ZOINK
ActiveZOINK has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €478k and a net result of €-19k. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency79▼-2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.94 in 2024), but 60.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.8%
Return on assets
-1.6%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
71 d late
2022
8 d late
2021
27 d early
2020
44 d late
2019
4 d late
2018
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close15-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€478k▼ 3.8%
2024 · €497k
2019: €103k
2020: €123k
2021: €109k
2022: €96k
2024: €497k
2019 → 2025
Total assets
€1.20M▼ 10.0%
2024 · €1.33M
2019: €977k
2020: €953k
2021: €892k
2022: €870k
2024: €1.33M
2019 → 2025
Net result
€-19k
2024 · €200k
2019: €2k
2020: €19k
2021: €-14k
2022: €-13k
2024: €200k
2019 → 2025
Working capital
€310k▼ 36.5%
2024 · €489k
2019: €-172k
2020: €-167k
2021: €-192k
2022: €-193k
2024: €489k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€123k-€109k▼ 11.3%€96k▼ 11.9%€497k▲ 419%€478k▼ 3.8%
Operating result€44k-€473▼ 98.9%€-3k€254k€-15k
Net result€19k-€-14k€-13k▲ 6.8%€200k€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €254k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.20M
Fixed assets
€452k▲ 39.2%
Current assets
€750k▼ 25.8%
Equity and liabilities €1.20M
Equity
€478k▼ 3.8%
Provisions
€116k=
Debt
€607k▼ 15.9%
The debt ratio falls from 54.1% to 50.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€12k▼
2024 · €279k
Cash flow
€8k▼
2024 · €225k
Solvency
39.8%▲
2024 · 37.2%
Current ratio
1.71▼
2024 · 1.94
Quick ratio
1.62▼
2024 · 1.94
Debt / equity
1.27▼
2024 · 1.45
ROE
-3.9%▼
2024 · 40.3%
ROA
-1.6%▼
2024 · 15.0%
Interest coverage
1.58▼
2024 · 31.69
Debt
€607k▼
2024 · €721k
Debt ≤ 1 year
€439k▼
2024 · €521k
Debt > 1 year
€168k▼
2024 · €200k
Income taxes
€0▼
2024 · €45k
Staff costs
€4k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.33M€1.20M▼
Fixed assets21/28€324k€452k▲
Tangible fixed assets22/27€324k€452k▲
Land and buildings22€323k€298k▼
Plant, machinery and equipment23-€53k
Furniture and vehicles24-€99k
Other tangible fixed assets26€1k€839▼
Financial fixed assets28€200€0▼
Current assets29/58€1.01M€750k▼
Amounts receivable after more than one year29€8k€0▼
Other amounts receivable291€8k€0▼
Stocks and contracts in progress3-€37k
Stocks30/36-€37k
Amounts receivable within one year40/41€225k€213k▼
Trade receivables40€221k€175k▼
Other amounts receivable41€4k€38k▲
Current investments50/53€600k€500k▼
Cash at bank and in hand54/58€175k€1▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€1.33M€1.20M▼
Equity10/15€497k€478k▼
Contributions10/11€19k€19k=
Reserves13€594k€594k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€349k€349k=
Distributable reserves133€244k€244k=
Profit (loss) carried forward14€-116k€-135k▼
Provisions and deferred taxes16€116k€116k=
Deferred taxes168€116k€116k=
Amounts payable17/49€721k€607k▼
Amounts payable after more than one year17€200k€168k▼
Financial debts170/4€200k€168k▼
Amounts payable within one year42/48€521k€439k▼
Current portion of amounts payable after more than one year42€31k€32k▲
Financial debts43-€25k
Credit institutions430/8-€25k
Trade debts44€15k€25k▲
Suppliers440/4€15k€25k▲
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€92k€5k▼
Taxes450/3€91k€5k▼
Remuneration and social security454/9€1k€232▼
Other amounts payable47/48€383k€347k▼
Income statement
Code20242025
Non-recurring operating income76A€358k€0▼
Remuneration, social security and pensions62€16k€4k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲
Other operating charges640/8€7k€21k▲
Non-recurring operating charges66A€18€69▲
Gross operating margin9900€302k€36k▼
Operating profit (loss)9901€254k€-15k▼
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€246k€-19k▼
Transfer to deferred taxes680€0-
Income taxes67/77€45k€0▼
Profit (loss) for the period9904€200k€-19k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€200k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€-135k▼
Profit (loss) brought forward from the previous period14P€-116k€-116k=
Transfer from equity791/2€0-
Transfer to equity691/2€200k€0▼
To other reserves6921€200k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-19k ▼109%
Net result drops to €-19k, the lowest in the series.
10-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 71 days late
2024
31-03
Financial
Back to profitnet €200k
Net result €200k after 2 loss-making years.
31-03
Financial
Liquidity triplescurrent ratio 1.94
Current ratio from 0.62 to 1.94.
31-03
Financial
Equity above €200kEq €497k ▲419%
Equity rises from €96k to €497k.
2022
08-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2021
04-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
2019
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
03-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
22-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Breemstraat 213500 HasseltGround area
1.6 ha
Building footprint
9,339 m²
Volume, LiDAR
145,336 m³
2 parcels, Flanders · tallest building 17.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ZOINK
since 20072.159.940.867
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A1225/00F007 | Flanders | 1.5 ha | 1 · 8,897 m² | 17.5 m · 5 fl. |
| 71326F0100/00B006 | Flanders | 511 m² | 1 · 442 m² | 17.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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HERREBOUT - VERMANDER
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RICHACIER
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DE RORE INTERIEUR
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Of 1,496 companies in sector 31004 we hold annual accounts for 615. 449 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded30-11-2006
Fiscal year end31-03
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
71112Activities of interior architects
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52421
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.