AGEMAR
ActiveAGEMAR has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10.29M and a net result of €7.58M. Equity is growing by ~19.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 19356 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability50▲+28
Solvency90▲+44
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €750k at 30 days acceptable
Liquidity ample (current ratio 29.83; short-term debt: 3.1% and cash: 2.4% of total assets), and 35% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
65%
Return on assets
47.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
32 d early
2021
31 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10.29M▲ 280%
2023 · €2.71M
2018: €934k
2019: €1.23M
2020: €1.54M
2021: €1.91M
2022: €2.33M
2023: €2.71M
2018 → 2024
Total assets
€15.83M▲ 22.9%
2023 · €12.88M
2018: €11.56M
2019: €11.32M
2020: €11.62M
2021: €11.99M
2022: €12.41M
2023: €12.88M
2018 → 2024
Net result
€7.58M▲ 1,892%
2023 · €380k
2018: €266k
2019: €299k
2020: €311k
2021: €371k
2022: €416k
2023: €380k
2018 → 2024
Working capital
€14.34M▲ 557%
2023 · €2.18M
2018: €942k
2019: €702k
2020: €1.00M
2021: €1.33M
2022: €1.73M
2023: €2.18M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.54M-€1.91M▲ 24.0%€2.33M▲ 21.7%€2.71M▲ 16.3%€10.29M▲ 280%
Operating result€-66k-€-86k▼ 30.2%€-151k▼ 75.6%€-123k▲ 18.8%€-229k▼ 86.1%
Net result€311k-€371k▲ 19.3%€416k▲ 12.1%€380k▼ 8.6%€7.58M▲ 1,892%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €229k in 2024 against €123k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €15.83M
Fixed assets
€1.00M▼ 90.6%
Current assets
€14.83M▲ 576%
Equity and liabilities €15.83M
Equity
€10.29M▲ 280%
Debt
€5.54M▼ 45.5%
The debt ratio falls from 79.0% to 35.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-200k▼
2023 · €-102k
Cash flow
€7.61M▲
2023 · €401k
Solvency
65.0%▲
2023 · 21.0%
Current ratio
29.83
Quick ratio
29.83
Debt / equity
0.54▼
2023 · 3.75
ROE
73.7%▲
2023 · 14.0%
ROA
47.9%▲
2023 · 3.0%
Interest coverage
-0.68▼
2023 · -0.39
Debt
€5.54M▼
2023 · €10.17M
Debt ≤ 1 year
€497k▲
2023 · €15k
Debt > 1 year
€5.00M▼
2023 · €10.00M
Income taxes
€700k
Staff costs
€86k▲
2023 · €82k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€12.88M€15.83M▲
Fixed assets21/28€10.69M€1.00M▼
Tangible fixed assets22/27€1.01M€1.00M▼
Land and buildings22€963k€949k▼
Plant, machinery and equipment23€26k€38k▲
Furniture and vehicles24€23k€14k▼
Financial fixed assets28€9.68M€85▼
Current assets29/58€2.20M€14.83M▲
Amounts receivable after more than one year29-€3.50M
Other amounts receivable291-€3.50M
Amounts receivable within one year40/41€428k€960k▲
Trade receivables40-€2k
Other amounts receivable41€428k€957k▲
Current investments50/53-€10.00M
Cash at bank and in hand54/58€1.77M€373k▼
Equity and liabilities
Total equity and liabilities10/49€12.88M€15.83M▲
Equity10/15€2.71M€10.29M▲
Contributions10/11€118k€118k=
Capital10€118k€118k=
Issued capital100€118k€118k=
Reserves13€82k€7.08M▲
Non-distributable reserves130/1€82k€82k=
Legal reserve130€82k€82k=
Distributable reserves133-€7.00M
Profit (loss) carried forward14€2.51M€3.09M▲
Amounts payable17/49€10.17M€5.54M▼
Amounts payable after more than one year17€10.00M€5.00M▼
Financial debts170/4€10.00M€5.00M▼
Amounts payable within one year42/48€15k€497k▲
Trade debts44€295€2k▲
Suppliers440/4€295€2k▲
Taxes, remuneration and social security45€14k€495k▲
Taxes450/3€2k€487k▲
Remuneration and social security454/9€12k€8k▼
Other amounts payable47/48€248€248=
Accrued charges and deferred income492/3€157k€47k▼
Income statement
Code20232024
Remuneration, social security and pensions62€82k€86k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€29k▲
Other operating charges640/8€16k€16k▼
Gross operating margin9900€-4k€-99k▼
Operating profit (loss)9901€-123k€-229k▼
Financial income75/76B€766k€8.80M▲
Recurring financial income75€766k€857k▲
Non-recurring financial income76B-€7.95M
Financial charges65/66B€262k€295k▲
Recurring financial charges65€262k€295k▲
Profit (loss) for the period before taxes9903€380k€8.28M▲
Income taxes67/77-€700k
Profit (loss) for the period9904€380k€7.58M▲
Profit (loss) for the period to be appropriated9905€380k€7.58M▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.51M€10.09M▲
Profit (loss) brought forward from the previous period14P€2.13M€2.51M▲
Transfer to equity691/2-€7.00M
To other reserves6921-€7.00M
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
10-09
State Gazette act
General meeting · Director reappointmentGeneral meeting · Director reappointment · Mandate compensation9 facts ▸
State Gazette act
General meeting · Director reappointment
General meeting · Director reappointment · Mandate compensation9 facts ▸
- General meeting, 2025-05-16
- Director reappointment, Gaëtan Waucquez (administrateur)
- Director reappointment, Loïc Waucquez (administrateur)
- Director reappointment, Priscilla Waucquez (administrateur)
- Director reappointment, Coralie Waucquez (administrateur)
- Mandate compensation, Gaëtan Waucquez
- Mandate compensation, Loïc Waucquez
- Mandate compensation, Priscilla Waucquez
- Mandate compensation, Coralie Waucquez
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €7.58M ▲1892%
Net result €7.58M, the highest in the series.
31-12
Financial
Equity above €10MEq €10.29M ▲280%
7 profitable years in a row build equity to €10.29M.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €2MEq €2.33M ▲21.7%
5 profitable years in a row build equity to €2.33M.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 125.85
Current ratio from 31.79 to 125.85; short-term debt falls from €23k to €8k.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Equity above €1MEq €1.23M ▲32%
2 profitable years in a row build equity to €1.23M.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification
This board is reconstructed from a single act (26113938). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Coralie Waucquez
CurrentDirector
Gäetan Waucquez
CurrentDirector
Loïc Waucquez
CurrentDirector
Priscilla Waucquez
CurrentDirector
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marnixlaan 19A1000 BrusselGround area
437 m²
Building footprint
415 m²
Volume, LiDAR
14,382 m³
Parcel 21805E0539/00F000, Brussels · tallest building 44.7 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
Marnixlaan 19A, 1000 Brussel
since 19852.028.060.261
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21805E0539/00F000 | Brussels | 437 m² | 1 · 415 m² | 44.7 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
8 connected companiesLinked via shared directors
viaGäetan Waucquez · Director
→
viaGäetan Waucquez · Managing director
→
viaGäetan Waucquez · Director
→
viaGäetan Waucquez · Director
→
Show 4 more companies with a shared director
viaGäetan Waucquez · Administrateur et administrateur délégué
→
viaGäetan Waucquez · Administrateur non exécutif
former→
viaGäetan Waucquez · Director
former→
viaGäetan Waucquez · Director
former→
Recognitions · licences · registrations
Legal Entity Identifier
894500936U6NKPQKXD87
Similar companies · same sector, comparable size
HERON
BE 0473.661.193
Gent · Eq €9.89M
DOVY CONSTRUCT
BE 0827.907.569
Roeselare · Eq €10.78M
CBRE Investment Management Belgium
BE 0413.280.772
Etterbeek · Eq €10.89M
G & C HOLDING
BE 0837.880.357
Antwerpen · Eq €11.06M
Domein van Bornem
BE 0423.766.670
Bornem · Eq €9.56M
Of 3,766 companies in sector 68321 we hold annual accounts for 1,391. 266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-07-1985
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.