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SAMBRE-SERVICES

Active
Cooperative companyfounded 2004active for 22 yearsRue Gendebien 55, 6200 Châtelet, BelgiumKBO/BCE: BE 0862.467.283
Summary

SAMBRE-SERVICES has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.7m and a net result of -€97,041. Equity is shrinking by about 5.9% per year across the filed financial years. Its solvency ranks better than 95% of 687 sector peers (NACE 88, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Social work activities without accommodation
NACE 88101Personal service activities NACE 96910
3rd largest company by equity in Châtelet, Health and social work sector1 site
Size
€1.6mturnover 2025
Staff
63 FTE
Equity
€1.7m
Loss
-€97,041
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Board
7 members
Accounts filed 33 days late1 of 8 deeds read
Why 95raises riskLoss of €97,041, the second in a row (financial year 2025)Latest accounts 33 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 18.12, cash €1.3mSector: Social work activities without accommodation (NACE 88)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 88, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 88.9% of total assets
Liquidity 100=
short-term debt 4.5% · cash 64.6%
Profitability 13=
return on assets -5.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (1,122 companies, NACE 88, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: < 0.1%▼ -0.1 percentage points vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026highest value
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity ample (current ratio 18.12, compared with 28.55 in 2024, above the usual 1.5; short-term debt: 4.5% and cash: 64.6% of total assets), and 11.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 88, micro): better than 92% on solvency, 98% on liquidity, 14% on profitability and 36% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €97,041, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Latest accounts 33 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 18.12, cash €1.3m
NBB · annual accounts
lowers risk · Sector: Social work activities without accommodation (NACE 88)
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€97,041
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
33 days late
2024
on the day
2023
on the day
2022
3 days early
2021
4 days early
2020
2 days early
2019
45 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 88) for financial year 2024 is 24 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Resignations: BORDENGA Guiseppe, Christian DELORY and…Appointments: BULTEZ Adiana, BIRETTE Frank…
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: 8 loss-making years in a rowloss financial year 2025 -€97,041 View
  • Caution: Among the weakest 5% on net resultsector median €8,948 · 690 companies -€97,041 View
  • A director leftlatest change 31-12-2025 · 7 in office 1 left View

By topic

Financials

Financial year
2025
Turnover
€1.6m
Loss
-€97,041
Solvency
88.9%
Turnover▲ 2.2%
Net result
20182025
Go to Financials

Board & ownership

Board
7 members
  • BIRETTE FrankDirector
  • BULTEZ AdianaDirector
  • MATHY MichelDirector
  • VILAIN FrançoisDirector
  • DEBOES EricDirector

and 2 other directors

Go to Board & ownership

Timeline

Events
24
Since
2005
Next accounts
by 31-07-2027
  1. 31-07-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 28-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Social work activities without accommodationNACE 88101
Founded
02-01-2004
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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