YouByMe
ActiveSummary
YouByMe has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €56k and a net result of €17k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 86% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability99▲+11
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.81 against 5.38 in 2023; short-term debt: 19.2% and cash: 71.5% of total assets), and 19.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €56k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
4 d early
2022
6 d early
2021
17 d early
2020
24 d late
2019
24 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€17k▲ 128%
2023 · €7k
2018: €36k
2019: €32k
2020: €48k
2021: €21k
2022: €12k
2023: €7k
2018 → 2024
Working capital
€50k▲ 57.0%
2023 · €32k
2018: €34k
2019: €59k
2020: €46k
2021: €20k
2022: €32k
2023: €32k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€49k-€30k▼ 39.1%€42k▲ 41.8%€39k▼ 7.5%€56k▲ 42.6%
Operating result€65k-€30k▼ 53.0%€18k▼ 40.0%€11k▼ 42.4%€23k▲ 122%
Net result€48k-€21k▼ 56.5%€12k▼ 40.5%€7k▼ 41.4%€17k▲ 128%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 122% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €69k
Fixed assets
€5k ▼ 23.4%
Current assets
€63k ▲ 61.4%
Equity and liabilities €69k
Equity
€56k ▲ 42.6%
Debt
€13k ▲ 80.4%
Debt's share of the balance-sheet total rises from 15.8% to 19.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25k▲
2023 · €14k
Cash flow
€19k▲
2023 · €11k
Current ratio
4.81▼
2023 · 5.38
Debt to equity
0.24▲
2023 · 0.19
ROE
29.9%▲
2023 · 18.7%
ROA
24.2%▲
2023 · 15.7%
Interest coverage
286.76▲
2023 · 239.12
Debt ≤ 1 year
€13k▲
2023 · €7k
Income taxes
€7k▲
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 42 lines
Balance sheet
Code20232024
Assets
Total assets20/58€46k€69k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€5k€5k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€3k€4k▲
Financial fixed assets28€2k-
Current assets29/58€39k€63k▲
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40€5k€12k▲
Other amounts receivable41€5k€1k▼
Cash at bank and in hand54/58€29k€49k▲
Deferred charges and accrued income490/1€864€830▼
Equity and liabilities
Total equity and liabilities10/49€46k€69k▲
Equity10/15€39k€56k▲
Contributions10/11€7k€7k=
Reserves13€32k€49k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€30k€47k▲
Amounts payable17/49€7k€13k▲
Amounts payable within one year42/48€7k€13k▲
Trade debts44€205€3k▲
Suppliers440/4€205€3k▲
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Other amounts payable47/48€85€87▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€2k▼
Other operating charges640/8€708€720▲
Gross operating margin9900€15k€26k▲
Operating profit (loss)9901€11k€23k▲
Financial charges65/66B€59€89▲
Recurring financial charges65€59€89▲
Profit (loss) for the period before taxes9903€10k€23k▲
Income taxes67/77€3k€7k▲
Profit (loss) for the period9904€7k€17k▲
Profit (loss) for the period to be appropriated9905€7k€17k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€17k▲
Transfer from equity791/2€10k-
Transfer to equity691/2€7k€17k▲
To other reserves6921€7k€17k▲
Profit to be distributed694/7€10k-
Return on contributions (dividend)694€10k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €7k ▼41.4%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Liquidity triplescurrent ratio 4.77
Current ratio from 1.68 to 4.77; short-term debt falls from €30k to €8k.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €48k ▲51.6%
Operating result €65k, net result €48k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tienne de Renival 111380 LasneGround area
1,162 m²
Building footprint
204 m²
Parcel 25051E0199/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Tienne de Renival 11, 1380 Lasne
since 20182.272.862.923
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25051E0199/00F000 ProtectedSite or landscape |
Wallonia | 1,162 m² | 1 · 204 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
EUROPE IT SERVICES
BE 0749.657.570
Brussel · Eq €55,566
DOT
BE 0564.835.453
Tervuren · Eq €55,565
RAKE
BE 0754.869.044
Sint-Pieters-Leeuw · Eq €55,562
OfficeSoft
BE 0832.420.346
Turnhout · Eq €55,560
ORINOCON
BE 0781.628.473
Edegem · Eq €55,557
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,366 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2018
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.