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UC Leuven

Active
Non-profit associationfounded 199531 yrs activeGeldenaaksebaan 335, 3001 Leuven, BelgiumKBO/BCE: BE 0455.645.523
Summary

UC Leuven has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62.9m and a net result of €1.3m. Equity is growing by ~3% per year across the filed fiscal years. Its solvency ranks better than 56% of 787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Education
NACE 85402NACE 80304NACE 85422
#1 company by total assets in Leuven, Education sector7 sites
Size
€85.7mturnover 2025
Staff
174.9 FTE
Equity
€62.9m
Profit
€1.3m
Financial health
92 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Board
25 members
Auditor: Ernst & Young Bedrijfsrevisoren BVAccounts 123 d early
Why 92- Liquidity: current ratio 3.15, cash €2.9m+ Legal form Non-profit association+ Sector Education (NACE 85)+ Founded in 1995Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Better than 34% of its sector peers (NACE 85, medium-sized)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 86+1
equity 61.1% of total assets
Liquidity 49-2
short-term debt 17.3% · cash 2.8%
Profitability 62-3
return on assets 1.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (133 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%● 0.0% vs 12-2024 02-2025: < 0.1%▼ -6.3% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%▲ +6.7% vs 04-2025 06-2025: < 0.1%▲ +18.8% vs 05-2025 07-2025: < 0.1%● 0.0% vs 06-2025 08-2025: < 0.1%● 0.0% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%▲ +5.3% vs 10-2025highest value 12-2025: < 0.1%● 0.0% vs 11-2025highest value 01-2026: < 0.1%● 0.0% vs 12-2025highest value 02-2026: < 0.1%▼ -5.0% vs 01-2026 03-2026: < 0.1%▲ +5.3% vs 02-2026highest value 04-2026: < 0.1%● 0.0% vs 03-2026highest value 05-2026: < 0.1%▼ -10.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%● 0.0% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Legal form Non-profit association lowers the probability
  • Liquidity: current ratio 3.15, cash €2.9m raises the probability
  • Sector Education (NACE 85) lowers the probability
  • Founded in 1995 lowers the probability for this profile
Credit up to €5,750,000 at 30 days acceptable
Liquidity ample (current ratio 3.15 against 4.57 in 2024; short-term debt: 17.3% and cash: 2.8% of total assets), and 38.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, medium-sized). Better than this share of them on solvency 51%, liquidity 13%, profitability 22%, growth against the median 48%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Legal form Non-profit association
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 3.15, cash €2.9m
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Founded in 1995
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
123 d early
2024
72 d early
2023
106 d early
2022
104 d early
2021
124 d early
2020
120 d early
2019
114 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 109 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 April (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Appointments: Raf SELS, Ivo CLERIX and…Resignation: Jos CLIJSTERS (bestuurder en…
  3. Reappointments: Mieke Molemans (director) and Dominique…State Gazette act

Key points

  • Positive: Company by total assets in Leuven, Education sectorin the Checked rankings #1 View
  • Positive: 7 years of growth in a rowturnover 2025: €85.7m 7 years View
  • Board changedlatest change 01-01-2026 · 25 in office 5 joined · 1 left View
  • Caution: Result fell in 2025from €2.2m to €1.3m ▼ 43.2% View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • EU supportawarded 2022 - 2025 €2.3m View

By topic

Financials

Fiscal year
2025
Turnover
€85.7m
Profit
€1.3m
Solvency
61.1%
Turnover▲ 3.8%
Net result
20182025
Go to Financials

Board & ownership

Board
25 members
Auditor
Ernst & Young Bedrijfsrevisoren…
Go to Board & ownership

Timeline

Events
56
Since
2006
Next accounts
by 31-07-2027
  1. 30-03-2026Annual accounts filed
  2. 09-01-2026Appointments: Raf SELS, Ivo CLERIX and 6…
  3. 26-05-2025Reappointments: Mieke Molemans (director) and Dominique Degreef…
Go to Timeline

Company details

Sites
7
Legal form
Non-profit association
Activity
EducationNACE 85402
Founded
01-01-1995
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
1
Purpose
De vereniging heeft als belangeloos doel het organiseren van hoger onderwijs in de ruime…
Go to Articles of association

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