YVANAMO
ActiveYVANAMO has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €206k and a net result of €21k. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+30
Solvency72▲+1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 2.77 in 2024; short-term debt: 17% and cash: 3.3% of total assets), but 52.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.5%
Return on assets
4.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
26 d late
2023
26 d late
2022
29 d late
2021
9 d late
2020
25 d late
2019
382 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€206k▲ 11.2%
2024 · €185k
2018: €50k
2019: €51k
2020: €60k
2021: €91k
2022: €162k
2023: €185k
2024: €185k
2018 → 2025
Total assets
€433k▲ 7.1%
2024 · €404k
2018: €389k
2019: €372k
2020: €364k
2021: €395k
2022: €461k
2023: €439k
2024: €404k
2018 → 2025
Net result
€21k
2024 · €-100
2018: €2k
2019: €1k
2020: €9k
2021: €31k
2022: €71k
2023: €23k
2024: €-100
2018 → 2025
Working capital
€90k▲ 17.1%
2024 · €77k
2018: €-17k
2019: €-31k
2020: €-26k
2021: €608
2022: €66k
2023: €83k
2024: €77k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€91k-€162k▲ 78.5%€185k▲ 14.1%€185k▼ 0.1%€206k▲ 11.2%
Operating result€53k-€104k▲ 95.7%€42k▼ 60.1%€7k▼ 83.7%€37k▲ 447%
Net result€31k-€71k▲ 128%€23k▼ 68.0%€-100€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 447% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €433k
Fixed assets
€269k▼ 5.1%
Current assets
€164k▲ 35.8%
Equity and liabilities €433k
Equity
€206k▲ 11.2%
Debt
€227k▲ 3.7%
The debt ratio falls from 54.2% to 52.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€51k▲
2024 · €23k
Cash flow
€35k▲
2024 · €16k
Solvency
47.5%▲
2024 · 45.8%
Current ratio
2.23▼
2024 · 2.77
Quick ratio
2.23▼
2024 · 2.77
Debt / equity
1.11▼
2024 · 1.19
ROE
10.1%▲
2024 · -0.1%
ROA
4.8%▲
2024 · 0.0%
Interest coverage
7.91▲
2024 · 3.10
Debt
€227k▲
2024 · €219k
Debt ≤ 1 year
€74k▲
2024 · €44k
Debt > 1 year
€154k▼
2024 · €176k
Income taxes
€10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€404k€433k▲
Fixed assets21/28€283k€269k▼
Tangible fixed assets22/27€283k€269k▼
Land and buildings22€280k€268k▼
Plant, machinery and equipment23€3k€998▼
Current assets29/58€121k€164k▲
Amounts receivable within one year40/41€114k€147k▲
Trade receivables40€113k€147k▲
Other amounts receivable41€534-
Cash at bank and in hand54/58€5k€14k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€404k€433k▲
Equity10/15€185k€206k▲
Contributions10/11€6k€6k=
Reserves13€73k€94k▲
Distributable reserves133€73k€94k▲
Profit (loss) carried forward14€106k€106k=
Amounts payable17/49€219k€227k▲
Amounts payable after more than one year17€176k€154k▼
Financial debts170/4€176k€154k▼
Amounts payable within one year42/48€44k€74k▲
Current portion of amounts payable after more than one year42€21k€22k▲
Trade debts44€144€22k▲
Suppliers440/4€144€22k▲
Taxes, remuneration and social security45€2k€10k▲
Taxes450/3€2k€10k▲
Other amounts payable47/48€20k€20k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€14k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€24k€53k▲
Operating profit (loss)9901€7k€37k▲
Financial income75/76B€458€328▼
Recurring financial income75€458€328▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€-100€31k▲
Income taxes67/77-€10k
Profit (loss) for the period9904€-100€21k▲
Profit (loss) for the period to be appropriated9905€-100€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€106k€127k▲
Profit (loss) brought forward from the previous period14P€106k€106k▼
Transfer to equity691/2-€21k
To other reserves6921-€21k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Equity above €200kEq €206k ▲11.2%
Equity rises from €185k to €206k.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-100 ▼100%
Net result drops to €-100, the lowest in the series; recovery starts the following year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €71k ▲128%
Operating result €104k, net result €71k, both a record.
31-12
Financial
Equity above €150kEq €162k ▲78.5%
5 profitable years in a row build equity to €162k.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Liquidity doublescurrent ratio 1.01
Current ratio from 0.46 to 1.01.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 382 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Merendreedorp 609850 DeinzeGround area
768 m²
Building footprint
518 m²
Volume, LiDAR
2,499 m³
Parcel 44044B0699/00D000, Flanders · tallest building 9.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Merendreedorp 60, 9850 Deinze
since 20102.189.861.805
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44044B0699/00D000 | Flanders | 768 m² | 1 · 518 m² | 9.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HERMAN NEVENS
BE 0899.243.052
Asse · Eq €206k
A ROOM WITH A VIEW
BE 0743.945.260
Sint-Jans-Molenbeek · Eq €205k
Tinckx
BE 1006.227.025
Nijlen · Eq €206k
Zorgcoördinatie Brabant
BE 0891.662.008
Brussel · Eq €205k
Gepo
BE 1001.736.321
Middelkerke · Eq €206k
Of 5,694 companies in sector 70100 we hold annual accounts for 3,489. 2,356 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2010
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.