OFFICE D'AIDE AUX FAMILLES
ActiveOFFICE D'AIDE AUX FAMILLES has been active since 1958 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.86M and a net result of €31k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 35% of 613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
89
/ 100
Excellent▲ +29 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability28▲+27
Solvency83=
Growth33▼-2
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.52 in 2023), but 51.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
48.3%
Return on assets
0.8%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-08-2025, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d late
2023
30 d late
2022
33 d early
2021
39 d early
2020
30 d early
2019
83 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Turnover
€1.20M▼ 8.0%
2023 · €1.30M
2018: €1.19M
2019: €1.20M
2020: €1.13M
2021: €1.14M
2022: €1.21M
2023: €1.30M
2018 → 2024
EBIT margin
2.1%▲ 6.8pp
2023 · -4.7%
2018: 1.2%
2019: -4.4%
2020: -6.9%
2021: -5.7%
2022: 10.4%
2023: -4.7%
2018 → 2024
Net result
€31k
2023 · €-57k
2018: €50k
2019: €36k
2020: €-88k
2021: €-80k
2022: €109k
2023: €-57k
2018 → 2024
Working capital
€1.05M▲ 5.3%
2023 · €997k
2018: €1.11M
2019: €1.19M
2020: €1.13M
2021: €882k
2022: €1.04M
2023: €997k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€1.13M-€1.14M▲ 1.0%€1.21M▲ 6.8%€1.30M▲ 7.1%€1.20M▼ 8.0%
Equity€1.87M-€1.78M▼ 4.4%€1.89M▲ 5.9%€1.83M▼ 3.1%€1.86M▲ 1.7%
Operating result€-77k-€-65k▲ 15.5%€127k€-61k€25k
Net result€-88k-€-80k▲ 9.3%€109k€-57k€31k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €25k after a loss of €61k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.85M
Fixed assets
€811k▼ 2.7%
Current assets
€3.04M▲ 4.3%
Equity and liabilities €3.85M
Equity
€1.86M▲ 1.7%
Debt
€1.99M▲ 3.7%
The debt ratio rises from 51.2% to 51.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€92k▲
2023 · €1k
Cash flow
€97k▲
2023 · €6k
Solvency
48.3%▼
2023 · 48.8%
Current ratio
1.53▲
2023 · 1.52
Quick ratio
1.53▲
2023 · 1.52
Debt / equity
1.07▲
2023 · 1.05
ROE
1.7%▲
2023 · -3.1%
ROA
0.8%▲
2023 · -1.5%
Interest coverage
148.35▲
2023 · 2.81
Debt
€1.99M▲
2023 · €1.92M
Debt ≤ 1 year
€1.99M▲
2023 · €1.92M
Income taxes
€10k▲
2023 · €-3k
Staff costs
€8.40M▲
2023 · €7.94M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.75M€3.85M▲
Fixed assets21/28€833k€811k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€832k€810k▼
Land and buildings22€777k€739k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€48k€64k▲
Financial fixed assets28€705€705=
Other financial fixed assets284/8€705€705=
Amounts receivable and cash guarantees285/8€705€705=
Current assets29/58€2.92M€3.04M▲
Amounts receivable within one year40/41€1.00M€1.03M▲
Trade receivables40€41k€47k▲
Other amounts receivable41€960k€986k▲
Cash at bank and in hand54/58€1.82M€1.91M▲
Deferred charges and accrued income490/1€97k€95k▼
Equity and liabilities
Total equity and liabilities10/49€3.75M€3.85M▲
Equity10/15€1.83M€1.86M▲
Contributions10/11€200k€200k=
Capital10€200k€200k=
Reserves13€1.27M€1.66M▲
Profit (loss) carried forward14€363k€0▼
Investment grants15€0€0=
Amounts payable17/49€1.92M€1.99M▲
Amounts payable within one year42/48€1.92M€1.99M▲
Trade debts44€134k€31k▼
Suppliers440/4€134k€31k▼
Taxes, remuneration and social security45€1.72M€1.86M▲
Taxes450/3€58k€87k▲
Remuneration and social security454/9€1.67M€1.77M▲
Income statement
Code20232024
Operating income70/76A€8.60M€9.08M▲
Turnover70€1.30M€1.20M▼
Other operating income74€44k€56k▲
Non-recurring operating income76A€141k€215k▲
Operating charges60/66A€8.66M€9.05M▲
Services and other goods61€493k€494k▲
Remuneration, social security and pensions62€7.94M€8.40M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€67k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-552€-2k▼
Other operating charges640/8€6k€13k▲
Non-recurring operating charges66A€157k€85k▼
Operating profit (loss)9901€-61k€25k▲
Financial income75/76B€1k€16k▲
Recurring financial income75€1k€16k▲
Income from financial fixed assets750€1k€16k▲
Financial charges65/66B€531€619▲
Recurring financial charges65€531€619▲
Debt charges650€531€619▲
Profit (loss) for the period before taxes9903€-60k€41k▲
Income taxes67/77€-3k€10k▲
Taxes670/3€9k€10k▲
Tax adjustments and reversals of tax provisions77€12k€0▼
Profit (loss) for the period9904€-57k€31k▲
Profit (loss) for the period to be appropriated9905€-57k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€191k€393k▲
Profit (loss) brought forward from the previous period14P€248k€363k▲
From contributions791€172k€45k▼
To contributions691-€438k
Social balance
Average headcount (FTE)9087156.0160.0▲
The notes to these accounts (37 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
2024
31-12
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Back to profitnet €109k
Net result €109k after 2 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-88k ▼343%
Net result drops to €-88k, the lowest in the series; recovery starts the following year.
22-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 83 days late
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 38 days late
2016
23-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
12-06-2025
GREGOIRE Anne: Resigned as Director
13-06-2024
Paquet Quentin: Resigned as Director
20-10-2023
FALLON Colette: Resigned as Director
25-05-2022
Annie Mailleux: Resigned as Director
25-05-2022
Joseph Paquet: Resigned as Director
25-05-2022
Marcel Brasseur: Resigned as Director
25-05-2022
Pierre Hubin: Resigned as Director
06-06-2019
Dominique Fabry: Resigned as Director
06-06-2019
Léonard Pierre: Resigned as Director
06-06-2019
Véronique Balthazard: Resigned as Director
19-02-2018
Guy Goffin: Resigned as Director
19-02-2018
Robert Noirhomme: Resigned as Director
01-10-2015
Charlier Aurélie: Resigned as Director
01-10-2015
Remacle-Choque Vinciane: Resigned as Director
11-09-2013
Charles QUIRYNEN: Resigned as Director
11-09-2013
Jacques PIERRE: Resigned as Director
11-09-2013
NEUFCOEUR Cécile: Resigned as Director
Location & real-estate footprint
Registered office, Nassogne · 3 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route Nationale-4,Bande 216951 NassogneGround area
403 m²
Building footprint
179 m²
2 parcels, Wallonia. Linked by address, not a title deed.
3 establishment units
OFFICE D'AIDE AUX FAMILLES LUXEMBOURGEOISES
since 20112.200.454.007
OFFICE D'AIDE AUX FAMILLES LUXEMBOURGEOISES
since 20142.234.160.418
OFFICE D'AIDE AUX FAMILLES LUXEMBOURGEOISES
since 20172.274.073.146
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83004B2198/00F000 | Wallonia | 203 m² | 1 · 105 m² | - |
| 82007E0978/00M002 | Wallonia | 200 m² | 1 · 74 m² | - |
Linked by address, not proof of ownership
Methodology
via establishment units: 2
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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SAMBRE-SERVICES
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Châtelet · Eq €1.73M
Centre de Services et d'Aide à Domicile
BE 0424.331.547
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Liège · Eq €2.03M
Of 576 companies in sector 88101 we hold annual accounts for 140. 71 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded26-04-1958
Fiscal year end31-12
Activities, NACEBEL
85323
88101Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.