ZCLEANING

Active

Private limited company·Algemene reiniging van gebouwen· 2 yrs active

Sint Jozefstraat 1 ·3740 Bilzen-Hoeselt, Belgium

Health 93/100 Excellent Risk: moderate

KBO/BCE: BE 0805.725.550

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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age2 yrs

Real estate1 parcel · 466 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of ZCLEANING is 2.0% (moderate). The 2025 annual accounts show equity of €67k and a net result of €67k. Its solvency ranks better than 75% of 436 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Signals

1 signal · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 75% of 436 peers (2025). A comfortable equity buffer.

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-02-2026, 15 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	15-02-2026	15 d late	2026-00041408

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.0% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€67k

Working capital€54k

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 15-02-2026 with the NBB · fiscal year 2025 · micro

Sector comparison

Fiscal year 2025 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	59.8%	38.6%	better than 75% of 436 sector peers
Net result	€67k	€13k	better than 91% of 433 sector peers
Equity	€67k	€38k	better than 67% of 436 sector peers
Gross operating margin	€274k	€50k	better than 93% of 432 sector peers
Staff costs	€193k	€38k	higher than 91% of 198 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€79k
Net profit	€67k
Cash flow	€76k
Staff costs	€193k
Income taxes	€502
Dividends	-
Total assets	€113k
Equity	€67k
Debt	€45k
of which ≤ 1y	€19k
of which > 1y	€26k
Working capital	€54k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	3.83
Quick ratio	3.83
Working capital ratio	47.9%
Solvency	59.8%
Debt / equity	0.67
Long-term debt ratio	0.39
Interest coverage	30.16
Gross margin	-
Net margin	-
ROA	59.8%
ROE	100.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €40k · 35.2% Current assets €73k · 64.8%

Equity & liabilities

Equity €67k · 59.8% Debt €45k · 40.2%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€113k
Fixed assets	21/28	€40k
Tangible fixed assets	22/27	€40k
Current assets	29/58	€73k
Amounts receivable within one year	40/41	€40k
Cash & bank	54/58	€29k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€113k
Equity	10/15	€67k
Accumulated profits (losses)	14	€67k
Amounts payable	17/49	€45k
Amounts payable after one year	17	€26k
Amounts payable within one year	42/48	€19k
Trade debts payable within one year	44	€3k
Income statement
Gross operating margin	9900	€274k
Operating result	9901	€70k
Financial charges	65	€3k
Result before taxes	9903	€68k
Income taxes	67/77	€502
Net result for the period	9904	€67k
Result to be appropriated	9905	€67k

Ratios computed by Checked.

Health barometer

FY 2025 · computed

93 / 100 Excellent

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

2 companies at this address See who is registered here

Establishment units

1 location

ZCLEANING

Sint Jozefstraat 1, 3740 Bilzen-HoeseltReinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden

since 20232.350.014.941

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area466 m²

Buildings1

Building footprint171 m²

Volume (LiDAR)767 m³

Tallest building9.5 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73006C0337/00V000	Flanders	466 m²	1 · 171 m²	9.5 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

90 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93

Profitability 100

Solvency 98

Growth -

Stability 67

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