Voorzorgkas van de zelfstandigen en de ondernemingen
ActiveSummary
Voorzorgkas van de zelfstandigen en de ondernemingen has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408k and a net result of €0. Equity remains stable across the filed fiscal years (±0% per year). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency27=
Growth55=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.02 in 2024; short-term debt: 98.4% and cash: 5.3% of total assets), and 98.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
0%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
113 d early
2023
100 d early
2022
102 d early
2021
95 d early
2020
109 d early
2019
101 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, unclassified schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€0
2024 · €0
2023: €0
2024: €0
2023 → 2025
Working capital
€408k=
2024 · €408k
2018: €408k
2019: €408k
2020: €408k
2021: €408k
2022: €408k
2023: €408k
2024: €408k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€408k-€408k=€408k=€408k=€408k=
Operating result€-159k-€-153k▲ 3.9%€-170k▼ 11.3%€-184k▼ 8.0%€-169k▲ 8.2%
Net result€0€0€0
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €169k in 2025 against €184k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €24.79M
Equity
€408k =
Debt
€24.38M ▲ 3.8%
Debt's share of the balance-sheet total rises from 98.3% to 98.4%. Debt is higher.
Key figures and ratios
Current ratio
1.02▼
2024 · 1.02
Debt to equity
59.75▲
2024 · 57.58
ROE
0.0%=
2024 · 0.0%
ROA
0.0%=
2024 · 0.0%
Debt ≤ 1 year
€24.38M▲
2024 · €23.50M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€23.91M€24.79M▲
Current assets29/58€23.91M€24.79M▲
Amounts receivable within one year40/41€366k€306k▼
Other amounts receivable41€366k€306k▼
Current investments50/53€21.20M€22.86M▲
Other investments51/53€21.20M€22.86M▲
Cash at bank and in hand54/58€2.05M€1.31M▼
Deferred charges and accrued income490/1€292k€310k▲
Equity and liabilities
Total equity and liabilities10/49€23.91M€24.79M▲
Equity10/15€408k€408k=
Contributions10/11€403k€403k=
Reserves13€5k€5k=
Non-distributable reserves130/1€84€84=
Other1319€84€84=
Distributable reserves133€5k€5k=
Amounts payable17/49€23.50M€24.38M▲
Amounts payable within one year42/48€23.50M€24.38M▲
Other amounts payable47/48€23.50M€24.38M▲
Income statement
Code20242025
Operating charges60/66A€184k€169k▼
Services and other goods61€184k€169k▼
Operating profit (loss)9901€-184k€-169k▲
Financial income75/76B€2.45M€2.36M▼
Recurring financial income75€2.45M€2.36M▼
Income from current assets751€408k€455k▲
Other financial income752/9€2.05M€1.91M▼
Financial charges65/66B€2.27M€2.19M▼
Recurring financial charges65€2.27M€2.19M▼
Other financial charges652/9€2.27M€2.19M▼
Profit (loss) for the period before taxes9903€0€0=
Profit (loss) for the period9904€0€0=
Profit (loss) for the period to be appropriated9905€0€0=
Appropriation of the result
Profit (loss) to be appropriated9906€0€0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
State Gazette act
Resignation: Philippe LADURON (director)Appointment: Sébastien LEGRAIN (director) · Power of attorney7 facts ▸
State Gazette act
Resignation: Philippe LADURON (director)
Appointment: Sébastien LEGRAIN (director) · Power of attorney7 facts ▸
- Board meeting, 02-07-2026
- Director resignation, Philippe LADURON (director)
- Director appointment, Sébastien LEGRAIN (director)
- Power of attorney, Anne DE RICK
- Power of attorney, Daphné DELVAUX
- Power of attorney, Bertrand BRUYR
- Power of attorney, Wouter ROEGIERS
15-09
State Gazette act
Resignation: Philippe LADURON (director)Appointment: Sébastien LEGRAIN (director) · Power of attorney7 facts ▸
State Gazette act
Resignation: Philippe LADURON (director)
Appointment: Sébastien LEGRAIN (director) · Power of attorney7 facts ▸
- Board meeting, 02-07-2026
- Director resignation, Philippe LADURON (director)
- Director appointment, Sébastien LEGRAIN (director)
- Power of attorney, Anne DE RICK
- Power of attorney, Daphné DELVAUX
- Power of attorney, Bertrand BRUYR
- Power of attorney, Wouter ROEGIERS
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · unclassified schema
13-04
State Gazette act
Resignations: Sabrina VEIDERS (director) and Marc VILET (director)Appointments: Rodolfo GAMBINI (administrateur rééligible) and Ken VANPEE (administrateur rééligible) · Reappointments: Philippe LADURON, Jean-Benoît LE BOULENGÉ and 4 others11 facts ▸
State Gazette act
Resignations: Sabrina VEIDERS (director) and Marc VILET (director)
Appointments: Rodolfo GAMBINI (administrateur rééligible) and Ken VANPEE (administrateur rééligible) · Reappointments: Philippe LADURON, Jean-Benoît LE BOULENGÉ and 4 others11 facts ▸
- General meeting, 31-03-2026
- Director resignation, Sabrina VEIDERS (director)
- Director resignation, Marc VILET (director)
- Director appointment, Rodolfo GAMBINI (administrateur rééligible)
- Director appointment, Ken VANPEE (administrateur rééligible)
- Director reappointment, Philippe LADURON (director)
- Director reappointment, Jean-Benoît LE BOULENGÉ (director)
- Director reappointment, Pierre Frédéric NYST (director)
- Director reappointment, François BERSEZ (director)
- Director reappointment, Daniel BINAMÉ (director)
- Director reappointment, Serge MARTIN (director)
2025
29-10
State Gazette act
Resignation: Caroline CLEPPERT (director)1 fact ▸
State Gazette act
Resignation: Caroline CLEPPERT (director)
1 fact ▸
- Director resignation, Caroline CLEPPERT (director)
16-04
State Gazette act
Resignation: Stéphane DELOOF (director)Appointment: Sabrina VEIDERS (director)3 facts ▸
State Gazette act
Resignation: Stéphane DELOOF (director)
Appointment: Sabrina VEIDERS (director)3 facts ▸
- General meeting, 25/03/2025
- Director resignation, Stéphane DELOOF (director)
- Director appointment, Sabrina VEIDERS (director)
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema
16-04
State Gazette act
Appointments: Ernst en Young Bedrijfsrevisoren, Caroline CLEPPERT and Ludovic THEATEPermanent representative: Sarah Dupuis · Resignation: Katia Severs (director) · Approval8 facts ▸
State Gazette act
Appointments: Ernst en Young Bedrijfsrevisoren, Caroline CLEPPERT and Ludovic THEATE
Permanent representative: Sarah Dupuis · Resignation: Katia Severs (director) · Approval8 facts ▸
- General meeting, 26/03/2024
- Auditor appointment, Ernst en Young Bedrijfsrevisoren (statutory auditor)
- Permanent representative, Sarah Dupuis
- Director resignation, Katia Severs (director)
- Director appointment, Caroline CLEPPERT (director)
- Director appointment, Ludovic THEATE (director)
- Approval, 26/03/2024
- Statutes amendment
16-04
State Gazette act
Appointments: François BERSEZ (director) and PwC Bedrijfsrevisoren (statutory auditor)Resignation: Francis Henry de Frahan (director) · Power of attorney5 facts ▸
State Gazette act
Appointments: François BERSEZ (director) and PwC Bedrijfsrevisoren (statutory auditor)
Resignation: Francis Henry de Frahan (director) · Power of attorney5 facts ▸
- General meeting, 28/03/2023
- Director appointment, François BERSEZ (director)
- Director resignation, Francis Henry de Frahan (director)
- Auditor appointment, PwC Bedrijfsrevisoren (statutory auditor)
- Power of attorney, Vincent VROMAN
16-04
State Gazette act
Appointment: Caroline CLEPPERT (director)Resignation: Amaud DEPLAE (director)3 facts ▸
State Gazette act
Appointment: Caroline CLEPPERT (director)
Resignation: Amaud DEPLAE (director)3 facts ▸
- Board meeting, 17/10/2023
- Director appointment, Caroline CLEPPERT (director)
- Director resignation, Amaud DEPLAE (director)
26-03
State Gazette act
Appointments: François BERSEZ (director) and PwC Bedrijfsrevisoren (statutory auditor)Resignation: Francis Henry de Frahan (director) · Permanent representative: Vincent VROMAN · Mandate term6 facts ▸
State Gazette act
Appointments: François BERSEZ (director) and PwC Bedrijfsrevisoren (statutory auditor)
Resignation: Francis Henry de Frahan (director) · Permanent representative: Vincent VROMAN · Mandate term6 facts ▸
- General meeting, 28/03/2023
- Director appointment, François BERSEZ (director)
- Director resignation, Francis Henry de Frahan (director)
- Auditor appointment, PwC Bedrijfsrevisoren (statutory auditor)
- Permanent representative, Vincent VROMAN (vertegenwoordiger commissaris)
- Mandate term, einde van de algemene vergadering van aandeelhouders die wordt bijeengeroepen om de jaarrekening van het boekjaar dat eindigt op 31 december 2025 goed te keuren
Show earlier events
06-03
State Gazette act
Resignation: Deplae Arnaud (director)Appointment: Cleppert Caroline (director) · Reserve release · Purpose change9 facts ▸
State Gazette act
Resignation: Deplae Arnaud (director)
Appointment: Cleppert Caroline (director) · Reserve release · Purpose change9 facts ▸
- General meeting, 23/11/2023
- Reserve release, statutair onbeschikbare eigen vermogensrekening
- Purpose change
- Statutes amendment
- Director resignation, Deplae Arnaud (director)
- Director appointment, Cleppert Caroline (director)
- Mandate compensation, Voorzorgskas voor Zelfstandigen en Ondernemingen
- Power of attorney, Sophie MAQUET
- Power of attorney, Voorzorgskas voor Zelfstandigen en Ondernemingen
2023
21-12
State Gazette act
Appointment: Cleppert Caroline (director)Resignation: DEPLAE Arnaud (director) · Reserve release · Purpose change9 facts ▸
State Gazette act
Appointment: Cleppert Caroline (director)
Resignation: DEPLAE Arnaud (director) · Reserve release · Purpose change9 facts ▸
- General meeting, 23/11/2023
- Reserve release, rendre entièrement disponible le compte de capitaux propres statutairement indisponible
- Purpose change, Modification de l'objet, but, finalité, valeurs
- Statutes amendment
- Director appointment, Cleppert Caroline (director)
- Director resignation, DEPLAE Arnaud (director)
- Mandate compensation, Caisse de Prévoyance des Indépendants et des Entreprises
- Power of attorney, Sophie MAQUET
- Power of attorney, Sophie MAQUET
20-04
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
10-03
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 01/12/2022
- Registered-office move, Troonplein 1, 1000 Brussel
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema
2021
22-09
State Gazette act
Reappointment: Stéphane DELOOF (administrator)2 facts ▸
State Gazette act
Reappointment: Stéphane DELOOF (administrator)
2 facts ▸
- General meeting, 30/03/2021
- Director reappointment, Stéphane DELOOF (administrator)
13-04
NBB filing
Annual accounts filed
fiscal year 2020 · unclassified schema
19-02
State Gazette act
Reappointments: Katia SEVERS, Marc VILET and 6 othersAppointments: Daniel BINAME (director) and PwC Bedrijfsrevisoren (statutory auditor) · Resignations: Martine BECQUEVORT, Georges BITAINE and Baudhuin GERARD14 facts ▸
State Gazette act
Reappointments: Katia SEVERS, Marc VILET and 6 others
Appointments: Daniel BINAME (director) and PwC Bedrijfsrevisoren (statutory auditor) · Resignations: Martine BECQUEVORT, Georges BITAINE and Baudhuin GERARD14 facts ▸
- General meeting, 31/03/2020
- Director reappointment, Katia SEVERS (director)
- Director reappointment, Marc VILET (director)
- Director reappointment, Pierre-Frédéric NYST (director)
- Director reappointment, Jean-Benoit LE BOULENGE (director)
- Director reappointment, Arnaud DEPLAE (director)
- Director reappointment, Serge MARTIN (director)
- Director reappointment, Philippe LADURON (director)
- Director reappointment, Francis HENRY DE FRAHAN (director)
- Director appointment, Daniel BINAME (director)
- Director resignation, Martine BECQUEVORT
- Director resignation, Georges BITAINE
- +2 further facts in this act
2020
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
18-03
State Gazette act
Resignation: Bruno Lambotte (director)2 facts ▸
State Gazette act
Resignation: Bruno Lambotte (director)
2 facts ▸
- Board meeting, 25/02/2019
- Director resignation, Bruno Lambotte (director)
2018
10-09
State Gazette act
Appointments: Stéphane DELOOF, Katia SEVERS and 3 othersResignations: Yves BLADT, Koen DEPAEMELAERE and 3 others12 facts ▸
State Gazette act
Appointments: Stéphane DELOOF, Katia SEVERS and 3 others
Resignations: Yves BLADT, Koen DEPAEMELAERE and 3 others12 facts ▸
- General meeting, 27/03/2018
- Director appointment, Stéphane DELOOF (director)
- Director resignation, Yves BLADT (director)
- Director appointment, Katia SEVERS (director)
- Director resignation, Koen DEPAEMELAERE (director)
- Director appointment, Marc VILET (director)
- Director resignation, Valérie SARETTO (director)
- Director appointment, Jean-Pierre NYST (director)
- Director appointment, Jean-Pierre NYST (chair)
- Director resignation, Philippe GODFROID (director)
- Director appointment, Jean-Benoit LE BOULENGE (director)
- Director resignation, Jean-Paul BLONDEEL (director)
11-07
State Gazette act
Resignations: Yves BLADT, Koen DEPAEMELAERE and Valérie SARETTOAppointments: Stéphane DELOOF, Katia SEVERS and Marc VILET7 facts ▸
State Gazette act
Resignations: Yves BLADT, Koen DEPAEMELAERE and Valérie SARETTO
Appointments: Stéphane DELOOF, Katia SEVERS and Marc VILET7 facts ▸
- Board meeting, 27/02/2018
- Director resignation, Yves BLADT (director)
- Director appointment, Stéphane DELOOF (director)
- Director resignation, Koen DEPAEMELAERE (director)
- Director appointment, Katia SEVERS (director)
- Director resignation, Valérie SARETTO (director)
- Director appointment, Marc VILET (director)
23-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
08-01
State Gazette act
Resignations: Philippe Godfroid (director) and Jean-Paul Blondeel (director)Appointments: Pierre-Frédéric Nyst (chair) and Jean-Benoît Le Boulengé (director)6 facts ▸
State Gazette act
Resignations: Philippe Godfroid (director) and Jean-Paul Blondeel (director)
Appointments: Pierre-Frédéric Nyst (chair) and Jean-Benoît Le Boulengé (director)6 facts ▸
- Board meeting, 14/11/2017
- Director resignation, Philippe Godfroid (director)
- Director appointment, Pierre-Frédéric Nyst (chair)
- Director appointment, Pierre-Frédéric Nyst (director)
- Director resignation, Jean-Paul Blondeel (director)
- Director appointment, Jean-Benoît Le Boulengé (director)
2017
25-09
State Gazette act
Resignations: Guy DELIRE (director) and GODFROID (director)Appointments: Serge MARTIN (director) and SCCRL PwC Reviseurs d'Entreprises (statutory auditor) · Permanent representative: Vincent VROMAN6 facts ▸
State Gazette act
Resignations: Guy DELIRE (director) and GODFROID (director)
Appointments: Serge MARTIN (director) and SCCRL PwC Reviseurs d'Entreprises (statutory auditor) · Permanent representative: Vincent VROMAN6 facts ▸
- General meeting, 28/03/2017
- Director resignation, Guy DELIRE (director)
- Director appointment, Serge MARTIN (director)
- Director resignation, GODFROID (director)
- Auditor appointment, SCCRL PwC Reviseurs d'Entreprises (statutory auditor)
- Permanent representative, Vincent VROMAN (représentant du commissaire)
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
14-09
State Gazette act
Statutes amendment2 facts ▸
State Gazette act
Statutes amendment
2 facts ▸
- General meeting, 30/08/2016
- Statutes amendment
29-08
State Gazette act
Statutes amendmentMeeting outcome · Capital3 facts ▸
State Gazette act
Statutes amendment
Meeting outcome · Capital3 facts ▸
- General meeting, 20/07/2016
- Meeting outcome, La séance est levée car l'assemblée ne peut délibérer valablement (quorum non atteint). Une nouvelle assemblée est convoquée pour le 30 août 2016.
- Capital, €1.180.012.908
01-08
State Gazette act
Resignations: Christine LHOSTE (director) and Jacques BOULET (director)Appointments: Armaud DEPLAE (director) and Bruno LAMBOTTE (director)5 facts ▸
State Gazette act
Resignations: Christine LHOSTE (director) and Jacques BOULET (director)
Appointments: Armaud DEPLAE (director) and Bruno LAMBOTTE (director)5 facts ▸
- Board meeting, 02/06/2016
- Director resignation, Christine LHOSTE (director)
- Director appointment, Armaud DEPLAE (director)
- Director resignation, Jacques BOULET (director)
- Director appointment, Bruno LAMBOTTE (director)
2015
28-09
State Gazette act
Reappointment: Yves BLADT (director)Resignations: Philippe GENDARME, Johan LOGIST and Marie-Anne BELFROID · Appointments: Jean-Paul BLONDEEL (director) and Martine BEQUEVORT (director)7 facts ▸
State Gazette act
Reappointment: Yves BLADT (director)
Resignations: Philippe GENDARME, Johan LOGIST and Marie-Anne BELFROID · Appointments: Jean-Paul BLONDEEL (director) and Martine BEQUEVORT (director)7 facts ▸
- General meeting, 31/03/2015
- Director reappointment, Yves BLADT (director)
- Director resignation, Philippe GENDARME (director)
- Director appointment, Jean-Paul BLONDEEL (director)
- Director resignation, Johan LOGIST (director)
- Director appointment, Martine BEQUEVORT (director)
- Director resignation, Marie-Anne BELFROID (director)
2014
18-07
State Gazette act
Resignation: Christophe WAMBERSIE (director)Appointment: Christine LHOSTE (director)3 facts ▸
State Gazette act
Resignation: Christophe WAMBERSIE (director)
Appointment: Christine LHOSTE (director)3 facts ▸
- Board meeting, 18/02/2014
- Director resignation, Christophe WAMBERSIE (director)
- Director appointment, Christine LHOSTE (director)
18-07
State Gazette act
Resignation: Christophe WAMBERSIE (director)Appointments: Christine LHOSTE, Philippe GODFROID and PriceWaterhouseCoopers Réviseurs d'entreprises SCCRL · Reappointments: Georges BITAINE, Baudhuin GERARD and 9 others16 facts ▸
State Gazette act
Resignation: Christophe WAMBERSIE (director)
Appointments: Christine LHOSTE, Philippe GODFROID and PriceWaterhouseCoopers Réviseurs d'entreprises SCCRL · Reappointments: Georges BITAINE, Baudhuin GERARD and 9 others16 facts ▸
- General meeting, 25/03/2014
- Director resignation, Christophe WAMBERSIE (director)
- Director appointment, Christine LHOSTE (director)
- Director reappointment, Georges BITAINE (director)
- Director reappointment, Baudhuin GERARD (director)
- Director reappointment, Francis HENRY DE FRAHAN (director)
- Director reappointment, Philippe GENDARME (director)
- Director reappointment, Philippe LADURON (director)
- Director reappointment, Valérie SARETTO (director)
- Director reappointment, Christine LHOSTE (director)
- Director reappointment, Koen DEPAEMELAERE (director)
- Director reappointment, Jacques BOULET (director)
- +4 further facts in this act
2013
28-06
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- Board meeting, 06/11/2012
- Registered-office move, Auderghem (1160 Bruxelles) avenue Herrmann Debroux, 40-42
28-06
State Gazette act
Resignation: Eddy Reniers (director)2 facts ▸
State Gazette act
Resignation: Eddy Reniers (director)
2 facts ▸
- General meeting, 26/03/2013
- Director resignation, Eddy Reniers (director)
2012
16-04
State Gazette act
Appointment: PricewaterhouseCoopers (statutory auditor)Permanent representative: Tom Meuleman3 facts ▸
State Gazette act
Appointment: PricewaterhouseCoopers (statutory auditor)
Permanent representative: Tom Meuleman3 facts ▸
- General meeting, 29/03/2011
- Auditor appointment, PricewaterhouseCoopers (statutory auditor)
- Permanent representative, Tom Meuleman
29-03
State Gazette act
Resignations: Jean-François Garin, Yves Sergeant and Marc HeusschenAppointments: Koen Depaemelaere, Johan Logist and Philippe Gendarme7 facts ▸
State Gazette act
Resignations: Jean-François Garin, Yves Sergeant and Marc Heusschen
Appointments: Koen Depaemelaere, Johan Logist and Philippe Gendarme7 facts ▸
- Board meeting, 06/02/2012
- Director resignation, Jean-François Garin (director)
- Director resignation, Yves Sergeant (director)
- Director resignation, Marc Heusschen (director)
- Director appointment, Koen Depaemelaere (director)
- Director appointment, Johan Logist (director)
- Director appointment, Philippe Gendarme (director)
2011
06-12
State Gazette act
Appointment: Tom Meuleman (statutory auditor)Resignation: Emmanuèle Attout (statutory auditor)2 facts ▸
State Gazette act
Appointment: Tom Meuleman (statutory auditor)
Resignation: Emmanuèle Attout (statutory auditor)2 facts ▸
- Auditor appointment, Tom Meuleman (statutory auditor)
- Director resignation, Emmanuèle Attout (statutory auditor)
2009
04-05
State Gazette act
Resignation: Frédéric MEUR (administrateur et directeur effectif)Appointments: Jean-François GARIN, Marie-Anne BELFROID and Yves BLADT5 facts ▸
State Gazette act
Resignation: Frédéric MEUR (administrateur et directeur effectif)
Appointments: Jean-François GARIN, Marie-Anne BELFROID and Yves BLADT5 facts ▸
- General meeting, 31 mars 2009
- Director resignation, Frédéric MEUR (administrateur et directeur effectif)
- Director appointment, Jean-François GARIN (director)
- Director appointment, Marie-Anne BELFROID (director)
- Director appointment, Yves BLADT (director)
2008
25-07
State Gazette act
Capital & shares · Resignations & appointmentsApproval · Power of attorney4 facts ▸
State Gazette act
Capital & shares · Resignations & appointments
Approval · Power of attorney4 facts ▸
- General meeting, 30/05/2008
- Approval, cession du portefeuille d'assurances à AXA Belgium
- Approval, attribution de Participation Bénéficiaire aux assurés
- Power of attorney, Conseil d'administration
25-07
State Gazette act
Resignation: administrateurs (director)Appointments: Georges BITAINE, Jacques BOULET and 12 others · Legal-form conversion · Accounting effect22 facts ▸
State Gazette act
Resignation: administrateurs (director)
Appointments: Georges BITAINE, Jacques BOULET and 12 others · Legal-form conversion · Accounting effect22 facts ▸
- General meeting, 30/05/2008
- Legal-form conversion, société coopérative à responsabilité limitée à finalité sociale
- Accounting effect, 31/03/2008
- Capital, €1.475.479,8
- Share issue, 150 parts, 11.650 parts
- Director resignation, administrateurs
- Director appointment, Georges BITAINE (director)
- Director appointment, Jacques BOULET (director)
- Director appointment, Jean-Marie COYETTE (director)
- Director appointment, Marc HEUSSCHEN (director)
- Director appointment, Guy DELIRE (director)
- Director appointment, Frédéric MEUR (director)
- +10 further facts in this act
11-07
State Gazette act
Purpose · Statutes amendmentPurpose change · Statutes amendment · Portfolio transfer7 facts ▸
State Gazette act
Purpose · Statutes amendment
Purpose change · Statutes amendment · Portfolio transfer7 facts ▸
- General meeting, 30 mai 2008
- Purpose change, L'associalion a pour objet toutes opérations d'essurance et de réassurance de pension de retraite ou de survie ainsi que des opérations de capitalisation et de…
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Statutes amendment
- Portfolio transfer, cession du portefeuille intervenu le vingt-huit mars deux mille huit
2007
14-05
State Gazette act
Resignations: Marc LEGRAIN (director) and Eric KLEYNEN (director)Appointments: Baudhuin GERARD (director) and Jean-Louis LAURENT-JOSI (director)5 facts ▸
State Gazette act
Resignations: Marc LEGRAIN (director) and Eric KLEYNEN (director)
Appointments: Baudhuin GERARD (director) and Jean-Louis LAURENT-JOSI (director)5 facts ▸
- General meeting, 10/04/2007
- Director resignation, Marc LEGRAIN (director)
- Director resignation, Eric KLEYNEN (director)
- Director appointment, Baudhuin GERARD (director)
- Director appointment, Jean-Louis LAURENT-JOSI (director)
2005
10-06
State Gazette act
Appointment: PricewaterhouseCoopers (statutory auditor)2 facts ▸
State Gazette act
Appointment: PricewaterhouseCoopers (statutory auditor)
2 facts ▸
- General meeting, 10/05/2005
- Auditor appointment, PricewaterhouseCoopers (statutory auditor)
State Gazette actNBB filingAn act published in both Dutch and French appears here once.
Directors · office · real estate
Directors
14 directors, no change since 2026
Sébastien LEGRAIN
CurrentDirector · since 02-07-2026
Ken VANPEE
CurrentAdministrateur rééligible · since 13-04-2026
Rodolfo GAMBINI
CurrentAdministrateur rééligible · since 13-04-2026
Ludovic THEATE
CurrentDirector · since 26-03-2024
François BERSEZ
CurrentDirector · since 28-03-2023
Daniel BINAME
CurrentDirector · since 31-03-2020
8 other directors
LE BOULENGÉ Jean-Benoît
CurrentDirector · since 14-11-2017
NYST Pierre-Frédéric
CurrentDirector · since 14-11-2017
Serge Martin
CurrentDirector · since 28-03-2017
Jean-Pierre NYST
Not recently confirmedDirector · since 27-03-2018
Martine BEQUEVORT
Not recently confirmedDirector · since 31-03-2015
Johan Logist
Not recently confirmedDirector · since 06-02-2012
Jean-Marie COYETTE
Not recently confirmedDirector · since 30-05-2008
Jean-Louis LAURENT-JOSI
Not recently confirmedDirector · since 14-05-2007
02-07-2026
Sébastien LEGRAIN: Appointed as Director
02-07-2026
Sébastien LEGRAIN: Appointed as Director
02-07-2026
Philippe LADURON: Resigned as Director
01-07-2026
Philippe LADURON: Resigned as Director
13-04-2026
Ken VANPEE: Appointed as Administrateur rééligible
Location & real-estate footprint
Registered office, Brussel
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Troonplein 11000 BrusselGround area
6,646 m²
Building footprint
6,661 m²
Volume, LiDAR
156,488 m³
Parcel 21804D0268/00M000, Brussels · tallest building 36.7 m, ±9 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D0268/00M000 ProtectedMonumentNeoclassistische hoekgebouwen |
Brussels | 6,646 m² | 1 · 6,661 m² | 36.6 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Statutory auditor
2 auditors| Ernst et Young Reviseurs d'EntreprisesCurrent Statutory auditor · represented by Sarah Dupuis | 16-04-2024 → present |
| PwC Reviseurs d'EntreprisesCurrent Statutory auditor · represented by Vincent VROMAN | 26-03-2024 → present |
Show 9 earlier auditors
| Emmanuèle Attout Statutory auditor | - → 06-12-2011 |
| PricewaterhouseCoopers Statutory auditor · represented by Tom Meuleman succeeded by PricewaterhouseCoopers Reviseurs d'Entreprises in 2008 | 10-06-2005 → 25-07-2008 |
| PricewaterhouseCoopers Reviseurs d'Entreprises Statutory auditor succeeded by Tom Meuleman in 2011 | 25-07-2008 → 06-12-2011 |
| PriceWaterhouseCoopers Réviseurs d'Entreprises SCCRL Statutory auditor · represented by Tom MEULEMAN succeeded by SCCRL PwC Réviseurs d'Entreprises in 2017 | 18-07-2014 → 25-09-2017 |
| Pwc Bedrijfsrevisoren Statutory auditor succeeded by PwC Reviseurs d'Entreprises in 2024 | 19-02-2021 → 26-03-2024 |
| PwC Réviseur d'Entreprises SRL Statutory auditor | - → 16-04-2024 |
| PwC Réviseurs d'Entreprises SRL Statutory auditor · represented by Vincent VROMAN succeeded by PwC Reviseurs d'Entreprises in 2024 | 19-02-2021 → 26-03-2024 |
| SCCRL PwC Réviseurs d'Entreprises Statutory auditor · represented by Vincent VROMAN succeeded by PwC Réviseurs d'Entreprises SRL in 2021 | 25-09-2017 → 19-02-2021 |
| Tom Meuleman Statutory auditor succeeded by PriceWaterhouseCoopers Réviseurs d'Entreprises SCCRL in 2014 | 06-12-2011 → 18-07-2014 |
Articles of association
Purpose
Het doel van de Voorzorgskas voor Zelfstandigen en Ondernemingen (afgekort VKZO) bestaat erin een solidariteitsfonds te beheren dat bestaat uit de bijdrage van haar leden in het…
Full purpose
Het doel van de Voorzorgskas voor Zelfstandigen en Ondernemingen (afgekort VKZO) bestaat erin een solidariteitsfonds te beheren dat bestaat uit de bijdrage van haar leden in het kader van het sociaal vrij aanvullende pensioen. Ze heeft als oogmerk te zorgen voor een betere financiële zekerheid voor haar leden door hen voordelen toe te kennen, met name in geval van ziekte, arbeidsongeschiktheid, overlijden. Het voorwerp van de vennootschap is de organisatie en/of uitvoering van solidariteitsstelsels of -toezeggingen zoals bepaald door de huidige of toekomstige wetgeving... Zolang ze over een dergelijke activiteit en een toelating van de FSMA beschikt, heeft de vennootschap ook als voorwerp alle verzekerings- en herverzekeringsverrichtingen van levenrisico's...
Structure & network
Connections & network
45 connected companiesLinked via shared directors
via Serge Martin · Chief customer & distribution officer
→
via LE BOULENGÉ Jean-Benoît · Director
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via LE BOULENGÉ Jean-Benoît · Director
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via LE BOULENGÉ Jean-Benoît · Director
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Show 41 more companies with a shared director
via LE BOULENGÉ Jean-Benoît and NYST Pierre-Frédéric · Director
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via LE BOULENGÉ Jean-Benoît · Director
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via LE BOULENGÉ Jean-Benoît · Director
→
via LE BOULENGÉ Jean-Benoît · Managing director
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via NYST Pierre-Frédéric · Director
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via NYST Pierre-Frédéric · Director
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via NYST Pierre-Frédéric · Director
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via NYST Pierre-Frédéric · Director
→
via NYST Pierre-Frédéric · Director
→
via LE BOULENGÉ Jean-Benoît and NYST Pierre-Frédéric · Director
→
via LE BOULENGÉ Jean-Benoît · Director
→
via LE BOULENGÉ Jean-Benoît · Director
→
via LE BOULENGÉ Jean-Benoît and NYST Pierre-Frédéric · Director
→
→
via Serge Martin · Director
former→
via Serge Martin · Administrateur non exécutif
former→
via Serge Martin · Director
former→
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Capital and shareholders
Capital over the years
- 29-08-2016 Capital stated in the act · 1,180,012,908 EUR
- 25-07-2008 Capital stated in the act · 1,475,479.80 EUR
Recognitions · licences · registrations
Legal Entity Identifier
213800QDW1KCZSB3J685
Similar companies · same sector, comparable size
MICONERGY
BE 0667.709.297
Watermaal-Bosvoorde · Eq €407,856
MARCHAMAN
BE 0824.394.090
Tienen · Eq €407,846
POSTIMMO
BE 0795.522.734
Braine-l'Alleud · Eq €407,752
GAMME INVEST
BE 0884.052.456
Ieper · Eq €407,473
Ardex
BE 0403.661.441
Antwerpen · Eq €408,728
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,419 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded20-02-1982
Fiscal year end31-12
Legal name FR
Caisse de Prévoyance des Indépendants et des Entreprises
Abbreviation FR
C.P.I.E.
Abbreviation NL
V.K.Z.O.
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
General meetings
1 convocationOrdinary general meeting
Agenda
de l’assemblée générale ordinaire des associés du 27 mars 2012, à 14 heures 1. Rapport de gestion du Conseil d’administration sur l’exercice 2011. 2. Rapport du commissaire sur l’exercice 2011. 3. Approbation des comptes annuels de l’exercice 2011. Proposition d’approuver les comptes de l’exercice clôturé le 31 décembre 2011, y compris l’affectation du résultat. 4. Décharge aux membres du Conseil d’administration. Proposition d’accorder la décharge aux membres du Conseil d’admi- nistration