Active BE 0846.870.772Private limited companyOpen bankruptcy

ZNSABA

· 14 yrs active

Sector: Wassen en poetsen van motorvoertuigen (95316)

Conclusion Checked

A bankruptcy procedure is open for ZNSABA according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (€-3k) and a net result of €-20k.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€-3k
Net result	€-20k
Staff (FTE)	1.7
Better than sector	10%

Snowflake analysis 5 of 5 axes measured · computed by Checked

30 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 50

Solvency 33

Growth 68

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2023 · computed

0 / 100 Critical

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 29-08-2024 with the NBB · fiscal year 2023 · micro

RevenueOperating resultNet result

Sector comparison

Fiscal year 2023 · NACE 95 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-74.3%	25.2%	better than 10% of 768 sector peers
Net result	€-20k	€5k	better than 9% of 769 sector peers
Equity	€-3k	€17k	better than 19% of 771 sector peers
Gross operating margin	€2k	€24k	better than 19% of 765 sector peers
Staff costs	€20k	€31k	higher than 40% of 334 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Revenue

€65k

+163.5% 18-23

EBITDA

€3k

- 18-23

Net profit

€-20k

- 18-23

Cash flow

€4k

- 18-23

Total assets

€4k

-78.8% 18-23

Equity

€-3k

- 18-23

Working capital

€-4k

- 18-23

Employees (FTE)

2

-5.6% 18-23

Staff costs

€20k

+21.3% 18-23

Income taxes

€120

+2.2% 18-23

Debt

€7k

+123.0% 18-23

Debt ≤ 1y

€7k

+123.0% 18-23

Current ratio

0.44

-92.3% 18-23

Quick ratio

0.44

-92.3% 18-23

Solvency

-74.3%

- 18-23

Debt / equity

-2.35

- 18-23

ROE

629.0%

+411.7% 18-23

ROA

-467.3%

- 18-23

Net margin

-30.7%

- 18-23

EBITDA margin

13.4%

- 18-23

Interest coverage

62.80

- 18-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	€65k
EBITDA	-
Net profit	€-20k
Cash flow	-
Staff costs	€20k
Income taxes	€120
Dividends	-
Total assets	€4k
Equity	€-3k
Debt	€7k
of which ≤ 1y	€7k
of which > 1y	-
Working capital	€-4k
Employees (FTE)	1.7

Ratios (computed)

	2023
Current ratio	0.44
Quick ratio	0.44
Working capital ratio	-97.6%
Solvency	-74.3%
Debt / equity	-2.35
Long-term debt ratio	-
Interest coverage	-
Gross margin	-0.8%
Net margin	-30.7%
ROA	-467.3%
ROE	629.0%
EBITDA margin	-
Days sales outstanding	0d
Days payable outstanding	3d
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2023

Assets

Fixed assets €1k · 23.3% Current assets €3k · 76.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€4k
Fixed assets	21/28	€1k
Financial fixed assets	28	€1k
Current assets	29/58	€3k
Amounts receivable within one year	40/41	€24
Cash & bank	54/58	€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4k
Equity	10/15	€-3k
Contributions / capital	10/11	€13k
Reserves	13	€1
Accumulated profits (losses)	14	€-16k
Amounts payable	17/49	€7k
Amounts payable within one year	42/48	€7k
Trade debts payable within one year	44	€563
Income statement
Turnover	70	€65k
Gross operating margin	9900	€2k
Operating result	9901	€-20k
Financial charges	65	€17
Result before taxes	9903	€-20k
Income taxes	67/77	€120
Net result for the period	9904	€-20k
Result to be appropriated	9905	€-20k

You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	DANIEL ZAMARIOLA RUE COURTEJOIE 47, 5590 CINEY ↔ Also on 51 other cases	20-02-2025 → present	Belgian State Gazette

Legal Structure

NACE primary	Wassen en poetsen van motorvoertuigen(95316)
Legal form	Private limited company(610)
Incorporation	22-06-2012
Status	Active
Postal code	-
First BS signal	03-03-2025
Latest BS signal	03-03-2025

Establishment units 1 location

ZNSABA

Wassen en poetsen van motorvoertuigen

since 20122.226.014.101

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
91030B0396/00Z003	Wallonia	104 m²	1 · 66 m²	-

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

03-03-2025

Bankruptcy Opening

Tribunal de l’entreprise de Liège, division Namur · ZNSABA SRL AVENUE DE NAMUR 80, 5590 CINEY · event 20-02-2025

2024

29-08-2024