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ZRadMax

Active
Private limited company· 1 yrs active
Koninklijke-Prinsstraat 37 ·1050 Elsene, Belgium
KBO/BCE: BE 1017.870.785
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Belgian State Gazette acts: 0 of 1 read
Age1 yr
Real estate1 parcel · 3,187 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ZRadMax is 3.4% (moderate). The 2025 annual accounts show equity of €161k and a net result of €160k. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 30-08-2026 30 d late 2026-00456634

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.4% Moderate
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Higher-failure-rate region +Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€160k
Working capital€147k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 30-08-2026 with the NBB · fiscal year 2025 · micro schema
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€210k
Net profit€160k
Cash flow€163k
Staff costs-
Income taxes€47k
Dividends-
Total assets€225k
Equity€161k
Debt€64k
of which ≤ 1y€64k
of which > 1y-
Working capital€147k
Employees (FTE)-
Ratios (computed)
2025
Current ratio3.31
Quick ratio3.31
Working capital ratio65.6%
Solvency71.6%
Debt / equity0.40
Long-term debt ratio-
Interest coverage2877.14
Gross margin-
Net margin-
ROA71.1%
ROE99.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€225k
Fixed assets 21/28€13k
Tangible fixed assets 22/27€13k
Current assets 29/58€211k
Amounts receivable within one year 40/41€21k
Cash & bank 54/58€190k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€225k
Equity 10/15€161k
Contributions / capital 10/11€1k
Reserves 13€160k
Amounts payable 17/49€64k
Amounts payable within one year 42/48€64k
Trade debts payable within one year 44€4k
Income statement
Gross operating margin 9900€210k
Operating result 9901€206k
Financial charges 65€73
Result before taxes 9903€206k
Income taxes 67/77€47k
Net result for the period 9904€160k
Result to be appropriated 9905€160k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
18 companies at this address See who is registered here

Establishment units

1 location
ZRadMax
Koninklijke-Prinsstraat 37, 1050 ElseneActiviteiten van medisch specialisten
since 20242.368.482.553
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,187 m²
Buildings1
Building footprint71 m²
Volume (LiDAR)1,192 m³
Tallest building19.2 m · ±6 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21009A0562/00L002 Brussels 3,187 m² 1 · 71 m² 19.2 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health93Profitability100Solvency100Growth-Stability67
90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR ZRadMax
Registered office
Koninklijke-Prinsstraat 37 bus 35
1050 Elsene, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.