SILLIBERTY
ActiveSILLIBERTY has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €123k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▲+46
Solvency49▲+19
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.39 in 2024; short-term debt: 75.7% and cash: 15.1% of total assets), and 76% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
20.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 16974 sector peers (2025).
NBB · sector comparisonPosition among 16974 sector peers
Solvency
better than 24%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €147k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
40 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
31 d late
2019
55 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€147k▲ 509%
2024 · €24k
2018: €21k
2019: €21k
2020: €22k
2021: €-603k
2022: €-158k
2023: €3k
2024: €24k
2018 → 2025
Total assets
€610k▲ 36.1%
2024 · €448k
2018: €857k
2019: €763k
2020: €372k
2021: €385k
2022: €742k
2023: €428k
2024: €448k
2018 → 2025
Net result
€123k▲ 493%
2024 · €21k
2018: €24k
2019: €24k
2020: €16k
2021: €-624k
2022: €445k
2023: €161k
2024: €21k
2018 → 2025
Working capital
€139k▲ 14.5%
2024 · €121k
2018: €8k
2019: €15k
2020: €21k
2021: €-607k
2022: €-118k
2023: €95k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-603k-€-158k▲ 73.9%€3k€24k▲ 611%€147k▲ 509%
Operating result€-621k-€449k€164k▼ 63.4%€49k▼ 70.4%€190k▲ 291%
Net result€-624k-€445k€161k▼ 63.9%€21k▼ 87.1%€123k▲ 493%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 291% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €610k
Fixed assets
€10k▼ 26.3%
Current assets
€600k▲ 38.0%
Equity and liabilities €610k
Equity
€147k▲ 509%
Debt
€463k▲ 9.3%
The debt ratio falls from 94.6% to 76.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€195k▲
2024 · €54k
Cash flow
€128k▲
2024 · €26k
Solvency
24.0%▲
2024 · 5.4%
Current ratio
1.30▼
2024 · 1.39
Quick ratio
1.30▼
2024 · 1.39
Debt / equity
3.16▼
2024 · 17.62
ROE
83.6%▼
2024 · 85.9%
ROA
20.1%▲
2024 · 4.6%
Interest coverage
8.37▲
2024 · 2.87
Debt
€463k▲
2024 · €424k
Debt ≤ 1 year
€462k▲
2024 · €314k
Debt > 1 year
€0▼
2024 · €110k
Income taxes
€47k▲
2024 · €10k
Staff costs
€309k▲
2024 · €303k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€448k€610k▲
Fixed assets21/28€13k€10k▼
Tangible fixed assets22/27€13k€10k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€6k€3k▼
Current assets29/58€435k€600k▲
Amounts receivable within one year40/41€435k€508k▲
Trade receivables40€420k€478k▲
Other amounts receivable41€15k€30k▲
Cash at bank and in hand54/58-€92k
Deferred charges and accrued income490/1€455€1k▲
Equity and liabilities
Total equity and liabilities10/49€448k€610k▲
Equity10/15€24k€147k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€4k€126k▲
Amounts payable17/49€424k€463k▲
Amounts payable after more than one year17€110k€0▼
Financial debts170/4€110k€0▼
Amounts payable within one year42/48€314k€462k▲
Financial debts43€43k€50k▲
Credit institutions430/8€43k€50k▲
Trade debts44€199k€304k▲
Suppliers440/4€199k€304k▲
Taxes, remuneration and social security45€72k€91k▲
Taxes450/3€33k€57k▲
Remuneration and social security454/9€38k€34k▼
Other amounts payable47/48€0€16k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€303k€309k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▲
Other operating charges640/8€1k€290▼
Gross operating margin9900€358k€504k▲
Operating profit (loss)9901€49k€190k▲
Financial income75/76B€455€4k▲
Recurring financial income75€455€4k▲
Financial charges65/66B€19k€23k▲
Recurring financial charges65€19k€23k▲
Profit (loss) for the period before taxes9903€30k€170k▲
Income taxes67/77€10k€47k▲
Profit (loss) for the period9904€21k€123k▲
Profit (loss) for the period to be appropriated9905€21k€123k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€126k▲
Profit (loss) brought forward from the previous period14P€-17k€4k▲
Social balance
Average headcount (FTE)90873.0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €147k ▲509%
4 profitable years in a row build equity to €147k.
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 40 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €445k
Net result €445k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-624k ▼3955%
Net result drops to €-624k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 22 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 509830 Sint-Martens-LatemGround area
2,757 m²
Building footprint
277 m²
Volume, LiDAR
3,135 m³
2 parcels, Flanders · tallest building 31.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Beekstraat 8, 9030 Gent
since 20122.214.069.045
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0277/00W000 | Flanders | 1,932 m² | 1 · 175 m² | 31.1 m · 5 fl. |
| 44017A1535/00H000 | Flanders | 825 m² | 1 · 102 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CORECONSULT
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FINTOLOGY
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ADAMAT
BE 1000.841.842
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AsyncSource
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INFORMATIKA ORGANISATIE EN CONSULTANCY
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Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 6,859 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2012
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.