ZJENI
ActiveZJENI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102k and a net result of €13k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 42% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+7
Solvency71▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.04 against 2.67 in 2024; short-term debt: 15.6% and cash: 37.9% of total assets), but 53.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.1%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
50 d early
2023
33 d early
2022
28 d early
2021
31 d early
2020
9 d early
2019
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€102k▲ 12.4%
2024 · €91k
2018: €69k
2019: €80k
2020: €90k
2021: €95k
2022: €90k
2023: €83k
2024: €91k
2018 → 2025
Total assets
€221k▼ 3.5%
2024 · €229k
2018: €273k
2019: €271k
2020: €268k
2021: €255k
2022: €241k
2023: €236k
2024: €229k
2018 → 2025
Net result
€13k▲ 48.5%
2024 · €9k
2018: €12k
2019: €11k
2020: €11k
2021: €5k
2022: €-4k
2023: €5k
2024: €9k
2018 → 2025
Working capital
€70k▲ 4.8%
2024 · €67k
2018: €65k
2019: €67k
2020: €74k
2021: €85k
2022: €75k
2023: €68k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€95k-€90k▼ 6.1%€83k▼ 7.5%€91k▲ 9.5%€102k▲ 12.4%
Operating result€16k-€5k▼ 72.1%€17k▲ 262%€22k▲ 30.6%€27k▲ 22.1%
Net result€5k-€-4k€5k€9k▲ 80.3%€13k▲ 48.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€116k▼ 4.4%
Current assets
€105k▼ 2.4%
Equity and liabilities €221k
Equity
€102k▲ 12.4%
Debt
€119k▼ 13.9%
The debt ratio falls from 60.4% to 53.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▲
2024 · €36k
Cash flow
€27k▲
2024 · €23k
Solvency
46.1%▲
2024 · 39.6%
Current ratio
3.04▲
2024 · 2.67
Quick ratio
3.04▲
2024 · 2.67
Debt / equity
1.17▼
2024 · 1.52
ROE
12.7%▲
2024 · 9.6%
ROA
5.9%▲
2024 · 3.8%
Interest coverage
7.08▲
2024 · 5.49
Debt
€119k▼
2024 · €138k
Debt ≤ 1 year
€34k▼
2024 · €40k
Debt > 1 year
€85k▼
2024 · €98k
Income taxes
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€229k€221k▼
Fixed assets21/28€122k€116k▼
Tangible fixed assets22/27€122k€115k▼
Land and buildings22€121k€115k▼
Plant, machinery and equipment23€91-
Furniture and vehicles24€963€407▼
Financial fixed assets28-€1k
Current assets29/58€107k€105k▼
Amounts receivable after more than one year29€1k-
Other amounts receivable291€1k-
Amounts receivable within one year40/41€17k€17k▼
Trade receivables40€17k€17k=
Other amounts receivable41€38€15▼
Cash at bank and in hand54/58€86k€84k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€229k€221k▼
Equity10/15€91k€102k▲
Contributions10/11€6k€6k=
Reserves13€40k€53k▲
Distributable reserves133€40k€53k▲
Profit (loss) carried forward14€45k€43k▼
Amounts payable17/49€138k€119k▼
Amounts payable after more than one year17€98k€85k▼
Financial debts170/4€98k€85k▼
Amounts payable within one year42/48€40k€34k▼
Current portion of amounts payable after more than one year42€13k€13k▲
Trade debts44€7k€7k▲
Suppliers440/4€7k€7k▲
Taxes, remuneration and social security45€9k€9k▲
Taxes450/3€9k€9k▲
Other amounts payable47/48€12k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€15k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€39k€44k▲
Operating profit (loss)9901€22k€27k▲
Financial income75/76B€414€383▼
Recurring financial income75€414€383▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€16k€21k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€9k€13k▲
Profit (loss) for the period to be appropriated9905€9k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€58k▲
Profit (loss) brought forward from the previous period14P€45k€45k▼
Transfer to equity691/2€9k€13k▲
To other reserves6921€9k€13k▲
Profit to be distributed694/7€833€2k▲
Return on contributions (dividend)694€833€2k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €13k ▲48.5%
Net result €13k, the highest in the series.
31-12
Financial
Equity above €100kEq €102k ▲12.4%
3 profitable years in a row build equity to €102k.
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-4k ▼183%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Duivendongenstraat 92300 TurnhoutGround area
887 m²
Building footprint
202 m²
Volume, LiDAR
1,020 m³
Parcel 13452M0461/00K000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zjeni bvba
since 20082.172.439.318
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13452M0461/00K000 | Flanders | 887 m² | 1 · 202 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,439 EUR awarded · 1,439 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,439 EUR | 1,439 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,613 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.