ZINOBIS
ActiveZINOBIS has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €2k. Equity is shrinking by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-30
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 5.89 against 4.43 in 2024; short-term debt: 6.2% and cash: 7.3% of total assets), and 6.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.8%
Return on assets
1.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
37 d early
2023
5 d early
2022
40 d early
2021
46 d early
2020
32 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▼ 25.1%
2024 · €192k
2018: €210k
2019: €260k
2020: €258k
2021: €268k
2022: €221k
2023: €196k
2024: €192k
2018 → 2025
Total assets
€153k▼ 29.1%
2024 · €216k
2018: €283k
2019: €277k
2020: €282k
2021: €296k
2022: €241k
2023: €209k
2024: €216k
2018 → 2025
Net result
€2k▼ 97.1%
2024 · €57k
2018: €-39k
2019: €53k
2020: €-523
2021: €25k
2022: €20k
2023: €-24k
2024: €57k
2018 → 2025
Working capital
€46k▼ 44.0%
2024 · €83k
2018: €124k
2019: €149k
2020: €167k
2021: €187k
2022: €148k
2023: €67k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€221k▼ 17.5%€196k▼ 11.2%€192k▼ 2.3%€143k▼ 25.1%
Operating result€38k-€30k▼ 22.2%€-24k€75k€4k▼ 94.8%
Net result€25k-€20k▼ 18.9%€-24k€57k€2k▼ 97.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€97k▼ 10.8%
Current assets
€56k▼ 47.8%
Equity and liabilities €153k
Equity
€143k▼ 25.1%
Debt
€9k▼ 60.8%
The debt ratio falls from 11.2% to 6.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €98k
Cash flow
€14k▼
2024 · €79k
Solvency
93.8%▲
2024 · 88.8%
Current ratio
5.89▲
2024 · 4.43
Quick ratio
5.89▲
2024 · 4.43
Debt / equity
0.07▼
2024 · 0.13
ROE
1.2%▼
2024 · 29.5%
ROA
1.1%▼
2024 · 26.2%
Interest coverage
23.92▼
2024 · 133.83
Debt
€9k▼
2024 · €24k
Debt ≤ 1 year
€9k▼
2024 · €24k
Income taxes
€2k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€216k€153k▼
Fixed assets21/28€109k€97k▼
Tangible fixed assets22/27€109k€97k▼
Land and buildings22€57k€50k▼
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€48k€44k▼
Current assets29/58€107k€56k▼
Amounts receivable within one year40/41€22k€11k▼
Trade receivables40€20k-
Other amounts receivable41€2k€11k▲
Current investments50/53€60k€32k▼
Cash at bank and in hand54/58€23k€11k▼
Deferred charges and accrued income490/1€993€1k▲
Equity and liabilities
Total equity and liabilities10/49€216k€153k▼
Equity10/15€192k€143k▼
Contributions10/11€6k€6k=
Reserves13€182k€134k▼
Distributable reserves133€182k€134k▼
Profit (loss) carried forward14€3k€3k=
Amounts payable17/49€24k€9k▼
Amounts payable within one year42/48€24k€9k▼
Financial debts43€8€252▲
Credit institutions430/8€8€252▲
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€14k-
Taxes450/3€10k-
Remuneration and social security454/9€3k-
Other amounts payable47/48€9k€8k▼
Income statement
Code20242025
Non-recurring operating income76A€8k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€13k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€100k€19k▼
Operating profit (loss)9901€75k€4k▼
Financial income75/76B€200€454▲
Recurring financial income75€200€454▲
Financial charges65/66B€733€695▼
Recurring financial charges65€733€695▼
Profit (loss) for the period before taxes9903€75k€4k▼
Income taxes67/77€18k€2k▼
Profit (loss) for the period9904€57k€2k▼
Profit (loss) for the period to be appropriated9905€57k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€5k▼
Profit (loss) brought forward from the previous period14P€4k€3k▼
Transfer from equity791/2€60k€50k▼
Transfer to equity691/2€57k€2k▼
To other reserves6921€57k€2k▼
Profit to be distributed694/7€61k€50k▼
Return on contributions (dividend)694€61k€50k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Ignatiusstraat(KAL) 249120 Beveren-Kruibeke-ZwijndrechtGround area
614 m²
Building footprint
109 m²
Volume, LiDAR
826 m³
Parcel 46010B0067/00D000, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Zinobis
since 20052.145.356.522
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46010B0067/00D000 | Flanders | 614 m² | 1 · 109 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PROMETAL
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EuroFlorist België
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Of 6,156 companies in sector 46190 we hold annual accounts for 2,567. 1,941 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2004
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.