ZEIMERS AG
ActiveZEIMERS AG has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.36M and a net result of €164k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 92% of 140 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 9.1 against 6.49 in 2024; short-term debt: 8.4% and cash: 21.7% of total assets), and 17.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 79
Relative position
BE, all sectors
reference
Sector 79
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.4%
Return on assets
10%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
3 d early
2023
12 d early
2022
17 d late
2021
19 d late
2020
30 d late
2019
33 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€164k▼ 16.1%
2024 · €196k
2018: €71k
2019: €36k
2020: €-87k
2021: €128k
2022: €69k
2023: €217k
2024: €196k
2018 → 2025
Working capital
€1.13M▲ 49.8%
2024 · €752k
2018: €-49k
2019: €-49k
2020: €-136k
2021: €66k
2022: €138k
2023: €386k
2024: €752k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€710k-€778k▲ 9.7%€995k▲ 27.8%€1.19M▲ 19.7%€1.36M▲ 13.8%
Operating result€138k-€84k▼ 39.0%€237k▲ 182%€277k▲ 17.0%€232k▼ 16.3%
Net result€128k-€69k▼ 46.2%€217k▲ 215%€196k▼ 9.7%€164k▼ 16.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.65M
Fixed assets
€380k▼ 30.3%
Current assets
€1.27M▲ 42.3%
Equity and liabilities €1.65M
Equity
€1.36M▲ 13.8%
Debt
€290k▲ 19.1%
The debt ratio rises from 17.0% to 17.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€400k▼
2024 · €469k
Cash flow
€332k▼
2024 · €388k
Solvency
82.4%▼
2024 · 83.0%
Current ratio
9.10▲
2024 · 6.49
Quick ratio
9.10▲
2024 · 6.49
Debt / equity
0.21▲
2024 · 0.20
ROE
12.1%▼
2024 · 16.4%
ROA
10.0%▼
2024 · 13.6%
Interest coverage
64.39▲
2024 · 61.12
Debt
€290k▲
2024 · €244k
Debt ≤ 1 year
€139k▲
2024 · €137k
Debt > 1 year
€80k=
2024 · €80k
Income taxes
€78k▼
2024 · €82k
Staff costs
€321k▲
2024 · €318k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.43M€1.65M▲
Fixed assets21/28€545k€380k▼
Tangible fixed assets22/27€545k€379k▼
Land and buildings22€26k€23k▼
Furniture and vehicles24€381k€356k▼
Leasing and similar rights25€138k-
Financial fixed assets28€620€620=
Current assets29/58€889k€1.27M▲
Amounts receivable within one year40/41€126k€174k▲
Trade receivables40€93k€145k▲
Other amounts receivable41€33k€30k▼
Current investments50/53€444k€708k▲
Cash at bank and in hand54/58€313k€356k▲
Deferred charges and accrued income490/1€7k€27k▲
Equity and liabilities
Total equity and liabilities10/49€1.43M€1.65M▲
Equity10/15€1.19M€1.36M▲
Contributions10/11€450k€450k=
Capital10€450k€450k=
Issued capital100€450k€450k=
Reserves13€741k€905k▲
Non-distributable reserves130/1€45k€45k=
Legal reserve130€45k€45k=
Tax-exempt reserves132€312k€312k=
Distributable reserves133€384k€548k▲
Amounts payable17/49€244k€290k▲
Amounts payable after more than one year17€80k€80k=
Other amounts payable178/9€80k€80k=
Amounts payable within one year42/48€137k€139k▲
Current portion of amounts payable after more than one year42€9k-
Trade debts44€23k€16k▼
Suppliers440/4€23k€16k▼
Taxes, remuneration and social security45€79k€81k▲
Taxes450/3€39k€48k▲
Remuneration and social security454/9€40k€33k▼
Other amounts payable47/48€26k€42k▲
Accrued charges and deferred income492/3€27k€71k▲
Income statement
Code20242025
Non-recurring operating income76A€22k€246▼
Remuneration, social security and pensions62€318k€321k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€192k€168k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-7k-
Other operating charges640/8€68k€21k▼
Gross operating margin9900€847k€742k▼
Operating profit (loss)9901€277k€232k▼
Financial income75/76B€8k€17k▲
Recurring financial income75€8k€17k▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€277k€242k▼
Income taxes67/77€82k€78k▼
Profit (loss) for the period9904€196k€164k▼
Transfer to tax-exempt reserves689€22k-
Profit (loss) for the period to be appropriated9905€174k€164k▼
Appropriation of the result
Profit (loss) to be appropriated9906€174k€164k▼
Transfer to equity691/2€174k€164k▼
To other reserves6921€174k€164k▼
Social balance
Average headcount (FTE)90874.45.0▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
Entlassung - ErnennungGeneral meeting · Director reappointment · Mandate compensation8 facts ▸
State Gazette act
Entlassung - Ernennung
General meeting · Director reappointment · Mandate compensation8 facts ▸
- General meeting, 2026-06-26
- Director reappointment, INGENLEUF Monika Anna (Verwalter)
- Director reappointment, ZEIMERS Jean-Marie (Verwalter)
- Mandate compensation, INGENLEUF Monika Anna
- Mandate compensation, ZEIMERS Jean-Marie
- Board meeting, 2026-06-26
- Director reappointment, ZEIMERS Jean-Marie (Vorsitzender)
- Director reappointment, ZEIMERS Jean-Marie (delegierter Verwalter)
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity triplescurrent ratio 6.49
Current ratio from 2.46 to 6.49; short-term debt falls from €265k to €137k.
31-12
Financial
Equity above €1MEq €1.19M ▲19.7%
4 profitable years in a row build equity to €1.19M.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €217k ▲215%
Net result €217k, the highest in the series.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 17 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 19 days late
2021
31-12
Financial
Back to profitnet €128k
Net result €128k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.22
Current ratio from 0.57 to 1.22; short-term debt falls from €313k to €300k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-87k ▼341%
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
02-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 33 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
INGENLEUF Monika Anna
CurrentVerwalter · since 26-06-2026
ZEIMERS Jean-Marie
CurrentVerwalter · since 26-06-2026
26-06-2026
INGENLEUF Monika Anna: Mandate renewed as Verwalter
26-06-2026
ZEIMERS Jean-Marie: Mandate renewed as Verwalter
26-06-2026
ZEIMERS Jean-Marie: Mandate renewed as Vorsitzender
26-06-2026
ZEIMERS Jean-Marie: Mandate renewed as Delegierter verwalter
Location & real-estate footprint
Registered office, Amel · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heppenbach,Sonnenhang 474770 Amel1 establishment unit
ZEIMERS AG
since 19892.042.338.067
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Of 1,438 companies in sector 79110 we hold annual accounts for 880. 446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-01-1989
Fiscal year end31-12
Activities, NACEBEL
49320Non-scheduled passenger transport by road
49390Land transport and transport via pipelines
60230
79110Travel agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filings
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.