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TALENTEO

Active Risk: very low
Non-profit associationfounded 199431 yrs activeBld Emile-de-Laveleye 191, 4020 Liège, BelgiumKBO/BCE: BE 0454.118.960

TALENTEO has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2016 annual accounts show equity of €897k and a net result of €31k. Equity remains stable across the filed fiscal years (±1.9% per year). The computed 12-month bankruptcy probability is < 0.1% (very low).

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Checked score

No current score
Figures too old
The available figures for FY 2016 are too old to assess current financial health.
Filing: Five or more filing cycles are missing. This points to a standstill, not an imminent failure.
Axes, FY 2016 · tick = 2015
Profitability45▼-3
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
How do we compute the score and the probability?
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2016
Solvency, return and age of the figures
Solvency
90.8%
Return on assets
3.2%
Age of the figures
117 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 31 years 0 40 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · No filing for years
The last filed financial year closed on 31-12-2016. Since then, 9 financial years are missing. This points to a standstill, not an imminent failure.
NBB · 10 filings
Position against the passed deadline
31-12-2017 close31-07-2018 deadline21-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2016 was due by 31-07-2017 and was filed on 20-07-2017, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
not filed
2019
not filed
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2016, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€31k▼ 19.4%
2015 · €39k
2012: €-13k 2013: €-96k 2014: €-79k 2015: €39k
2012 → 2016
Working capital
€897k▲ 4.0%
2015 · €862k
2012: €1.00M 2013: €900k 2014: €822k 2015: €862k
2012 → 2016
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20122013201420152016Trend
Equity€946k-€849k▼ 10.2%€770k▼ 9.4%€809k▲ 5.1%€897k▲ 10.9%
Operating result€-16k-€-91k▼ 461%€-91k▼ 0.3%€21k€16k▼ 22.3%
Net result€-13k-€-96k▼ 667%€-79k▲ 17.6%€39k€31k▼ 19.4%
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2012: €-16k€-16kNet result 2012: €-13k€-13kOperating result 2013: €-91k€-91kNet result 2013: €-96k€-96kOperating result 2014: €-91k€-91kNet result 2014: €-79k€-79kOperating result 2015: €21k€21kNet result 2015: €39k€39kOperating result 2016: €16k€16kNet result 2016: €31k€31k20122013201420152016
The operating result falls in 2016; 2016 is 22% below 2015.
Balance-sheet composition
2016 in colour, 2015 as the grey bar beneath
Equity and liabilities €987k
Equity €897k▲ 10.9%
Debt €91k▼ 33.6%
The debt ratio falls from 14.5% to 9.2%. Equity is higher and debt is lower.
Key figures and ratios
2016 value · change against 2015
EBITDA
€20k▼
2015 · €27k
Cash flow
€35k▼
2015 · €44k
Solvency
90.8%▲
2015 · 85.5%
Current ratio
10.91▼
2015 · 11.77
Quick ratio
10.91▼
2015 · 11.77
ROE
3.5%▼
2015 · 4.8%
ROA
3.2%▼
2015 · 4.1%
Debt
€91k▼
2015 · €137k
Debt ≤ 1 year
€90k▲
2015 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2016 against 2015
Balance sheet Code20152016
Assets
Total assets20/58€946k€987k▲
Fixed assets21/28€3k-
Tangible fixed assets22/27€3k-
Current assets29/58€942k€987k▲
Amounts receivable within one year40/41€3k€2k▼
Current investments50/53€622k€638k▲
Cash at bank and in hand54/58€183k€191k▲
Equity and liabilities
Total equity and liabilities10/49€946k€987k▲
Equity10/15€809k€897k▲
Profit (loss) carried forward14€156k€125k▼
Amounts payable17/49€137k€91k▼
Amounts payable after more than one year17€57k-
Amounts payable within one year42/48€80k€90k▲
Trade debts44€64k€76k▲
Income statement Code20152016
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€3k▼
Gross operating margin9900€148k€138k▼
Operating profit (loss)9901€21k€16k▼
Recurring financial income75€32k€30k▼
Recurring financial charges65€14k€15k▲
Profit (loss) for the period before taxes9903€39k€31k▼
Profit (loss) for the period9904€39k€31k▼
Profit (loss) for the period to be appropriated9905€39k€31k▼

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Timeline · acts, filings and financial milestones

2026
05-08
State Gazette act Registered office · Resignations & appointments
General meeting · Director reappointment · Registered-office move3 facts ▸
  • General meeting, 22/06/2026
  • Director reappointment, Lucas DI PANFILO (gestion journalière)
  • Registered-office move, 191 Boulevard Emile de Laveleye à 4020 Liège
04-03
State Gazette act Resignations & appointments
General meeting · Member resignation · Director resignation5 facts ▸
  • General meeting, 2025-12-16
  • Member resignation, Patrick MASSON
  • Director resignation, Patrick MASSON (administrateur)
  • Member admission, Vincent NAPOLITANO
  • Director appointment, Vincent NAPOLITANO (administrateur)
2025
31-10
State Gazette act Resignations & appointments
General meeting · Director reappointment · Board composition9 facts ▸
  • General meeting, 2025-06-19
  • Director reappointment, SADZOT Alain (administrateur)
  • Director reappointment, CAHAY Nicolas (administrateur)
  • Director reappointment, VANQUAETHEM Michel (administrateur)
  • Director reappointment, MASSON Patrick (administrateur)
  • Board composition, Président du Conseil d'Administration, 2025-06-19
  • Board composition, administrateur, 2025-06-19
  • Board composition, administrateur, 2025-06-19
  • Board composition, administrateur, 2025-06-19
04-09
State Gazette act Statutes amendment
General meeting · Corporate purpose · Statutes amendment3 facts ▸
  • General meeting, 2024-03-26
  • Corporate purpose, L'association a pour but désintéressé d'assurer ou de faire assurer des formations ainsi que des compléments de formation à des travailleurs, chercheurs d'emplo…
  • Statutes amendment
2022
15-12
State Gazette act Registered office
General meeting · Registered-office move · Power of attorney4 facts ▸
  • General meeting, 2022-11-30
  • Registered-office move, Rue du Bois Saint-Jean 12 à 4102 Ougrée
  • Power of attorney, Anne Sciascia
  • Power of attorney, Administrateurs de TALENTEO
28-09
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment6 facts ▸
  • General meeting, 2022-06-28
  • Director reappointment, SADZOT Alain (administrateur)
  • Director appointment, SADZOT Alain (Président du conseil d'administration)
  • Director reappointment, CAHAY Nicolas (administrateur)
  • Director reappointment, VANQUAETHEM Michel (administrateur)
  • Director reappointment, MASSON Patrick (administrateur)
2019
28-08
State Gazette act Resignations & appointments
General meeting · Director appointment · Director resignation3 facts ▸
  • General meeting, 2018-12-21
  • Director appointment, Eric ROBERT (Administrateur)
  • Director resignation, Laura BELTRAME (Administrateur)
2018
06-12
State Gazette act Resignations & appointments
General meeting · Director resignation · Director appointment10 facts ▸
  • General meeting, 2018-06-08
  • Director resignation, Véronique GELY (administrateur)
  • Director appointment, Laura BELTRAME (administrateur)
  • Director reappointment, Alain SADZOT (administrateur)
  • Director reappointment, Françoise SENSI (administrateur)
  • Director reappointment, Patrick MASSON (administrateur)
  • Director appointment, Alain SADZOT (Président du Conseil d'Administration)
  • Board composition, administrateur, 2018-06-08
  • Board composition, administrateur, 2018-06-08
  • Board composition, administrateur, 2018-06-08
14-05
State Gazette act Resignations & appointments
Board meeting · Director reappointment · Power of attorney3 facts ▸
  • Board meeting, 2016-10-01
  • Director reappointment, Lucas DI PANFILO (délégué à la Gestion Journalière)
  • Power of attorney, Anne SCIASCIA
2017
07-09
State Gazette act Resignations & appointments
General meeting · Director resignation · Director appointment3 facts ▸
  • General meeting, 2017-05-04
  • Director resignation, Egidio DI PANFILO (administrateur)
  • Director appointment, Patrick MASSON (Administrateur)
20-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
2016
28-06
State Gazette act Resignations & appointments
General meeting · Director reappointment5 facts ▸
  • General meeting, 2016-04-28
  • Director reappointment, Egidio Di Panfilo (administrateur)
  • Director reappointment, Françoise Sensi (administrateur)
  • Director reappointment, Véronique Gely (administrateur)
  • Director reappointment, Alain Sadzot (administrateur)
10-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
2015
31-12
Financial Back to profitnet €39k
Net result €39k after 3 loss-making years.
17-08
State Gazette act Resignations & appointments
General meeting · Director resignation · Director appointment3 facts ▸
  • General meeting, 2015-06-17
  • Director resignation, Valérie BAESCH (Administrateur)
  • Director appointment, Véronique GELY (Administrateur)
22-07
NBB filing Annual accounts filed
fiscal year 2014 · full schema
2014
10-09
State Gazette act Resignations & appointments
General meeting · Director appointment3 facts ▸
  • General meeting, 2014-07-08
  • Director appointment, Françoise SENSI (Administrateur)
  • Director appointment, Lucas DI PANFILO (Responsable de la Gestion Journalière)
08-07
NBB filing Annual accounts filed
fiscal year 2013 · full schema
2013
31-12
Financial Weakest financial yearnet €-96k
Net result drops to €-96k, the lowest in the series; recovery starts the following year.
16-09
State Gazette act Resignations & appointments
General meeting · Director resignation · Director appointment6 facts ▸
  • General meeting, 2013-07-09
  • Director resignation, LOYENS Gérard (administrateur)
  • Director resignation, CASTAGNE Thierry (administrateur)
  • Director appointment, BAESCH Valérie (administrateur)
  • Director reappointment, DI PANFILO Égidio (administrateur)
  • Director reappointment, SADZOT Alain (administrateur)
15-07
NBB filing Annual accounts filed
fiscal year 2012 · full schema
2012
20-07
NBB filing Annual accounts filed
fiscal year 2011 · full schema
2011
22-06
NBB filing Annual accounts filed
fiscal year 2010 · full schema
26-04
State Gazette act Resignations & appointments
General meeting · Director appointment · Director resignation7 facts ▸
  • General meeting, 2011-03-15
  • Director appointment, Thierry CASTAGNE (administrateur)
  • Director resignation, Georges CAMPIOLI (administrateur)
  • Director reappointment, DI PANFILO (administrateur)
  • Director reappointment, LOYENS (administrateur)
  • Director reappointment, SADZOT (administrateur)
  • Director reappointment, ORTEGAT (délégué à la gestion journalière)
2010
22-07
NBB filing Annual accounts filed
fiscal year 2009 · full schema
2009
10-07
NBB filing Annual accounts filed
fiscal year 2008 · full schema
2008
08-09
State Gazette act Resignations & appointments
General meeting · Director appointment · Director reappointment6 facts ▸
  • General meeting, 2008-06-13
  • Director appointment, Alain Sadzot (administrateur)
  • Director reappointment, Georges Campioli (administrateur)
  • Director reappointment, Egidio Di Panfilo (administrateur)
  • Director reappointment, Gérard Loyens (administrateur)
  • Director appointment, Lucien Ortegat (organe délégué à la gestion journalière)
11-07
NBB filing Annual accounts filed
fiscal year 2007 · full schema
2005
04-04
State Gazette act Statutes amendment · Resignations & appointments
General meeting · Board meeting · Statutes amendment13 facts ▸
  • General meeting, 2004-12-23
  • Board meeting, 2004-12-23
  • Statutes amendment
  • Corporate purpose, D'assurer ou de faire assurer des formations ainsı que des compléments de formation à des travailleurs, demandeurs d'emploi ou occupés dans des entreprises, dan…
  • Director reappointment, Georges CAMPIOLI (Administrateur)
  • Director reappointment, Egidio DI PANFILO (Administrateur)
  • Director reappointment, Jean-Paul VERLAINE (Administrateur)
  • Director reappointment, Jean-Marie WOUTERS (Administrateur)
  • Director appointment, Georges CAMPIOLI (Président)
  • Director appointment, Egidio DI PANFILO (Vice-Président)
  • Director appointment, Jean-Marie WOUTERS (Vice-Président)
  • Director appointment, Jean-Paul VERLAINE (Administrateur)
  • +1 further facts in this act
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
22 directors, no change since 2026
Vincent NAPOLITANO
Director · since 01-01-2026
Current
Lucas DI PANFILO
Gestion journalière · since 01-10-2014
Current
Alain Sadzot
Président du conseil d'administration · since 13-06-2008
Current
Michel VANQUAETHEM
Director
Current
Nicolas Cahay
Director
Current
Eric Robert
Director · since 21-12-2018
Not recently confirmed
+ 9 not shown in this overview
22-06-2026 Lucas DI PANFILO: Mandate renewed as Gestion journalière
01-01-2026 Vincent NAPOLITANO: Appointed as Director
31-12-2025 MASSON Patrick: Resigned as Director
28-06-2022 Alain Sadzot: Appointed as Président du conseil d'administration
21-12-2018 Eric Robert: Appointed as Director
21-12-2018 Laura Beltrame: Resigned as Director
08-06-2018 Alain Sadzot: Appointed as Président du conseil d'administration
08-06-2018 Laura Beltrame: Appointed as Director
08-06-2018 Véronique GELY: Resigned as Director
04-05-2017 MASSON Patrick: Appointed as Director
04-05-2017 Egidio Di Panfilo: Resigned as Director
01-10-2016 Lucas DI PANFILO: Mandate renewed as Daily management delegate
01-01-2015 Véronique GELY: Appointed as Director
01-01-2015 Valérie BAESCH: Resigned as Director
01-10-2014 Lucas DI PANFILO: Appointed as Responsable de la gestion journalière
08-07-2014 Françoise Sensi: Appointed as Director
09-07-2013 Thierry CASTAGNE: Resigned as Director
09-07-2013 Valérie BAESCH: Appointed as Director
09-07-2013 Gérard Loyens: Resigned as Director
15-03-2011 Thierry CASTAGNE: Appointed as Director
15-03-2011 Georges CAMPIOLI: Resigned as Director
13-06-2008 Alain Sadzot: Appointed as Director
13-06-2008 Lucien ORTEGAT: Appointed as Organe délégué à la gestion journalière
13-06-2008 Egidio Di Panfilo: Mandate renewed as Director
+ 7 not shown in this overview
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2008
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bld Emile-de-Laveleye 1914020 Liège
1 establishment unit
TALENTEO
Rue du Bois St-Jean 12, 4102 SeraingVocational training
since 20082.197.156.205

Structure & network

Connections & network

39 connected companies
Alain Sadzot, Shared director, links 9 companies AS Alain SadzotFONTAINE D'ESPERANCE, via Alain Sadzot FDFONTAINED'ESPERANCEINSTITUT DE FORMATION ET DE PERFECTIONNEMENT DES FABRICATIONS METALLIQUES DES PROVINCES DE LIEGE ET DU LUXEMBOURG, via Alain Sadzot IDINSTITUT DEFORMATIO…BOURGInstitut de Formation postscolaire de l'Industrie des Fabrications métalliques-Ouvriers, via Alain Sadzot IDInstitut deFormatio…riersKAS VOOR JAARLIJKSE VAKANTIE VOOR DE METAAL MACHINE EN ELETRISCHE BOUW, via Alain Sadzot KVKAS VOORJAARLIJK… BOUWAttentia Corporate, via Alain Sadzot ACAttentiaCorporateATTENTIA, Secrétariat social interprofessionnel Agréé, via Alain Sadzot ASATTENTIA,Secrétar…AgrééFONDS DE PENSION METAL OFP, via Alain Sadzot FDFONDS DEPENSION …L OFPInstitut paritaire de Formation postscolaire de l'Industrie des Fabrications métalliques et Technologique - Employés Sud, via Alain Sadzot IPInstitutparitair…s SudTECHNIFUTUR, via Alain Sadzot TTECHNIFUTURMichel VANQUAETHEM, Shared director, links 7 companies MV Michel V…ETHEMCENTRE DE PERFECTIONNEMENT DE SOUDEURS, via Michel VANQUAETHEM CDCENTRE DEPERFECTI…DEURSHAINAUT - NAMUR FORMATION, via Michel VANQUAETHEM H-HAINAUT -NAMUR FO…ATIONMISSION REGIONALE POUR L'INSERTION ET L'EMPLOI A CHARLEROI, via Michel VANQUAETHEM MRMISSIONREGIONAL…LEROITALENTEO TALENTEO0454.118.960
Shared directors
Linked via shared directors
Show 15 more companies with a shared director
TECHNIFUTUR
viaNicolas Cahay · Mandataire pour la cne, membre du conseil d'administration et de l'assemblée générale
→
FONDS DE PENSION METAL OFP
viaAlain Sadzot · Administrateur régulier
former→
former→
former→
Network connections
CAPMEUSE
Shared director
→
CASTEL DE PONT-A-LESSE
Shared director
→
→
Show 16 more network connections
→
→
Jean Del'cour
Shared director
→
Métacentre
Shared director
→
Prisme
Shared director
→
Qu4tre Liège Média
Shared director
→
Solidaris Coopérative
Shared director
→
Solidaris Immo
Shared director
→
TECHNOCAMPUS
Shared director
→

Recognitions · licences · registrations

Legal Entity Identifier

967600WCNO125TQ0HZ02
no longer live in the LEI register

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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 559 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded14-10-1994
Fiscal year end31-12
Activities, NACEBEL
80424
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filings

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

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