FINTOLOGY
ActiveFINTOLOGY has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €147k and a net result of €-1k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 95% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 0.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.6%
Return on assets
-1%
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
20 d late
2022
7 d early
2021
5 d early
2020
31 d early
2019
23 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€147k▼ 1.0%
2023 · €148k
2019: €-11k
2020: €180k
2021: €160k
2022: €150k
2023: €148k
2019 → 2024
Total assets
€147k▼ 1.0%
2023 · €149k
2019: €2k
2020: €192k
2021: €164k
2022: €151k
2023: €149k
2019 → 2024
Net result
€-1k▲ 29.7%
2023 · €-2k
2019: €-73k
2020: €-9k
2021: €-19k
2022: €-10k
2023: €-2k
2019 → 2024
Working capital
€147k▼ 1.0%
2023 · €148k
2019: €-13k
2020: €179k
2021: €160k
2022: €150k
2023: €148k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€180k-€160k▼ 10.8%€150k▼ 6.3%€148k▼ 1.4%€147k▼ 1.0%
Operating result€-9k-€-19k▼ 106%€-10k▲ 47.9%€-2k▲ 81.1%€-1k▲ 32.1%
Net result€-9k-€-19k▼ 104%€-10k▲ 47.4%€-2k▲ 79.7%€-1k▲ 29.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1k in 2024 against €2k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €147k
Equity
€147k▼ 1.0%
Debt
€640▼ 3.0%
The debt ratio stays at 0.4%.
Key figures and ratios
Solvency
99.6%=
2023 · 99.6%
Debt / equity
0.00▼
2023 · 0.00
ROE
-1.0%▲
2023 · -1.4%
ROA
-1.0%▲
2023 · -1.4%
Debt
€640▼
2023 · €659
Debt ≤ 1 year
€640▼
2023 · €659
A ratio outside any meaningful range has been withheld (balance sheet total €147k, equity €147k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€149k€147k▼
Current assets29/58€149k€147k▼
Amounts receivable within one year40/41€279€337▲
Other amounts receivable41€279€337▲
Cash at bank and in hand54/58€148k€147k▼
Equity and liabilities
Total equity and liabilities10/49€149k€147k▼
Equity10/15€148k€147k▼
Contributions10/11€262k€262k=
Capital10€262k€262k=
Issued capital100€262k€262k=
Profit (loss) carried forward14€-114k€-115k▼
Amounts payable17/49€659€640▼
Amounts payable within one year42/48€659€640▼
Trade debts44€20-
Suppliers440/4€20-
Other amounts payable47/48€640€640=
Income statement
Code20232024
Other operating charges640/8€109€118▲
Gross operating margin9900€-2k€-1k▲
Operating profit (loss)9901€-2k€-1k▲
Financial income75/76B-€20
Recurring financial income75-€20
Financial charges65/66B€185€193▲
Recurring financial charges65€185€193▲
Profit (loss) for the period before taxes9903€-2k€-1k▲
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-114k€-115k▼
Profit (loss) brought forward from the previous period14P€-111k€-114k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
10-08
State Gazette act
Registered office · Resignations & appointmentsGeneral meeting · Registered-office move · Statutes amendment19 facts ▸
State Gazette act
Registered office · Resignations & appointments
General meeting · Registered-office move · Statutes amendment19 facts ▸
- General meeting, 31/07/2026
- Registered-office move, Bischoffsheimlaan 33, 1000 Brussel
- Statutes amendment
- Director resignation, Abbeel Bert (bestuurder)
- Director resignation, Bastiaens Thijs (bestuurder)
- Director resignation, Coekelbergs Willem (bestuurder)
- Director resignation, Desaever Sam (bestuurder)
- Director appointment, VORTEX (bestuurder)
- Permanent representative, JANSSENS Erik
- Director appointment, PATRONALE LIFE (bestuurder)
- Permanent representative, MOEYKENS Filip
- Director appointment, NOVA PARTNERS (bestuurder)
- +7 further facts in this act
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 5current ratio 223.70
Current ratio from 43.29 to 223.70; short-term debt falls from €4k to €674.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 43.29
Current ratio from 15.41 to 43.29; short-term debt falls from €12k to €4k.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 1103current ratio 15.41
Current ratio from 0.01 to 15.41; short-term debt falls from €13k to €12k.
31-12
Financial
Equity above €150kEq €180k
Equity rises from €-11k to €180k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2024
This board is reconstructed from a single act (26351619). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Manage.O.N.s
CurrentDirector · since 18-09-2024 · Private limited company · perm. rep.: NOKERMAN Olivier
NOVA Partners
CurrentDirector · since 18-09-2024 · Private limited company · perm. rep.: VANDEN ABEELE Jan
PATRONALE LIFE
CurrentDirector · since 18-09-2024 · Legal entity · perm. rep.: MOEYKENS Filip
VORTEX
CurrentDirector · since 18-09-2024 · Legal entity · perm. rep.: JANSSENS Erik
18-09-2024
Manage.O.N.s: Appointed as Director
18-09-2024
NOVA Partners: Appointed as Director
18-09-2024
PATRONALE LIFE: Appointed as Director
18-09-2024
VORTEX: Appointed as Director
18-09-2024
Abbeel Bert: Resigned as Director
18-09-2024
Bastiaens Thijs: Resigned as Director
18-09-2024
Coekelbergs Willem: Resigned as Director
18-09-2024
Desaever Sam: Resigned as Director
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bischoffsheimlaan 331000 BrusselGround area
1,284 m²
Building footprint
1,036 m²
Volume, LiDAR
19,795 m³
Parcel 21803C0382/00G000, Brussels · tallest building 26.4 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
FINTOLOGY
since 20182.278.167.437
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21803C0382/00G000 | Brussels | 1,284 m² | 1 · 1,036 m² | 26.4 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| EY BedrijfsrevisorenCurrent Statutory auditor · represented by Boschmans Christophe | 10-08-2026 → present |
Structure & network
Connections & network
9 connected companiesNetwork connections
Shared corporate director
→
Shared corporate director
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Shared corporate director
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Shared corporate director
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Show 5 more network connections
Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Shared corporate director
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Ownership & control
2 partiesControl over this companysits on this company's board2
9 subsidiaries · 1 location
1 subsidiary · 1 location
controls
FINTOLOGYBE 0697.827.007
Similar companies · same sector, comparable size
AsyncSource
BE 1002.213.601
Brussel · Eq €146k
CORECONSULT
BE 0826.596.188
Jabbeke · Eq €147k
SILLIBERTY
BE 0500.700.439
Sint-Martens-Latem · Eq €147k
WayMaker
BE 1005.020.463
Kortenberg · Eq €146k
GD CONSULTING
BE 0475.772.825
Antwerpen · Eq €146k
Of 16,807 companies in sector 62100 we hold annual accounts for 8,747. 6,830 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-06-2018
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
47400Retail sale of information and communication equipment
47410Retail trade
73110Advertising agencies
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.