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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age25 yrs
Real estate2 parcels · 615 m²
Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for ZENYO according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2021 annual accounts show equity of €193k and a net result of €-20k.
Based on the State Gazette, CBE and 3 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
2 events08-08-2025
KBO administration
Address struck
12-11-2024
Bankruptcy
Opening
Signals
Insufficient current data: the most recent filed accounts (financial year 2021) are too old to derive current signals.
Filing behaviour
From the deposit records, complete market-wideFiling behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-03. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2021, that is 31-10-2021.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-03-2025 | 31-10-2025 | nothing on record | not filed | - |
| 31-03-2024 | 31-10-2024 | nothing on record | not filed | - |
| 31-03-2023 | 31-10-2023 | nothing on record | not filed | - |
| 31-03-2022 | 31-10-2022 | nothing on record | not filed | - |
| 31-03-2021 | 31-10-2021 | 20-12-2023 | 780 d late | 2023-00538487 |
| 31-03-2020 | 31-10-2020 | 20-12-2023 | 1145 d late | 2023-00538486 |
| 31-03-2019 | 31-10-2019 | 29-11-2019 | 29 d late | 2019-74700447 |
| 31-03-2018 | 31-10-2018 | 13-11-2018 | 13 d late | 2018-72100180 |
| 31-03-2017 | 31-10-2017 | 30-11-2017 | 30 d late | 2017-70800469 |
| 31-03-2016 | 31-10-2016 | 17-11-2016 | 17 d late | 2016-68000341 |
| 31-03-2015 | 31-10-2015 | 27-11-2015 | 27 d late | 2015-67700150 |
| 31-03-2014 | 31-10-2014 | 21-11-2014 | 21 d late | 2014-67400408 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
1 eventAddress struck
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-20k
Working capital€232k+42.1%
Directors1
Annual accounts & ratios
Source: NBB · 2021Annual accounts filed on 20-12-2023 with the NBB · fiscal year 2021 · micro
Sector comparison
Fiscal year 2021 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 33.2% | 52.0% | |
| Net result | €-20k | €20k | |
| Equity | €193k | €37k | |
| Gross operating margin | €456 | €36k | |
| Total assets | €582k | €87k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-4k
-
19-21
€-20k
-
19-21
€-11k
-
19-21
€582k
-4.6%
19-21
€193k
-9.4%
19-21
€232k
+42.1%
19-21
€1k
+515.6%
19-21
€389k
-2.1%
19-21
€308k
-22.4%
19-21
€81k
-
19-21
1.75
+24.2%
19-21
1.75
+24.2%
19-21
33.2%
-5.0%
19-21
2.01
+8.0%
19-21
-10.3%
-
19-21
-3.4%
-
19-21
-0.67
-
19-21
Figures by fiscal year
| Fiscal year | 2021 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-4k |
| Net profit | €-20k |
| Cash flow | €-11k |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €582k |
| Equity | €193k |
| Debt | €389k |
| of which ≤ 1y | €308k |
| of which > 1y | €81k |
| Working capital | €232k |
| Employees (FTE) | - |
Ratios (computed)
| 2021 | |
|---|---|
| Current ratio | 1.75 |
| Quick ratio | 1.75 |
| Working capital ratio | 39.8% |
| Solvency | 33.2% |
| Debt / equity | 2.01 |
| Long-term debt ratio | 0.42 |
| Interest coverage | -0.67 |
| Gross margin | - |
| Net margin | - |
| ROA | -3.4% |
| ROE | -10.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2021 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €582k |
| Fixed assets | 21/28 | €42k |
| Tangible fixed assets | 22/27 | €21k |
| Financial fixed assets | 28 | €21k |
| Current assets | 29/58 | €540k |
| Amounts receivable within one year | 40/41 | €537k |
| Cash & bank | 54/58 | €463 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €582k |
| Equity | 10/15 | €193k |
| Contributions / capital | 10/11 | €104k |
| Reserves | 13 | €35k |
| Accumulated profits (losses) | 14 | €54k |
| Amounts payable | 17/49 | €389k |
| Amounts payable after one year | 17 | €81k |
| Amounts payable within one year | 42/48 | €308k |
| Trade debts payable within one year | 44 | €45k |
| Income statement | ||
| Gross operating margin | 9900 | €456 |
| Operating result | 9901 | €-13k |
| Financial income | 75 | €38 |
| Financial charges | 65 | €6k |
| Result before taxes | 9903 | €-19k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €-20k |
| Result to be appropriated | 9905 | €-20k |
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2021 · computed0
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
Not yet read from the acts
2 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | ANTHONY VAN DER HAUWAERT BERNARD SPAE-
LAAN 30, 9000 GENT |
05-11-2024 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 10-11-2000 |
| Status | Active |
| Postal code | - |
| First BS signal | 12-11-2024 |
| Latest BS signal | 12-11-2024 |
Structure & network
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationPalinghuizen 90, 9000 Gent
since 20002.116.065.688
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area615 m²
Buildings2
Building footprint340 m²
Volume (LiDAR)2,364 m³
Tallest building11.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44810K0296/00A005 | Flanders | 326 m² | 1 · 47 m² | 11.5 m · 3 fl. |
| 21342B0043/00F003 | Brussels | 290 m² | 1 · 293 m² | 10.6 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette08-08-2025
KBO administration
Address struck
12-11-2024
Bankruptcy
Opening
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
1 acts Address history · 1
07-10-2024
Registered-office move
All acts · 1
updated 1 year ago
2024
07-10-2024 Registered office moved from Gent to Sint-Agatha-Berchem
- Palinghuizen 90, 9000 Gent → 14 Groot-Bijgaardenstraat 14, 1082 Sint-Agatha-Berchem
Analysis
Snowflake analysis
financial profile on 5 axes20
/ 100
Fragile profile, watch health in particular.
All 5 axes are computed from data Checked has read.
Health
0
Profitability
0
Solvency
69
Growth
32
Stability
0
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verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameNL | ZENYO |
Registration history
- 08-08-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.