwan Bouacida: Appointed as Administrateur de classe a
03-12-2025 Beltran Rodriguez Laguens: Resigned as Director
24-09-2025 Mohamed OUBIAL: Appointed as Director
Full history in the Timeline (41 changes) →
Location & real-estate footprint
Registered office, Brussel
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koningsstraat 521000 Brussel
Ground area
460 m²
Building footprint
487 m²
Volume, LiDAR
10,752 m³
Parcel 21804D1516/00C000, Brussels · tallest building 32.7 m, ±8 floors. Linked by address, not a title deed.
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21804D1516/00C000
ProtectedMonumentHuis de FranceSource ↗
Brussels 460 m² 1 · 487 m² 32.6 m · 8 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Statutory auditor

2 auditors
Deloitte Bedrijfsrevisoren/Réviseurs d’EntreprisesCurrent
Statutory auditor
24-09-2025 → present
PwC Réviseurs d'Entreprises SRLCurrent
Auditor
25-03-2025 → present
Show 9 earlier auditors
Didier Matriche
Statutory auditor
- → 14-11-2022
Ph. PUISSANT & Cie
Commissaire aux comptes
- → 20-12-2013
PricewaterhouseCoopers
Auditor
succeeded by SCCRL PWC Réviseurs d'Entreprise in 2016
24-12-2013 → 21-03-2016
PricewaterhouseCoopers Reviseurs d'Entreprises
Statutory auditor
- → 24-09-2025
PriceWaterhouseCoopers Réviseurs d'Entreprise
Auditor · represented by Didier Matriche
succeeded by PwC Réviseurs d'Entreprises SRL in 2025
29-03-2022 → 25-03-2025
SCCRL Pricewaterhousecoopers Reviseurs d'Entreprise
Auditor
succeeded by PriceWaterhouseCoopers Réviseurs d'Entreprise in 2022
09-04-2019 → 29-03-2022
SCCRL PWC Réviseurs d'Entreprise
Auditor
succeeded by SCCRL Pricewaterhousecoopers Reviseurs d'Entreprise in 2019
21-03-2016 → 09-04-2019
SCPRL Ph PUISSANT & Cie
Commissaire aux comptes
succeeded by SCCRL PWC Réviseurs d'Entreprise in 2016
14-10-2013 → 21-03-2016
Vincent Vroman
Statutory auditor
succeeded by PwC Réviseurs d'Entreprises SRL in 2025
14-11-2022 → 25-03-2025

Articles of association

Purpose
L’achat, la vente, la revente, l’échange, le courtage, le lotissement, la mise en valeur, la construction, la reconstruction, la rénovation, la décoration intérieure, la…
Full purpose

L’achat, la vente, la revente, l’échange, le courtage, le lotissement, la mise en valeur, la construction, la reconstruction, la rénovation, la décoration intérieure, la démolition, la transformation, l’aménagement, l’exploitation, la dation ou prise à bail ou en emphytéose, la location et la gérance, la gestion et l’administration de tous immeubles bâtis en Belgique ou à l’étranger, meublés ou non et d’une manière générale toues les opérations civiles et commerciales en rapport avec l’immobilier ; L’achat, la vente, l’échange, la mise en valeur, le courtage, l’étude, l’expertise et al négociation de tout financement et toues opérations d’assurance ; La gestion et l’organisation de tout patrimoine immobilier ; La consultance ayant un rapport direct ou indirect avec son objet social

Structure & network

Connections & network

37 connected companies
Mohamed OUBIAL, Shared director, links 7 companies MOMohamed OUBIALBIO-VERSNELLER, via Mohamed OUBIAL BBIO-VERSNELLERBNP PARIBAS REAL ESTATE BELGIUM, via Mohamed OUBIAL BPBNP PARIBAS REALESTATE BELGIUMGAUCHERET, via Mohamed OUBIAL GGAUCHERETIMMOBILIERE DE LA LAINE, via Mohamed OUBIAL IDIMMOBILIERE DELA LAINERESIDENTIE DE VLAMME, via Mohamed OUBIAL RDRESIDENTIE DEVLAMMESOFIMMOCENTRALE, via Mohamed OUBIAL SSOFIMMOCENTRALEWOMBAT, via Mohamed OUBIAL WWOMBATFréderic VAN DE PUTTE, Shared director, links 5 companies FVFréderic VAN DEPUTTETreesquare, via Fréderic VAN DE PUTTE TTreesquareZUIDERPOORT FUND, via Fréderic VAN DE PUTTE ZFZUIDERPOORTFUND+9 companies via a shared corporate director +9via a sharedcorporate directorASPIRAVI OFFSHORE, Shared director AOASPIRAVIOFFSHOREASPIRAVI OFFSHORE II, Shared director AOASPIRAVIOFFSHORE IIFoncière du Berlaymont Foncière duBerlaymont0833.012.640
Shared directorsBundled connections
Linked via shared directors
Show 33 more companies with a shared director
Treesquare
via Fréderic VAN DE PUTTE · Bestuurder van soort a
WOMBAT
via Mohamed OUBIAL · Director
ZUIDERPOORT FUND
via Fréderic VAN DE PUTTE · Niet statutair zaakvoerder
former
ASPIRAVI OFFSHORE
Shared director
ASPIRAVI OFFSHORE II
Shared director
Belfius Equities
Shared director
BELFIUS SMART
Shared director
CEREP LOI 1
Shared director
ETHIAS
Shared director
ETHIAS PATRIMOINE
Shared director
Ethias Pension Fund
Shared director
FLUXYS BELGIUM
Shared director
Green4You
Shared director
LEOVILLE PROPERTIES VI
Shared director
SOCOFE
Shared director
EDMAC EUROPE
Shared corporate director
IMERYS GRAPHITE & CARBON BELGIUM
Shared corporate director
LEG II MEER
Shared corporate director
SD Worx Sécretariat Social ASBL
Shared corporate director
SILVERSTONE
Shared corporate director
Trias BEL Souverain - T
Shared corporate director
Van Roey Vastgoed
Shared corporate director
VILVOLEASE
Shared corporate director
Yazaki Europe Middle East Africa
Shared corporate director

Capital and shareholders

Shareholders according to the acts
At incorporation act of 01-02-2011 ↗
  • LNA Belgique (BE 0479.787.635) 999 shares (99.9%) · 99,900 EUR
  • Le Noble Age 1 share (0.1%) · 100 EUR

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 21-08-2020 Capital stated in the act · 100,000 EUR · 1,000 shares
  2. 01-02-2011 Incorporation · 100,000 EUR · 1,000 shares

Similar companies · same sector, comparable size

Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 771 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded20-01-2011
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.