Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of S-TEAM is < 0.1% (very low). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | micro | 25-06-2025 | 2025-00209227 |
| 31-12-2023 | micro | 25-06-2024 | 2024-00163681 |
| 31-12-2022 | micro | 28-06-2023 | 2023-00205885 |
| 31-12-2021 | micro | 20-07-2022 | 2022-20210803 |
| 31-12-2020 | micro | 19-07-2021 | 2021-37400282 |
| 31-12-2019 | micro | 24-06-2020 | 2020-20300538 |
| 31-12-2018 | micro | 03-07-2019 | 2019-28300376 |
| 31-12-2017 | micro | 02-07-2018 | 2018-27700418 |
| 31-12-2016 | micro | 27-06-2017 | 2017-22500516 |
| 31-12-2015 | verkort | 22-06-2016 | 2016-20300498 |
Directors
Directors & mandates
31 directors-
De PaepeLegal entityDirector· perm. rep.: De Paepe WillemState Gazette act 24138515 (25-09-2024)Current10-06-2024 → present
-
Zakenkantoor CertoLegal entityDirector· perm. rep.: Vandenbogaerde DimitriState Gazette act 24138515 (25-09-2024)Current10-06-2024 → present
-
A-CoverLegal entityDirector· perm. rep.: Oostvogels JanState Gazette act 23116253 (11-09-2023)Current11-09-2023 → present
-
Kantoor Pattyn VLegal entityDirector· perm. rep.: Meersseman MartinState Gazette act 23116253 (11-09-2023)Current11-09-2023 → present
-
Sadi Claeys AssurdelLegal entityDirector· perm. rep.: CLAEYS Lauriane GuyState Gazette act 23350163 (31-05-2023)Current13-06-2022 → present
-
Callens VerzekeringsgroepLegal entityDirector· perm. rep.: Devlamynck LucState Gazette act 21108362 (10-09-2021)Current10-09-2021 → present
-
Current10-09-2021 → present
2 events
- 10-06-2024 Resigned· Director
- 10-09-2021 Mandate renewed· Director
Historic, not recently confirmed (9)
-
A-Cover BVLegal entityDirector· perm. rep.: Oostvogels JanState Gazette act 20083691 (22-07-2020)Not recently confirmedlast confirmed in an act from 2020
-
Vuylsteke verzekeringen BVLegal entityDirector· perm. rep.: Vuylsteke FrançisState Gazette act 20083691 (22-07-2020)Not recently confirmedlast confirmed in an act from 2020
-
Callens Verzekeringsgroep NVLegal entityDirector· perm. rep.: Blondeel SteveState Gazette act 18131154 (28-08-2018)Not recently confirmedlast confirmed in an act from 2018
-
Pro - VerzekeringenLegal entityDirector· perm. rep.: Van Eynde FilipState Gazette act 18131154 (28-08-2018)Not recently confirmedlast confirmed in an act from 2018
2 events
- 28-08-2018 Mandate renewed· Director
- 10-07-2015 Mandate renewed· Director
-
Van Buynder-Martens BVBALegal entityDirector· perm. rep.: Van Buynder GeertState Gazette act 18131154 (28-08-2018)Not recently confirmedlast confirmed in an act from 2018
-
Torfs BVBALegal entityDirector· perm. rep.: Torfs JohanState Gazette act 17109321 (27-07-2017)Not recently confirmedlast confirmed in an act from 2017
-
Vuylsteke Verzekeringen BVBALegal entityDirector· perm. rep.: Vuylsteke FrancisState Gazette act 17109321 (27-07-2017)Not recently confirmedlast confirmed in an act from 2017
-
Isa Group CVBALegal entityDirector· perm. rep.: De Deoker ThierryState Gazette act 13102470 (04-07-2013)Not recently confirmedlast confirmed in an act from 2013
-
Kantoor Vantomme bvbaLegal entityDirector· perm. rep.: Vantommme KoerıState Gazette act 13102470 (04-07-2013)Not recently confirmedlast confirmed in an act from 2013
Former directors (15)
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Vuylsteke VerzekeringenLegal entityDirector· perm. rep.: Vuylsteke FrancisState Gazette act 23116253 (11-09-2023)Former- → 11-09-2023
-
DE VRIENDT CONSULTANCYLegal entityDirector· perm. rep.: DE VRIENDT Johan Denis CharlesState Gazette act 23350163 (31-05-2023)Former- → 13-06-2022
-
Pro-verzekeringen BVLegal entityDirector· perm. rep.: Van den Eynde FilipState Gazette act 20083691 (22-07-2020)Former- → 08-07-2020
-
Former04-07-2013 → 28-08-2018
4 events
- 28-08-2018 Resigned· Director
- 19-07-2016 Mandate renewed· Director
- 08-07-2014 Appointed· Director
- 04-07-2013 Appointed· Director
-
Former14-10-2013 → 28-08-2018
4 events
- 28-08-2018 Resigned· Director
- 19-07-2016 Mandate renewed· Director
- 14-10-2013 Appointed· Director
- 04-07-2013 Resigned· Director
-
A-Cover BVBALegal entityDirector· perm. rep.: Wouters LeenState Gazette act 15099296 (10-07-2015)Former10-07-2015 → 27-07-2017
2 events
- 27-07-2017 Resigned· Director
- 10-07-2015 Appointed· Director
-
Mondal & PartnersLegal entityDirector· perm. rep.: Mondal JohanState Gazette act 14131841 (08-07-2014)Former08-07-2014 → 27-07-2017
2 events
- 27-07-2017 Resigned· Director
- 08-07-2014 Mandate renewed· Director
-
Former- → 27-07-2017
-
ISA GroupLegal entityDirector· perm. rep.: De Decker ThierryState Gazette act 15099296 (10-07-2015)Former- → 10-07-2015
-
Former04-07-2013 → 30-06-2014
2 events
- 30-06-2014 Resigned· Director
- 04-07-2013 Mandate renewed· Director
-
A.D. Finarce BVBALegal entityDirector· perm. rep.: Degrève AlainState Gazette act 13102470 (04-07-2013)Former- → 04-07-2013
-
Dellafaille en Co NVLegal entityDirector· perm. rep.: Dellafaille WimState Gazette act 13102470 (04-07-2013)Former- → 04-07-2013
-
Former- → 04-07-2013
-
ORA Consulting BVBALegal entityDirector· perm. rep.: De Lovinfosse XavierState Gazette act 13102470 (04-07-2013)Former- → 04-07-2013
Insolvency mandates
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Cooperative company(706) |
| Incorporation | 06-01-1999 |
| Status | Active |
| Postal code | 8790 |
Structure & network
Locations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0655/00K003 | Flanders | 3,295 m² | 1 · 5,637 m² | 26.5 m · 2 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
16 acts02-01-2026 1 director appointed, 1 resigning, 1 reappointed
- BV JGD, Bestuurder
- BV Integris, Bestuurder
- NV Sadi Claeys Assurdel, Bestuurder
25-09-2024 2 directors appointed, 1 resigning
- De Paepe Willem, Bestuurder
- Vandenbogaerde Dimitri, Bestuurder
- Van Buynder Geert, Bestuurder
01-07-2024 Registered office moved from Zwevegem to Waregem
- Otegemstraat 59, 8550 Zwevegem → Kalkhoevestraat 10, 8790 Waregem
11-09-2023 1 director appointed, 1 resigning, 1 reappointed
- Meersseman Martin, Bestuurder
- Vuylsteke Francis, Bestuurder
- Oostvogels Jan, Bestuurder
31-05-2023 Articles of association amended
10-09-2021 2 reappointed
22-07-2020 1 director appointed, 1 resigning, 1 reappointed
- Oostvogels Jan, Bestuurder
- Van den Eynde Filip, Bestuurder
- Vuylsteke Françis, Bestuurder
13-02-2020 1 director appointed, 1 resigning
26-07-2019 1 director appointed, 1 resigning
28-08-2018 2 directors appointed, 2 resigning, 1 reappointed
- Van Buynder Geert, Bestuurder
- Blondeel Steve, Bestuurder
- Devlamynck Luc, Bestuurder
- Luyssen Nicolas, Bestuurder
- Van Eynde Filip, Bestuurder
27-07-2017 2 directors appointed, 3 resigning
- Vuylsteke Francis, Bestuurder
- Torfs Johan, Bestuurder
- Van den Eynde Filip, Bestuurder
- Mondal Johan, Bestuurder
- Wouters Leen, Bestuurder
19-07-2016 2 reappointed
10-07-2015 1 director appointed, 1 resigning, 1 reappointed
- Wouter Leen, Bestuurder
- De Decker Thierry, Bestuurder
- Van den Eynde Filip, Bestuurder
08-07-2014 1 director appointed, 1 resigning, 1 reappointed
- Devlamynck Luc, Bestuurder
- Yves Huyghebaert, Bestuurder
- Mondal Johan, Bestuurder
14-10-2013 3 directors appointed, 1 resigning
- Mondal Johan, Bestuurder
- Hebb Eric, Bestuurder
- Luyssen Nicolas, Bestuurder
- Vantomme Koen, Bestuurder
04-07-2013 1 director appointed, 6 resigning, 3 reappointed
- de heer Devlamynck Luc, Bestuurder
- Mevr. Lycke Sabine, Bestuurder
- De heer Luyssen Nicolas, Bestuurder
- De Lovinfosse Xavier, Bestuurder
- Massaert Roland, Bestuurder
- Dellafaille Wim, Bestuurder
- Degrève Alain, Bestuurder
- Vantommme Koerı, Bestuurder
Analysis
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Credit advice
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Company registry (CBE)
Crossroads Bank| Legal nameNL | S-TEAM |