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S-TEAM

Active
Kalkhoevestraat 10 ·8790 Waregem, Belgium
KBO/BCE: BE 0465.169.042
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Age27 yrs
Board7
Connections1
Real estate1 parcel · 3,295 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of S-TEAM is < 0.1% (very low). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 25-06-2025 36 d early 2025-00209227
31-12-2023 31-07-2024 25-06-2024 36 d early 2024-00163681
31-12-2022 31-07-2023 28-06-2023 33 d early 2023-00205885
31-12-2021 31-07-2022 20-07-2022 11 d early 2022-20210803
31-12-2020 31-07-2021 19-07-2021 12 d early 2021-37400282
31-12-2019 31-07-2020 24-06-2020 37 d early 2020-20300538
31-12-2018 31-07-2019 03-07-2019 28 d early 2019-28300376
31-12-2017 31-07-2018 02-07-2018 29 d early 2018-27700418
31-12-2016 31-07-2017 27-06-2017 34 d early 2017-22500516
31-12-2015 31-07-2016 22-06-2016 39 d early 2016-20300498

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1999, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 25-06-2025 2025-00209227
31-12-2023 micro 25-06-2024 2024-00163681
31-12-2022 micro 28-06-2023 2023-00205885
31-12-2021 micro 20-07-2022 2022-20210803
31-12-2020 micro 19-07-2021 2021-37400282
31-12-2019 micro 24-06-2020 2020-20300538
31-12-2018 micro 03-07-2019 2019-28300376
31-12-2017 micro 02-07-2018 2018-27700418
31-12-2016 micro 27-06-2017 2017-22500516
31-12-2015 verkort 22-06-2016 2016-20300498

Directors

Directors & mandates

31 directors
Current directors & mandates
  • De PaepeLegal entity
    Director· perm. rep.: De Paepe Willem
    State Gazette act 24138515 (25-09-2024)
    Current
    10-06-2024 → present
  • Zakenkantoor CertoLegal entity
    Director· perm. rep.: Vandenbogaerde Dimitri
    State Gazette act 24138515 (25-09-2024)
    Current
    10-06-2024 → present
  • A-CoverLegal entity
    Director· perm. rep.: Oostvogels Jan
    State Gazette act 23116253 (11-09-2023)
    Current
    11-09-2023 → present
  • Kantoor Pattyn VLegal entity
    Director· perm. rep.: Meersseman Martin
    State Gazette act 23116253 (11-09-2023)
    Current
    11-09-2023 → present
  • Sadi Claeys AssurdelLegal entity
    Director· perm. rep.: CLAEYS Lauriane Guy
    State Gazette act 23350163 (31-05-2023)
    Current
    13-06-2022 → present
  • Callens VerzekeringsgroepLegal entity
    Director· perm. rep.: Devlamynck Luc
    State Gazette act 21108362 (10-09-2021)
    Current
    10-09-2021 → present
  • Van Buynder-MartensLegal entity
    Director· perm. rep.: Van Buynder Geert
    State Gazette act 21108362 (10-09-2021)
    Current
    10-09-2021 → present
    2 events
    • 10-06-2024 Resigned· Director
    • 10-09-2021 Mandate renewed· Director
Historic, not recently confirmed (9)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • A-Cover BVLegal entity
    Director· perm. rep.: Oostvogels Jan
    State Gazette act 20083691 (22-07-2020)
    Not recently confirmed
    last confirmed in an act from 2020
  • Vuylsteke verzekeringen BVLegal entity
    Director· perm. rep.: Vuylsteke Françis
    State Gazette act 20083691 (22-07-2020)
    Not recently confirmed
    last confirmed in an act from 2020
  • Callens Verzekeringsgroep NVLegal entity
    Director· perm. rep.: Blondeel Steve
    State Gazette act 18131154 (28-08-2018)
    Not recently confirmed
    last confirmed in an act from 2018
  • Pro - VerzekeringenLegal entity
    Director· perm. rep.: Van Eynde Filip
    State Gazette act 18131154 (28-08-2018)
    Not recently confirmed
    last confirmed in an act from 2018
    2 events
    • 28-08-2018 Mandate renewed· Director
    • 10-07-2015 Mandate renewed· Director
  • Van Buynder-Martens BVBALegal entity
    Director· perm. rep.: Van Buynder Geert
    State Gazette act 18131154 (28-08-2018)
    Not recently confirmed
    last confirmed in an act from 2018
  • Torfs BVBALegal entity
    Director· perm. rep.: Torfs Johan
    State Gazette act 17109321 (27-07-2017)
    Not recently confirmed
    last confirmed in an act from 2017
  • Vuylsteke Verzekeringen BVBALegal entity
    Director· perm. rep.: Vuylsteke Francis
    State Gazette act 17109321 (27-07-2017)
    Not recently confirmed
    last confirmed in an act from 2017
  • Isa Group CVBALegal entity
    Director· perm. rep.: De Deoker Thierry
    State Gazette act 13102470 (04-07-2013)
    Not recently confirmed
    last confirmed in an act from 2013
  • Kantoor Vantomme bvbaLegal entity
    Director· perm. rep.: Vantommme Koerı
    State Gazette act 13102470 (04-07-2013)
    Not recently confirmed
    last confirmed in an act from 2013
Former directors (15)
  • Vuylsteke VerzekeringenLegal entity
    Director· perm. rep.: Vuylsteke Francis
    State Gazette act 23116253 (11-09-2023)
    Former
    - → 11-09-2023
  • DE VRIENDT CONSULTANCYLegal entity
    Director· perm. rep.: DE VRIENDT Johan Denis Charles
    State Gazette act 23350163 (31-05-2023)
    Former
    - → 13-06-2022
  • Pro-verzekeringen BVLegal entity
    Director· perm. rep.: Van den Eynde Filip
    State Gazette act 20083691 (22-07-2020)
    Former
    - → 08-07-2020
  • Devlamynck Luc
    Director
    State Gazette act 16101202 (19-07-2016)
    Former
    04-07-2013 → 28-08-2018
    4 events
    • 28-08-2018 Resigned· Director
    • 19-07-2016 Mandate renewed· Director
    • 08-07-2014 Appointed· Director
    • 04-07-2013 Appointed· Director
  • Luyssen Nicolas
    Director
    State Gazette act 16101202 (19-07-2016)
    Former
    14-10-2013 → 28-08-2018
    4 events
    • 28-08-2018 Resigned· Director
    • 19-07-2016 Mandate renewed· Director
    • 14-10-2013 Appointed· Director
    • 04-07-2013 Resigned· Director
10 further former directors in the mandate history. Available in Kantoor S. See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Cooperative company(706)
Incorporation06-01-1999
StatusActive
Postal code8790

Structure & network

Connections & network

1 connected company
Network connections
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kalkhoevestraat 108790 Waregem

Establishment units

1 location
S-TEAM MAKELAARSCOLLECTIEF
Kalkhoevestraat 10, 8790 WaregemGegevensverwerking, webhosting en aanverwante activiteiten
since 19992.091.088.386
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,295 m²
Buildings1
Building footprint5,638 m²
Volume (LiDAR)34,837 m³
Tallest building26.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34452B0655/00K003 Flanders 3,295 m² 1 · 5,637 m² 26.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

16 acts
Address history · 1
01-07-2024
v3.2
All acts · 16 updated 7 months ago
2026
02-01-2026 1 director appointed, 1 resigning, 1 reappointed Director changes
  • BV JGD, Bestuurder
  • BV Integris, Bestuurder
  • NV Sadi Claeys Assurdel, Bestuurder
Summary: v3.2
2024
25-09-2024 2 directors appointed, 1 resigning Director changes
  • De Paepe Willem, Bestuurder
  • Vandenbogaerde Dimitri, Bestuurder
  • Van Buynder Geert, Bestuurder
Summary: v3.2
01-07-2024 Registered office moved from Zwevegem to Waregem Registered-office change
  • Otegemstraat 59, 8550 Zwevegem → Kalkhoevestraat 10, 8790 Waregem
Summary: v3.2
2023
11-09-2023 1 director appointed, 1 resigning, 1 reappointed Director changes
  • Meersseman Martin, Bestuurder
  • Vuylsteke Francis, Bestuurder
  • Oostvogels Jan, Bestuurder
Summary: v3.2
31-05-2023 Articles of association amended Statutes amendment
Summary: v3.2
2021
10-09-2021 2 reappointed Director changes
  • Devlamynck Luc, Bestuurder
  • Van Buynder-Martens, Bestuurder
Summary: v3.2
2020
22-07-2020 1 director appointed, 1 resigning, 1 reappointed Director changes
  • Oostvogels Jan, Bestuurder
  • Van den Eynde Filip, Bestuurder
  • Vuylsteke Françis, Bestuurder
Summary: v3.2
13-02-2020 1 director appointed, 1 resigning Director changes
  • Devlamynck Luc, Bestuurder
  • Blondeel Steve, Bestuurder
Summary: v3.2
2019
26-07-2019 1 director appointed, 1 resigning Director changes
  • De Vriendt Johan, Bestuurder
  • Torfs Johan, Bestuurder
Summary: v3.2
2018
28-08-2018 2 directors appointed, 2 resigning, 1 reappointed Director changes
  • Van Buynder Geert, Bestuurder
  • Blondeel Steve, Bestuurder
  • Devlamynck Luc, Bestuurder
  • Luyssen Nicolas, Bestuurder
  • Van Eynde Filip, Bestuurder
Summary: v3.2
2017
27-07-2017 2 directors appointed, 3 resigning Director changes
  • Vuylsteke Francis, Bestuurder
  • Torfs Johan, Bestuurder
  • Van den Eynde Filip, Bestuurder
  • Mondal Johan, Bestuurder
  • Wouters Leen, Bestuurder
Summary: v3.2
2016
19-07-2016 2 reappointed Director changes
  • Luyssen Nicolas, Bestuurder
  • Devlamynck Luc, Bestuurder
Summary: v3.2
2015
10-07-2015 1 director appointed, 1 resigning, 1 reappointed Director changes
  • Wouter Leen, Bestuurder
  • De Decker Thierry, Bestuurder
  • Van den Eynde Filip, Bestuurder
Summary: v3.2
2014
08-07-2014 1 director appointed, 1 resigning, 1 reappointed Director changes
  • Devlamynck Luc, Bestuurder
  • Yves Huyghebaert, Bestuurder
  • Mondal Johan, Bestuurder
Summary: v3.2
2013
14-10-2013 3 directors appointed, 1 resigning Director changes
  • Mondal Johan, Bestuurder
  • Hebb Eric, Bestuurder
  • Luyssen Nicolas, Bestuurder
  • Vantomme Koen, Bestuurder
Summary: v3.2
04-07-2013 1 director appointed, 6 resigning, 3 reappointed Director changes
  • de heer Devlamynck Luc, Bestuurder
  • Mevr. Lycke Sabine, Bestuurder
  • De heer Luyssen Nicolas, Bestuurder
  • De Lovinfosse Xavier, Bestuurder
  • Massaert Roland, Bestuurder
  • Dellafaille Wim, Bestuurder
  • Degrève Alain, Bestuurder
  • Vantommme Koerı, Bestuurder
Summary: v3.2

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 15,452 of the 82,011 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Gegevensverwerking72300
Primary activity highlighted.
Names & trade names
Legal nameNL S-TEAM
Registered office
Kalkhoevestraat 10 bus 4.2
8790 Waregem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.