ZIDIZ
ActiveZIDIZ has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17k and a net result of €-1k. Equity is growing by ~25.2% per year across the filed fiscal years. Its solvency ranks better than 15% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
20
/ 100
Critical▼ -80 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-59
Solvency9▼-88
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 2.45 in 2024), and 88.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
11.1%
Return on assets
-0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 27407 sector peers (2025).
NBB · sector comparisonPosition among 27407 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
18 d early
2024
3 d early
2023
28 d early
2022
25 d late
2021
21 d early
2020
4 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€17k▼ 86.4%
2024 · €126k
2018: €32k
2019: €45k
2020: €43k
2021: €78k
2022: €105k
2023: €112k
2024: €126k
2018 → 2025
Total assets
€156k▼ 32.3%
2024 · €230k
2018: €297k
2019: €229k
2020: €215k
2021: €242k
2022: €268k
2023: €201k
2024: €230k
2018 → 2025
Net result
€-1k
2024 · €15k
2018: €13k
2019: €13k
2020: €-2k
2021: €34k
2022: €28k
2023: €6k
2024: €15k
2018 → 2025
Working capital
€-58k
2024 · €74k
2018: €-53k
2019: €67k
2020: €60k
2021: €81k
2022: €88k
2023: €77k
2024: €74k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€105k▲ 35.6%€112k▲ 6.1%€126k▲ 13.3%€17k▼ 86.4%
Operating result€47k-€37k▼ 21.5%€13k▼ 64.6%€21k▲ 66.1%€438▼ 98.0%
Net result€34k-€28k▼ 19.4%€6k▼ 76.8%€15k▲ 131%€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 98% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€78k▼ 26.2%
Current assets
€78k▼ 37.5%
Equity and liabilities €156k
Equity
€17k▼ 86.4%
Debt
€138k▲ 33.7%
The debt ratio rises from 45.1% to 88.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€28k▼
2024 · €49k
Cash flow
€26k▼
2024 · €42k
Solvency
11.1%▼
2024 · 54.9%
Current ratio
0.57▼
2024 · 2.45
Quick ratio
0.57▼
2024 · 2.45
Debt / equity
8.05▲
2024 · 0.82
ROE
-8.1%▼
2024 · 11.7%
ROA
-0.9%▼
2024 · 6.4%
Interest coverage
19.35▼
2024 · 29.63
Debt
€138k▲
2024 · €104k
Debt ≤ 1 year
€135k▲
2024 · €51k
Debt > 1 year
€3k▼
2024 · €53k
Income taxes
€900▼
2024 · €5k
Staff costs
€186▼
2024 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€230k€156k▼
Fixed assets21/28€106k€78k▼
Intangible fixed assets21€38k€23k▼
Tangible fixed assets22/27€68k€55k▼
Land and buildings22€387€0▼
Plant, machinery and equipment23€8k€6k▼
Furniture and vehicles24€19k€11k▼
Other tangible fixed assets26€40k€38k▼
Current assets29/58€124k€78k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€28k€10k▼
Trade receivables40€22k€5k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€94k€66k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€230k€156k▼
Equity10/15€126k€17k▼
Contributions10/11€19k€19k=
Reserves13€108k€0▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€108k€0▼
Profit (loss) carried forward14-€-1k
Amounts payable17/49€104k€138k▲
Amounts payable after more than one year17€53k€3k▼
Financial debts170/4€53k€3k▼
Amounts payable within one year42/48€51k€135k▲
Financial debts43€0-
Other loans439€0-
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€8k€2k▼
Taxes450/3€8k€2k▼
Remuneration and social security454/9€458€0▼
Other amounts payable47/48€34k€131k▲
Income statement
Code20242025
Non-recurring operating income76A-€50
Remuneration, social security and pensions62€51k€186▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€101k€29k▼
Operating profit (loss)9901€21k€438▼
Financial income75/76B€217€524▲
Recurring financial income75€217€524▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€20k€-494▼
Income taxes67/77€5k€900▼
Profit (loss) for the period9904€15k€-1k▼
Profit (loss) for the period to be appropriated9905€15k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€-1k▼
Transfer from equity791/2-€108k
Transfer to equity691/2€15k€0▼
To other reserves6921€15k€0▼
Profit to be distributed694/7-€108k
Return on contributions (dividend)694-€108k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Equity above €100kEq €105k ▲35.6%
2 profitable years in a row build equity to €105k.
10-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €34k
Net result €34k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-2k ▼113%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity quadruplescurrent ratio 3.32
Current ratio from 0.75 to 3.32; short-term debt falls from €209k to €29k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepingen · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ninoofsesteenweg(P) 1341670 PepingenGround area
1,774 m²
Building footprint
144 m²
Volume, LiDAR
807 m³
Parcel 23064B0335/00Y003, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Zidiz
since 20172.265.259.608
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23064B0335/00Y003 | Flanders | 1,774 m² | 1 · 143 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,817 companies in sector 43341 we hold annual accounts for 2,639. 1,951 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-06-2017
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43333Wallpapering and laying of floor and wall coverings in other materials
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.