E&C VAN DE VELDE
ActiveE&C VAN DE VELDE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €887k and a net result of €474k. Equity is growing by ~62.9% per year across the filed fiscal years. Its solvency ranks better than 71% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency94▲+17
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 3.82 against 2.04 in 2024; short-term debt: 16.1% and cash: 34.2% of total assets), and 31.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.9%
Return on assets
36.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
21 d early
2023
16 d early
2022
24 d early
2021
on the day
2020
1 d early
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€887k▲ 115%
2024 · €412k
2018: €35k
2019: €43k
2020: €22k
2021: €72k
2022: €227k
2023: €308k
2024: €412k
2018 → 2025
Total assets
€1.29M▲ 60.8%
2024 · €800k
2018: €368k
2019: €467k
2020: €458k
2021: €552k
2022: €719k
2023: €733k
2024: €800k
2018 → 2025
Net result
€474k▲ 56.1%
2024 · €304k
2018: €8k
2019: €8k
2020: €-21k
2021: €50k
2022: €155k
2023: €238k
2024: €304k
2018 → 2025
Working capital
€584k▲ 220%
2024 · €182k
2018: €-24k
2019: €-25k
2020: €-17k
2021: €-24k
2022: €104k
2023: €91k
2024: €182k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€227k▲ 215%€308k▲ 35.9%€412k▲ 33.7%€887k▲ 115%
Operating result€68k-€219k▲ 224%€332k▲ 51.3%€425k▲ 28.1%€653k▲ 53.6%
Net result€50k-€155k▲ 212%€238k▲ 53.4%€304k▲ 27.8%€474k▲ 56.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 54% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.29M
Fixed assets
€496k▲ 12.3%
Current assets
€790k▲ 121%
Equity and liabilities €1.29M
Equity
€887k▲ 115%
Debt
€400k▲ 3.2%
The debt ratio falls from 48.4% to 31.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€687k▲
2024 · €450k
Cash flow
€509k▲
2024 · €328k
Solvency
68.9%▲
2024 · 51.6%
Current ratio
3.82▲
2024 · 2.04
Quick ratio
3.82▲
2024 · 2.04
Debt / equity
0.45▼
2024 · 0.94
ROE
53.5%▼
2024 · 73.7%
ROA
36.9%▼
2024 · 38.0%
Interest coverage
71.70▲
2024 · 42.18
Debt
€400k▲
2024 · €387k
Debt ≤ 1 year
€207k▲
2024 · €176k
Debt > 1 year
€189k▼
2024 · €208k
Income taxes
€169k▲
2024 · €110k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€800k€1.29M▲
Fixed assets21/28€442k€496k▲
Tangible fixed assets22/27€442k€496k▲
Land and buildings22€437k€418k▼
Plant, machinery and equipment23€5k€14k▲
Furniture and vehicles24€0€64k▲
Current assets29/58€358k€790k▲
Amounts receivable after more than one year29€35k€35k=
Other amounts receivable291€35k€35k=
Amounts receivable within one year40/41€98k€314k▲
Trade receivables40€76k€275k▲
Other amounts receivable41€22k€40k▲
Cash at bank and in hand54/58€224k€440k▲
Deferred charges and accrued income490/1€274€635▲
Equity and liabilities
Total equity and liabilities10/49€800k€1.29M▲
Equity10/15€412k€887k▲
Contributions10/11€19k€19k=
Reserves13€365k€865k▲
Tax-exempt reserves132€7k€7k=
Distributable reserves133€358k€858k▲
Profit (loss) carried forward14€29k€3k▼
Amounts payable17/49€387k€400k▲
Amounts payable after more than one year17€208k€189k▼
Financial debts170/4€208k€189k▼
Amounts payable within one year42/48€176k€207k▲
Current portion of amounts payable after more than one year42€56k€81k▲
Trade debts44€14k€8k▼
Suppliers440/4€14k€8k▼
Taxes, remuneration and social security45€15k€118k▲
Taxes450/3€14k€117k▲
Remuneration and social security454/9€350€350=
Other amounts payable47/48€92k€0▼
Accrued charges and deferred income492/3€3k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€34k▲
Other operating charges640/8€6k€12k▲
Gross operating margin9900€455k€699k▲
Operating profit (loss)9901€425k€653k▲
Financial income75/76B€42€176▲
Recurring financial income75€42€176▲
Financial charges65/66B€11k€10k▼
Recurring financial charges65€11k€10k▼
Profit (loss) for the period before taxes9903€414k€644k▲
Income taxes67/77€110k€169k▲
Profit (loss) for the period9904€304k€474k▲
Profit (loss) for the period to be appropriated9905€304k€474k▲
Appropriation of the result
Profit (loss) to be appropriated9906€304k€503k▲
Profit (loss) brought forward from the previous period14P-€29k
Transfer from equity791/2€200k€0▼
Transfer to equity691/2€275k€500k▲
To other reserves6921€275k€500k▲
Profit to be distributed694/7€200k€0▼
Return on contributions (dividend)694€200k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €474k ▲56.1%
Operating result €653k, net result €474k, both a record.
31-12
Financial
Equity above €500kEq €887k ▲115%
5 profitable years in a row build equity to €887k.
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €227k ▲215%
2 profitable years in a row build equity to €227k.
31-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-21k ▼363%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Acacialaan 799620 ZottegemGround area
183 m²
Building footprint
90 m²
Volume, LiDAR
688 m³
Parcel 41081A0825/00S005, Flanders · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
E&C VAN DE VELDE
since 20142.233.712.238
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0825/00S005 | Flanders | 183 m² | 1 · 90 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,329. 563 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2014
Fiscal year end31-12
Activities, NACEBEL
85599Other education
43320Joinery installation
64200Holdings
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.