Itrusd
ActiveItrusd has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €548k. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 59% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+29
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 2.66 against 9.19 in 2024), and 35.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.8%
Return on assets
32.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
53 d early
2023
2 d early
2022
17 d early
2021
13 d early
2020
10 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.08M▲ 17.6%
2024 · €916k
2018: €325k
2019: €433k
2020: €529k
2021: €631k
2022: €707k
2023: €786k
2024: €916k
2018 → 2025
Total assets
€1.66M▲ 61.1%
2024 · €1.03M
2018: €704k
2019: €794k
2020: €905k
2021: €816k
2022: €865k
2023: €941k
2024: €1.03M
2018 → 2025
Net result
€548k▲ 321%
2024 · €130k
2018: €64k
2019: €109k
2020: €95k
2021: €102k
2022: €76k
2023: €79k
2024: €130k
2018 → 2025
Working capital
€910k▲ 51.6%
2024 · €600k
2018: €112k
2019: €190k
2020: €244k
2021: €365k
2022: €348k
2023: €445k
2024: €600k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€631k-€707k▲ 12.0%€786k▲ 11.2%€916k▲ 16.6%€1.08M▲ 17.6%
Operating result€172k-€110k▼ 35.9%€135k▲ 22.1%€200k▲ 48.5%€147k▼ 26.7%
Net result€102k-€76k▼ 25.8%€79k▲ 4.4%€130k▲ 64.4%€548k▲ 321%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.66M
Fixed assets
€203k▼ 43.1%
Current assets
€1.46M▲ 116%
Equity and liabilities €1.66M
Equity
€1.08M▲ 17.6%
Debt
€585k▲ 405%
The debt ratio rises from 11.2% to 35.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€177k▼
2024 · €238k
Cash flow
€578k▲
2024 · €168k
Solvency
64.8%▼
2024 · 88.8%
Current ratio
2.66▼
2024 · 9.19
Quick ratio
2.66▼
2024 · 9.19
Debt / equity
0.54▲
2024 · 0.13
ROE
50.8%▲
2024 · 14.2%
ROA
32.9%▲
2024 · 12.6%
Interest coverage
24.15▼
2024 · 39.03
Debt
€585k▲
2024 · €116k
Debt ≤ 1 year
€548k▲
2024 · €73k
Debt > 1 year
€34k▼
2024 · €40k
Income taxes
€266k▲
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.66M▲
Fixed assets21/28€358k€203k▼
Tangible fixed assets22/27€257k€203k▼
Land and buildings22€99k€94k▼
Plant, machinery and equipment23€6k€4k▼
Furniture and vehicles24€44k€14k▼
Other tangible fixed assets26€108k€91k▼
Financial fixed assets28€100k€90▼
Current assets29/58€674k€1.46M▲
Amounts receivable after more than one year29-€365k
Other amounts receivable291-€365k
Amounts receivable within one year40/41€24k€37k▲
Trade receivables40€23k€37k▲
Other amounts receivable41€662€0▼
Current investments50/53€370k€1.01M▲
Cash at bank and in hand54/58€274k€48k▼
Deferred charges and accrued income490/1€6k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.66M▲
Equity10/15€916k€1.08M▲
Contributions10/11€6k€6k=
Reserves13€878k€1.04M▲
Distributable reserves133€878k€1.04M▲
Profit (loss) carried forward14€32k€32k=
Amounts payable17/49€116k€585k▲
Amounts payable after more than one year17€40k€34k▼
Financial debts170/4€40k€34k▼
Amounts payable within one year42/48€73k€548k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43-€16k
Credit institutions430/8-€16k
Trade debts44€10k€11k▲
Suppliers440/4€10k€11k▲
Taxes, remuneration and social security45€10k€77k▲
Taxes450/3€10k€77k▲
Other amounts payable47/48€47k€438k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€31k▼
Other operating charges640/8€14k€10k▼
Gross operating margin9900€253k€187k▼
Operating profit (loss)9901€200k€147k▼
Financial income75/76B€9k€674k▲
Recurring financial income75€9k€674k▲
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€203k€813k▲
Income taxes67/77€73k€266k▲
Profit (loss) for the period9904€130k€548k▲
Profit (loss) for the period to be appropriated9905€130k€548k▲
Appropriation of the result
Profit (loss) to be appropriated9906€162k€579k▲
Profit (loss) brought forward from the previous period14P€32k€32k=
Transfer from equity791/2-€386k
Transfer to equity691/2€130k€548k▲
To other reserves6921€130k€548k▲
Profit to be distributed694/7-€386k
Return on contributions (dividend)694-€386k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €548k ▲321%
Net result €548k, the highest in the series.
31-12
Financial
Equity above €1MEq €1.08M ▲17.6%
8 profitable years in a row build equity to €1.08M.
08-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Equity above €500kEq €529k ▲22%
3 profitable years in a row build equity to €529k.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 84 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sparrenlaan 173090 OverijseGround area
2,172 m²
Building footprint
451 m²
Volume, LiDAR
3,418 m³
2 parcels, Brussels, Flanders · tallest building 32.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Sparrenlaan 17, 3090 Overijse
since 20102.190.439.053
Itrusd
since 20212.314.504.330
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062M0221/00W000 | Flanders | 1,409 m² | 1 · 196 m² | 32.2 m · 1 fl. |
| 21911C0141/00F010 | Brussels | 763 m² | 1 · 256 m² | 14.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LAC ROSE
BE 0745.913.865
Elsene · Eq €1.08M
BO FINANCE
BE 0445.117.459
Mol · Eq €1.08M
SPM
BE 0473.072.661
Walhain · Eq €1.08M
THIERRY DUMONT
BE 0883.743.244
Hoeilaart · Eq €1.08M
SQUAIRE
BE 0897.147.951
Brasschaat · Eq €1.08M
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 26,946 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64929Financial service activities, except insurance and pension funding
68201Renting and operating of own or leased residential real estate, excluding social housing
73110Advertising agencies
78100Employment placement agencies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.