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STOCKEL RESIDENCE INVESTMENT

Active
Public limited companyfounded 201411 yrs activeGuimardstraat 18, 1040 Brussel, BelgiumKBO/BCE: BE 0562.999.678
Summary

STOCKEL RESIDENCE INVESTMENT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.95M and a net result of €65k. Equity remains stable across the filed fiscal years (±0.1% per year). The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
65 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability41▲+1
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €320k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 5.65 in 2024; short-term debt: 0.3% and cash: 0.4% of total assets), and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
99.2%
Return on assets
1.3%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
123 d early
2024
118 d early
2023
118 d early
2022
122 d early
2021
110 d early
2020
121 d early
2019
121 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€65k▲ 7.3%
2024 · €61k
2018: €-20k 2019: €-21k 2020: €-21k 2021: €-23k 2022: €-24k 2023: €13k 2024: €61k
2018 → 2025
Working capital
€5k▼ 94.2%
2024 · €89k
2018: €-17k 2019: €-9k 2020: €-28k 2021: €2k 2022: €7k 2023: €24k 2024: €89k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€4.83M-€4.81M▼ 0.5%€4.82M▲ 0.3%€4.88M▲ 1.3%€4.95M▲ 1.3%
Operating result€-20k-€-20k▼ 3.6%€-22k▼ 8.1%€-22k▼ 1.0%€-23k▼ 5.7%
Net result€-23k-€-24k▼ 5.3%€13k€61k▲ 369%€65k▲ 7.3%
Result per fiscal year
Operating resultNet result
€-25k€0€25k€50k€75kOperating result 2021: €-20k€-20kNet result 2021: €-23k€-23kOperating result 2022: €-20k€-20kNet result 2022: €-24k€-24kOperating result 2023: €-22k€-22kNet result 2023: €13k€13kOperating result 2024: €-22k€-22kNet result 2024: €61k€61kOperating result 2025: €-23k€-23kNet result 2025: €65k€65k20212022202320242025€-25k€0€25k€50k€75kOperating result 2023: €-22k€-22kNet result 2023: €13k€13kOperating result 2024: €-22k€-22kNet result 2024: €61k€61kOperating result 2025: €-23k€-23kNet result 2025: €65k€65k202320242025
The operating result stays negative: a loss of €23k in 2025 against €22k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.99M
Fixed assets €4.97M =
Current assets €19k ▼ 82.1%
Equity and liabilities €4.99M
Equity €4.95M ▲ 1.3%
Debt €42k ▼ 78.5%
Debt's share of the balance-sheet total falls from 3.8% to 0.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.36
2024 · 5.65
Debt to equity
0.01
2024 · 0.04
ROE
1.3%
2024 · 1.2%
ROA
1.3%
2024 · 1.2%
Debt ≤ 1 year
€14k
2024 · €19k
Debt > 1 year
€28k
2024 · €176k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€5.08M€4.99M
Fixed assets21/28€4.97M€4.97M=
Financial fixed assets28€4.97M€4.97M=
Affiliated companies280/1€4.97M€4.97M=
Participating interests280€4.97M€4.97M=
Current assets29/58€108k€19k
Cash at bank and in hand54/58€108k€19k
Equity and liabilities
Total equity and liabilities10/49€5.08M€4.99M
Equity10/15€4.88M€4.95M
Contributions10/11€4.98M€4.98M=
Capital10€4.98M€4.98M=
Issued capital100€4.98M€4.98M=
Profit (loss) carried forward14€-97k€-32k
Amounts payable17/49€195k€42k
Amounts payable after more than one year17€176k€28k
Financial debts170/4€176k€28k
Other loans174€176k€28k
Amounts payable within one year42/48€19k€14k
Trade debts44€19k€14k
Suppliers440/4€19k€14k
Income statement Code20242025
Operating charges60/66A€22k€23k
Services and other goods61€21k€22k
Other operating charges640/8€968€998
Operating profit (loss)9901€-22k€-23k
Financial income75/76B€87k€90k
Recurring financial income75€87k€90k
Income from financial fixed assets750€87k€90k
Financial charges65/66B€4k€2k
Recurring financial charges65€4k€2k
Debt charges650€4k€2k
Profit (loss) for the period before taxes9903€61k€65k
Profit (loss) for the period9904€61k€65k
Profit (loss) for the period to be appropriated9905€61k€65k
Appropriation of the result
Profit (loss) to be appropriated9906€-97k€-32k
Profit (loss) brought forward from the previous period14P€-158k€-97k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-09
State Gazette act Reappointments: Adeline Simont, Dominique Labay and Inès Horwart
Power of attorney5 facts ▸
  • General meeting, 26-03-2026
  • Power of attorney, Nicolas Mathieu
  • Director reappointment, Adeline Simont (director)
  • Director reappointment, Dominique Labay (director)
  • Director reappointment, Inès Horwart (director)
30-03
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €65k ▲7.3%
Net result €65k, the highest in the series.
04-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Liquidity triplescurrent ratio 5.65
Current ratio from 2.20 to 5.65; short-term debt falls from €20k to €19k.
04-04
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Back to profitnet €13k
Net result €13k after 5 loss-making years.
31-03
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Weakest financial yearnet €-24k
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
12-04
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial Liquidity times 26current ratio 1.11
Current ratio from 0.04 to 1.11; short-term debt falls from €30k to €17k.
01-04
NBB filing Annual accounts filed
fiscal year 2020 · full schema
Show earlier events
2020
01-04
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
29-03
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
16-04
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
under verification, no change since 2026
This board is reconstructed from a single act (26117819). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Adeline Simont
Director · since 26-03-2026
Current
Dominique Labay
Director · since 26-03-2026
Current
Inès Horwart
Director · since 26-03-2026
Current
26-03-2026 Adeline Simont: Mandate renewed as Director
26-03-2026 Dominique Labay: Mandate renewed as Director
26-03-2026 Inès Horwart: Mandate renewed as Director
Location & real-estate footprint
Registered office, Brussel
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Guimardstraat 181040 Brussel
Ground area
502 m²
Building footprint
502 m²
Volume, LiDAR
9,150 m³
Parcel 21805E0197/00N000, Brussels · tallest building 24.8 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21805E0197/00N000
ProtectedMonumentNeoclassicistisch huisSource ↗
Brussels 502 m² 1 · 502 m² 24.8 m · 6 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Structure & network

Connections & network

12 connected companies
Adeline Simont, Shared director, links 7 companies ASAdeline SimontANDEL, via Adeline Simont AANDELATLANTIC CERTIFICATES, via Adeline Simont ACATLANTICCERTIFICATESBELGIAN LAND, via Adeline Simont BLBELGIAN LANDDEGROOF PETERCAM CORPORATE FINANCE, via Adeline Simont DPDEGROOFPETERCAM…INCLUSIO, via Adeline Simont IINCLUSIOSTOCKEL RESIDENCE CERTIFICATES, via Adeline Simont SRSTOCKELRESIDENCE…AEDIFICA, via Adeline Simont AAEDIFICAInès Horwart, Shared director, links 6 companies IHInès HorwartCAISSE DE PENSIONS TRACTEBEL - PENSIOENKAS TRACTEBEL, via Inès Horwart CDCAISSE DEPENSIONS…CONTASSUR - CONTIBEL ASSURANCES VIE - CONTIBEL LEVENSVERZEKERINGEN, via Inès Horwart CCCONTASSURCONTIBEL…ENERBEL, via Inès Horwart EENERBELPENSIOBEL, via Inès Horwart PPENSIOBELCEREP LOI 1, via Inès Horwart CLCEREP LOI 1STOCKEL RESIDENCE INVESTMENT STOCKELRESIDENCE…0562.999.678
Shared directors
Linked via shared directors
ANDEL
via Adeline Simont · Director
BELGIAN LAND
via Adeline Simont and Dominique Labay · Membre du conseil de surveillance de catégorie a
CAISSE DE PENSIONS TRACTEBEL - PENSIOENKAS TRACTEBEL
via Inès Horwart · Gedelegeerde voor het dagelijks bestuur
Show 8 more companies with a shared director
CONTASSUR - CONTIBEL ASSURANCES VIE - CONTIBEL LEVENSVERZEKERINGEN
via Inès Horwart · Présidente du comité de direction et chief executive officer
ENERBEL
via Inès Horwart · Gevolmachtigde (dagelijks bestuur)
INCLUSIO
via Adeline Simont · Director
PENSIOBEL
via Inès Horwart · Gevolmachtigde (dagelijks bestuur)
AEDIFICA
via Adeline Simont · Administrateur non exécutif non indépendant
former
CEREP LOI 1
via Inès Horwart · Director
former

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded25-09-2014
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.