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ZEIN GROUP ENTERPRISES

Active
Private limited company·Activiteiten van reisbureaus· 3 yrs active
Turnhoutsebaan 78 ·2140 Antwerpen, Belgium
KBO/BCE: BE 0804.048.044
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Age3 yrs
Board2
Real estate3 parcels · 552 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ZEIN GROUP ENTERPRISES is 12.7% (high). The 2024 annual accounts show negative equity (€-28k) and a net result of €-30k. Its solvency ranks better than 5% of 145 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
12.7% High
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Negative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-05-2026, 295 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 22-05-2026 295 d late 2026-00119121

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

Turnover€117k
EBIT margin-25.4%
Net result€-30k
Working capital€-28k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 22-05-2026 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 79 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -256.8% 31.6%
better than 5% of 145 sector peers
Net result €-30k €4k
better than 5% of 143 sector peers
Equity €-28k €26k
better than 6% of 145 sector peers
Gross operating margin €-30k €18k
better than 5% of 144 sector peers
Total assets €11k €76k
better than 11% of 145 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue€117k
EBITDA-
Net profit€-30k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€11k
Equity€-28k
Debt€39k
of which ≤ 1y€39k
of which > 1y-
Working capital€-28k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.28
Quick ratio0.28
Working capital ratio-256.8%
Solvency-256.8%
Debt / equity-1.39
Long-term debt ratio-
Interest coverage-
Gross margin-25.3%
Net margin-25.6%
ROA-275.2%
ROE107.1%
EBITDA margin-
Days sales outstanding0d
Days payable outstanding94d
Inventory turnover-
Days inventory (DSI)-
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€11k
Current assets 29/58€11k
Amounts receivable within one year 40/41€645
Cash & bank 54/58€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€11k
Equity 10/15€-28k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€-30k
Amounts payable 17/49€39k
Amounts payable within one year 42/48€39k
Trade debts payable within one year 44€38k
Income statement
Turnover 70€117k
Gross operating margin 9900€-30k
Operating result 9901€-30k
Financial charges 65€215
Result before taxes 9903€-30k
Net result for the period 9904€-30k
Result to be appropriated 9905€-30k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
20 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

5 directors
Current directors & mandates
Former directors (3)
  • Albeik Abdullah
    Director
    State Gazette act 24096024 (26-06-2024)
    Former
    26-06-2024 → 30-09-2025
    2 events
    • 30-09-2025 Resigned· Director
    • 26-06-2024 Appointed· Director
  • Al Mofte Ibrahin Nahedh I
    Director
    State Gazette act 25119472 (22-09-2025)
    Former
    - → 22-09-2025
  • Zein Al Abedin Khaled
    Director
    State Gazette act 24096024 (26-06-2024)
    Former
    - → 26-06-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van reisbureaus(79110)
Legal form Private limited company(610)
Incorporation17-07-2023
StatusActive
Postal code2140

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Turnhoutsebaan 782140 Antwerpen

Establishment units

3 locations
ZEIN GROUP ENTERPRISES
Turnhoutsebaan 78, 2140 AntwerpenDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20232.347.353.874
ZEIN GROUP ENTERPRISES
Poincarélaan 32/33, 1070 AnderlechtNiet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
since 20262.383.109.856
ZEIN GROUP ENTERPRISES
Bergense Steenweg 217, 1070 AnderlechtKappers- en barbiersactiviteiten
since 20262.383.109.955
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels3
Ground area552 m²
Buildings3
Building footprint504 m²
Volume (LiDAR)4,610 m³
Tallest building17.4 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (33.3%) Brussels 2 (66.7%)
Parcel (capakey) Region Area Buildings Height / fl.
11006A0468/00H000 Flanders 243 m² 1 · 202 m² 14.8 m · 3 fl.
21305B0189/00Z009 Brussels 179 m² 1 · 178 m² 15.2 m · 3 fl.
21304B0364/00L002 Brussels 130 m² 1 · 124 m² 17.4 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

4 acts
Capital history · 2
26-11-2025
v3.2
26-06-2024
v3.2
All acts · 4 updated 8 months ago
2025
26-11-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
22-09-2025 Al Mofte Ibrahin Nahedh I resigns as director Director changes
  • Al Mofte Ibrahin Nahedh I, Bestuurder
Summary: v3.2
2024
26-06-2024 Transaction in capital or shares Capital & shares
Summary: v3.2
2023
19-07-2023 Incorporation of a new BV Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health20Profitability50Solvency33Growth-Stability79
46 / 100

Mixed profile: strong on stability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 20
Profitability 50
Solvency 33
Growth -
Stability 79

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 169 of the 1,441 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige bemiddeling in effecten- en goederencontracten, muv crowdfunding66129Reisbureaus79110Activiteiten van reisbureaus79110Overige geldscheppende financiële instellingen64190Overige activiteiten van geldscheppende financiële instellingen64190
Primary activity highlighted.
Names & trade names
Legal nameNL ZEIN GROUP ENTERPRISES
Registered office
Turnhoutsebaan 78
2140 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.