ZAY SERVICES
The computed 12-month bankruptcy probability of ZAY SERVICES is 1.8% (moderate). The 2025 annual accounts show equity of €34k and a net result of €32k. Its solvency ranks better than 92% of 448 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €34k |
| Net result | €32k |
| Better than sector | 92% |
| Active | 1 yrs |
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 80.5% | 30.7% | |
| Net result | €32k | €9k | |
| Equity | €34k | €25k | |
| Gross operating margin | €41k | €46k | |
| Total assets | €43k | €103k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €41k |
| Net profit | €32k |
| Cash flow | €33k |
| Staff costs | - |
| Income taxes | €8k |
| Dividends | - |
| Total assets | €43k |
| Equity | €34k |
| Debt | €8k |
| of which ≤ 1y | €8k |
| of which > 1y | - |
| Working capital | €32k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 4.90 |
| Quick ratio | 4.90 |
| Working capital ratio | 76.0% |
| Solvency | 80.5% |
| Debt / equity | 0.24 |
| Long-term debt ratio | - |
| Interest coverage | 22431.43 |
| Gross margin | - |
| Net margin | - |
| ROA | 75.8% |
| ROE | 94.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (19 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €43k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €41k |
| Amounts receivable within one year | 40/41 | €1k |
| Cash & bank | 54/58 | €39k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €43k |
| Equity | 10/15 | €34k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €32k |
| Amounts payable | 17/49 | €8k |
| Amounts payable within one year | 42/48 | €8k |
| Income statement | ||
| Gross operating margin | 9900 | €41k |
| Operating result | 9901 | €41k |
| Financial charges | 65 | €2 |
| Result before taxes | 9903 | €41k |
| Income taxes | 67/77 | €8k |
| Net result for the period | 9904 | €32k |
| Result to be appropriated | 9905 | €32k |
-
Current01-08-2026 → present
-
Current13-01-2026 → present
Former directors (2)
-
Former- → 13-01-2026
-
Former- → 13-01-2026
| NACE primary | Diensten voor personenvervoer op aanvraag per voertuig met chauffeur(49330) |
| Legal form | Private limited company(610) |
| Incorporation | 19-11-2024 |
| Status | Active |
| Postal code | 1800 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23643G0426/00F002 | Flanders | 274 m² | 1 · 96 m² | 11.3 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
10-08-2026 General meeting · Officer appointment
- Publication: 10/08/2026 · Zay Services
- Filing: 03/08/2026 · Zay Services
- General meeting: 01/08/2026 · Zay Services
- Officer appointment: role: bestuurder, start_date: 2026-08-01 · Arou Haddou Abderrahim
Technical details
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}13-04-2026 Registered office moved from ASSE to Vilvoorde
- NERVIERSSTRAAT 49, 1730 ASSE → olmstraat 217, 1800 Vilvoorde
Technical details
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}13-01-2026 1 director appointed, 2 resigning
- AOURAGH M'Hand, Bestuurder
- AOURAGH Youssef, Bestuurder
- AOURAGH Zaïnab, Bestuurder
Technical details
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}21-11-2024 Incorporation of a new BV
Technical details
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"incorporation_date": "2024-11-07",
"post_incorporation_mandates": []
}| Legal nameNL | ZAY SERVICES |