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ZKS PROJECTS

Active
Private limited companyfounded 201511 yrs activeKarel Van Overmeirelaan 34, 2100 Antwerpen, BelgiumKBO/BCE: BE 0598.914.820

ZKS PROJECTS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €18k. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 22% of 1291 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
81 / 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+13
Solvency47▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.3 against 1.25 in 2024), but 81% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
19%
Return on assets
3.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1291 sector peers (2025).
NBB · sector comparison
Position among 1291 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-02-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
10 d late
2024
25 d early
2023
40 d early
2022
2 d late
2021
4 d early
2020
2 d early
2019
36 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€107k▲ 20.7%
2024 · €89k
2019: €23k 2020: €38k 2021: €40k 2022: €57k 2023: €76k 2024: €89k
2019 → 2025
Total assets
€563k▲ 68.4%
2024 · €334k
2019: €78k 2020: €156k 2021: €158k 2022: €258k 2023: €246k 2024: €334k
2019 → 2025
Net result
€18k▲ 40.7%
2024 · €13k
2019: €9k 2020: €28k 2021: €1k 2022: €33k 2023: €19k 2024: €13k
2019 → 2025
Working capital
€377k▲ 526%
2024 · €60k
2019: €21k 2020: €34k 2021: €20k 2022: €49k 2023: €41k 2024: €60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€40k-€57k▲ 44.6%€76k▲ 32.6%€89k▲ 17.2%€107k▲ 20.7%
Operating result€4k-€36k▲ 707%€29k▼ 18.3%€21k▼ 26.6%€28k▲ 32.8%
Net result€1k-€33k▲ 2,489%€19k▼ 42.9%€13k▼ 30.0%€18k▲ 40.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30k€40kOperating result 2021: €4k€4kNet result 2021: €1k€1kOperating result 2022: €36k€36kNet result 2022: €33k€33kOperating result 2023: €29k€29kNet result 2023: €19k€19kOperating result 2024: €21k€21kNet result 2024: €13k€13kOperating result 2025: €28k€28kNet result 2025: €18k€18k20212022202320242025
The operating result recovers in 2025; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €563k
Fixed assets €22k▼ 23.0%
Current assets €541k▲ 77.0%
Equity and liabilities €563k
Equity €107k▲ 20.7%
Provisions €43k
Debt €413k▲ 68.3%
The debt ratio stays at 73.4%.
Key figures and ratios
2025 value · change against 2024
EBITDA
€43k
2024 · €35k
Cash flow
€33k
2024 · €27k
Solvency
19.0%
2024 · 26.6%
Current ratio
3.30
2024 · 1.25
Quick ratio
2.83
2024 · 1.02
Debt / equity
3.85
2024 · 2.76
ROE
17.1%
2024 · 14.7%
ROA
3.3%
2024 · 3.9%
Interest coverage
43.36
2024 · 65.06
Debt
€413k
2024 · €245k
Debt ≤ 1 year
€164k
2024 · €245k
Income taxes
€11k
2024 · €8k
Staff costs
€190k
2024 · €174k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€334k€563k
Fixed assets21/28€29k€22k
Tangible fixed assets22/27€29k€22k
Plant, machinery and equipment23€8k€8k
Furniture and vehicles24€20k€14k
Current assets29/58€305k€541k
Amounts receivable after more than one year29€55k€90k
Other amounts receivable291€55k€90k
Stocks and contracts in progress3€55k€77k
Stocks30/36€30k€35k
Contracts in progress37€25k€42k
Amounts receivable within one year40/41€161k€188k
Trade receivables40€141k€178k
Other amounts receivable41€20k€10k
Cash at bank and in hand54/58€30k€181k
Deferred charges and accrued income490/1€4k€5k
Equity and liabilities
Total equity and liabilities10/49€334k€563k
Equity10/15€89k€107k
Contributions10/11€6k€6k=
Reserves13€83k€101k
Distributable reserves133€83k€101k
Provisions and deferred taxes16-€43k
Provisions for liabilities and charges160/5-€43k
Other liabilities and charges164/5-€43k
Amounts payable17/49€245k€413k
Amounts payable within one year42/48€245k€164k
Current portion of amounts payable after more than one year42€3k-
Trade debts44€201k€115k
Suppliers440/4€201k€115k
Advances received on contracts in progress46€2k-
Taxes, remuneration and social security45€34k€24k
Taxes450/3€16k€13k
Remuneration and social security454/9€19k€11k
Other amounts payable47/48€6k€25k
Accrued charges and deferred income492/3-€249k
Income statement Code20242025
Non-recurring operating income76A€14k€6k
Remuneration, social security and pensions62€174k€190k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k
Provisions for liabilities and charges: additions (uses and reversals)635/8-€43k
Other operating charges640/8€7k€6k
Gross operating margin9900€217k€282k
Operating profit (loss)9901€21k€28k
Financial income75/76B€551€2k
Recurring financial income75€551€2k
Financial charges65/66B€545€1k
Recurring financial charges65€545€991
Non-recurring financial charges66B-€65
Profit (loss) for the period before taxes9903€21k€29k
Income taxes67/77€8k€11k
Profit (loss) for the period9904€13k€18k
Profit (loss) for the period to be appropriated9905€13k€18k
Appropriation of the result
Profit (loss) to be appropriated9906€13k€18k
Transfer to equity691/2€13k€18k
To other reserves6921€13k€18k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
10-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 10 days late
2025
30-06
Financial Liquidity triplescurrent ratio 3.30
Current ratio from 1.25 to 3.30; short-term debt falls from €245k to €164k.
30-06
Financial Equity above €100kEq €107k ▲20.7%
7 profitable years in a row build equity to €107k.
06-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
02-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
30-06
Financial Highest result since 2019net €33k ▲2489%
Operating result €36k, net result €33k, both a record.
27-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Weakest financial yearnet €1k ▼95.5%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
29-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
26-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
29-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
29-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
24-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Karel Van Overmeirelaan 342100 Antwerpen
Ground area
151 m²
Building footprint
93 m²
Volume, LiDAR
975 m³
Parcel 11342A0330/00Z007, Flanders · tallest building 12.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ZKS PROJECTS
Karel Van Overmeirelaan 34, 2100 AntwerpenPlastering work
since 20152.239.670.117
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11342A0330/00Z007 Flanders 150 m² 1 · 92 m² 12.1 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,705 companies in sector 33120 we hold annual accounts for 1,335. 1,129 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded24-02-2015
Fiscal year end30-06
Legal name NL ZKS REAL ESTATE
Activities, NACEBEL
33120Repair and maintenance of machinery
43221Plumbing work
33200Installation of industrial machinery and equipment
42220Construction of utility projects for electricity and telecommunications
43211General electrical installation work
43212Electrical installation work in industrial facilities
95210Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.