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Z Lab

Active
Tervatestraat 21-23 ·1040 Etterbeek, Belgium
KBO/BCE: BE 0756.789.050
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Age5 yrs
Real estate2 parcels · 1,369 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Z Lab is 2.2% (moderate). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 31-10-2025 92 d late 2025-00562163
31-12-2023 31-07-2024 30-09-2024 61 d late 2024-00483777
31-12-2022 31-07-2023 31-08-2023 31 d late 2023-00427574
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20387966

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate region +Lower-failure-rate sector −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 4 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 31-10-2025 2025-00562163
31-12-2023 micro 30-09-2024 2024-00483777
31-12-2022 micro 31-08-2023 2023-00427574
31-12-2021 micro 31-08-2022 2022-20387966

Directors

Directors & mandates

1 director
Former directors (1)
  • SEVERI Joel
    Director
    State Gazette act 20140706 (27-11-2020)
    Former
    - → 20-10-2020
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Overige activiteiten van uitgeverijen, met uitzondering van het uitgeven van software(58190)
Legal form Private limited company(610)
Incorporation20-10-2020
StatusActive
Postal code1040

Structure & network

Locations & real estate

Establishment units

2 locations
Tervatestraat 21-23, 1040 Etterbeek
Uitgeverijen van : foto's, gravures en prentkaarten; kalenders en dienstregelingen; posters en reproducties van kunstwerken
since 20202.309.382.433
JO & Z
Avenue John Kennedy 5, 1440 Braine-le-ChâteauUitgeverijen van : foto's, gravures en prentkaarten; kalenders en dienstregelingen; posters en reproducties van kunstwerken
since 20242.367.414.761
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,369 m²
Buildings2
Building footprint716 m²
Volume (LiDAR)5,442 m³
Tallest building15.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
25015A0188/00C005 Wallonia 833 m² 1 · 180 m² 6.9 m · 2 fl.
21362B0209/00R012 Brussels 536 m² 1 · 535 m² 15.8 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

5 acts
Capital history · 1
06-08-2021
v3.2
Address history · 1
08-02-2021
v3.2
All acts · 5 updated 5 months ago
2026
06-03-2026 Board composition published Director changes·Christian HUYLEBROUCK
Notary: Christian HUYLEBROUCK · Molenbeek-Saint-Jean
2021
06-08-2021 Transaction in capital or shares Capital & shares
Summary: v3.2
08-02-2021 Registered office moved from Evere to Etterbeek Registered-office change
  • RUE EDOUARD DEKOSTER 168, 1140 Evere → Rue de Tervaete 21-23, 1040 Etterbeek
Summary: v3.2
2020
27-11-2020 SEVERI Joel resigns as director Director changes
  • SEVERI Joel, Bestuurder
Summary: v3.2
22-10-2020 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Overige uitgeverijen58190Overige activiteiten van uitgeverijen, met uitzondering van het uitgeven van software58190Overige fotografische activiteiten74209Overige fotografische activiteiten74209Activiteiten van fotografen, met uitzondering van persfotografen74201Activiteiten van fotografen, met uitzondering van persfotografen74201Overige fotografische activiteiten74209Overige fotografische activiteiten74209
Primary activity highlighted.
Names & trade names
Legal nameFR Z Lab
Registered office
Tervatestraat 21-23
1040 Etterbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.