LAC ROSE
ActiveLAC ROSE has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €7k. Equity is growing by ~32.9% per year across the filed fiscal years. Its solvency ranks better than 64% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
65
/ 100
Healthy▼ -28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-97
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 3.53 against 27.13 in 2024), and 30.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.9%
Return on assets
0.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
21 d early
2023
1 d late
2022
10 d late
2021
31 d late
2020
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.08M▼ 30.1%
2024 · €1.54M
2020: €241k
2021: €546k
2022: €891k
2023: €1.21M
2024: €1.54M
2020 → 2025
Total assets
€1.54M▼ 5.0%
2024 · €1.62M
2020: €565k
2021: €1.46M
2022: €1.70M
2023: €1.90M
2024: €1.62M
2020 → 2025
Net result
€7k▼ 98.0%
2024 · €330k
2020: €240k
2021: €305k
2022: €345k
2023: €821k
2024: €330k
2020 → 2025
Working capital
€1.10M▼ 29.0%
2024 · €1.56M
2020: €237k
2021: €1.22M
2022: €1.42M
2023: €1.22M
2024: €1.56M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€546k-€891k▲ 63.1%€1.21M▲ 36.0%€1.54M▲ 27.2%€1.08M▼ 30.1%
Operating result€417k-€418k▲ 0.2%€1.07M▲ 157%€414k▼ 61.5%€-60k
Net result€305k-€345k▲ 12.8%€821k▲ 138%€330k▼ 59.8%€7k▼ 98.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €60k after €414k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.54M
Fixed assets
€2k▼ 73.2%
Current assets
€1.54M▼ 4.6%
Equity and liabilities €1.54M
Equity
€1.08M▼ 30.1%
Debt
€465k▲ 472%
The debt ratio rises from 5.0% to 30.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-54k▼
2024 · €422k
Cash flow
€12k▼
2024 · €338k
Solvency
69.9%▼
2024 · 95.0%
Current ratio
3.53▼
2024 · 27.13
Quick ratio
3.53▼
2024 · 27.13
Debt / equity
0.43▲
2024 · 0.05
ROE
0.6%▼
2024 · 21.4%
ROA
0.4%▼
2024 · 20.3%
Interest coverage
-25.93▼
2024 · 4102.29
Debt
€465k▲
2024 · €81k
Debt ≤ 1 year
€436k▲
2024 · €60k
Income taxes
€5k▼
2024 · €114k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.62M€1.54M▼
Fixed assets21/28€8k€2k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24€8k€2k▼
Current assets29/58€1.61M€1.54M▼
Amounts receivable after more than one year29€152k€149k▼
Trade receivables290€152k€149k▼
Amounts receivable within one year40/41€90k€3k▼
Trade receivables40€50k€0▼
Other amounts receivable41€39k€3k▼
Current investments50/53€1.20M€1.33M▲
Cash at bank and in hand54/58€143k€19k▼
Deferred charges and accrued income490/1€31k€35k▲
Equity and liabilities
Total equity and liabilities10/49€1.62M€1.54M▼
Equity10/15€1.54M€1.08M▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€1.54M€1.08M▼
Amounts payable17/49€81k€465k▲
Amounts payable within one year42/48€60k€436k▲
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€58k€12k▼
Taxes450/3€54k€10k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€0€417k▲
Accrued charges and deferred income492/3€22k€29k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€425k€-52k▼
Operating profit (loss)9901€414k€-60k▼
Financial income75/76B€30k€73k▲
Recurring financial income75€30k€73k▲
Financial charges65/66B€103€2k▲
Recurring financial charges65€103€2k▲
Profit (loss) for the period before taxes9903€444k€12k▼
Income taxes67/77€114k€5k▼
Profit (loss) for the period9904€330k€7k▼
Profit (loss) for the period to be appropriated9905€330k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.54M€1.55M▲
Profit (loss) brought forward from the previous period14P€1.21M€1.54M▲
Profit to be distributed694/7€0€471k▲
Return on contributions (dividend)694€0€471k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €7k ▼98%
Net result drops to €7k, the lowest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
16-01
State Gazette act
Board meeting · Director resignation
General meeting · Director appointment
2024
31-12
Financial
Liquidity times 10current ratio 27.13
Current ratio from 2.82 to 27.13; short-term debt falls from €668k to €60k.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
07-03
State Gazette act
General meeting · Statutes amendment
Capital · Corporate purpose
2023
31-12
Financial
Highest result since 2020net €821k ▲138%
Operating result €1.07M, net result €821k, both a record.
31-12
Financial
Equity above €1MEq €1.21M ▲36%
4 profitable years in a row build equity to €1.21M.
10-11
State Gazette act
General meeting · Director reappointment
Permanent representative · Mandate compensation
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Liquidity quadruplescurrent ratio 6.57
Current ratio from 1.81 to 6.57; short-term debt falls from €293k to €219k.
31-12
Financial
Equity above €500kEq €546k ▲127%
2 profitable years in a row build equity to €546k.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
14-12
State Gazette act
Board meeting · Director appointment
Director resignation
12-08
State Gazette act
General meeting · Auditor reappointment
Permanent representative · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jean Paquotstraat 461050 ElseneGround area
498 m²
Building footprint
498 m²
Volume, LiDAR
12,001 m³
Parcel 21443C0202/00K002, Brussels · tallest building 29.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
LAC ROSE
since 20202.301.397.056
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0202/00K002 | Brussels | 498 m² | 1 · 498 m² | 29.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyLAC ROSEBE 0745.913.865
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 26,954 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-04-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.