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Zabit

Active
Private limited company·Ontwerpen van computerprogramma’s· 3 yrs active
Hendrik van Veldekesingel 150 ·3500 Hasselt, Belgium
KBO/BCE: BE 0802.565.627
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Age3 yrs
Real estate1 parcel · 5,413 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Zabit is 0.8% (low). The 2024 annual accounts show equity of €725 and a net result of €-275. Its solvency ranks better than 9% of 7336 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 7336 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-09-2025, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 15-09-2025 46 d late 2025-00491095

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-275
Working capital€-20k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 15-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 2.0% 65.0%
better than 9% of 7336 sector peers
Net result €-275 €32k
better than 15% of 7333 sector peers
Equity €725 €58k
better than 9% of 7338 sector peers
Gross operating margin €15k €52k
better than 20% of 7327 sector peers
Total assets €36k €103k
better than 14% of 7339 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositmicro
Revenue-
EBITDA€14k
Net profit€-275
Cash flow€2k
Staff costs-
Income taxes-
Dividends-
Total assets€36k
Equity€725
Debt€36k
of which ≤ 1y€36k
of which > 1y-
Working capital€-20k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.43
Quick ratio0.43
Working capital ratio-55.4%
Solvency2.0%
Debt / equity49.16
Long-term debt ratio-
Interest coverage1.11
Gross margin-
Net margin-
ROA-0.8%
ROE-38.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€36k
Fixed assets 21/28€21k
Tangible fixed assets 22/27€20k
Financial fixed assets 28€750
Current assets 29/58€15k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€27
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€36k
Equity 10/15€725
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€-275
Amounts payable 17/49€36k
Amounts payable within one year 42/48€36k
Trade debts payable within one year 44€35k
Income statement
Gross operating margin 9900€15k
Operating result 9901€12k
Financial income 75€877
Financial charges 65€13k
Result before taxes 9903€-275
Net result for the period 9904€-275
Result to be appropriated 9905€-275
Ratios computed by Checked.

Health barometer

FY 2024 · computed
5 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hendrik van Veldekesingel 1503500 Hasselt

Establishment units

1 location
Zabit
Hendrik van Veldekesingel 150, 3500 HasseltInstallatie van de bedrading voor telefooninstallaties en computersystemen
since 20232.346.019.234
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5,413 m²
Buildings1
Building footprint1,479 m²
Volume (LiDAR)15,491 m³
Tallest building20.9 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71326F0010/00C003 Flanders 5,413 m² 1 · 1,479 m² 20.9 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health5Profitability0Solvency1Growth-Stability79
21 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 5
Profitability 0
Solvency 1
Growth -
Stability 79

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 2,789 of the 16,737 companies in this sector. 333 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Ontwerpen en programmeren van computerprogramma's62010Ontwerpen van computerprogramma’s62100Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110
Primary activity highlighted.
Names & trade names
Legal nameNL Zabit
Registered office
Hendrik van Veldekesingel 150
3500 Hasselt, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.