YN Expertise · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of YN Expertise is 0.8% (low). The 2024 annual accounts show equity of €41k and a net result of €39k. Its solvency ranks better than 66% of 3386 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2024	31-07-2025	28-07-2025	3 d early	2025-00315052

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.8% Low

0%0,5%1,5%4%10%≥25%

Young company +Lower-failure-rate sector −Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€39k

Working capital€41k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 28-07-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	67.6%	55.0%	better than 66% of 3386 sector peers
Net result	€39k	€19k	better than 72% of 3386 sector peers
Equity	€41k	€45k	better than 47% of 3388 sector peers
Gross operating margin	€53k	€38k	better than 63% of 3383 sector peers
Total assets	€61k	€95k	better than 32% of 3387 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€39k
Cash flow	-
Staff costs	-
Income taxes	€15k
Dividends	-
Total assets	€61k
Equity	€41k
Debt	€20k
of which ≤ 1y	€20k
of which > 1y	-
Working capital	€41k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	3.09
Quick ratio	3.09
Working capital ratio	67.6%
Solvency	67.6%
Debt / equity	0.48
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	64.3%
ROE	95.2%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Equity & liabilities

Equity €41k · 67.6% Debt €20k · 32.4%

Full annual accounts (19 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€61k
Current assets	29/58	€61k
Amounts receivable within one year	40/41	€45k
Cash & bank	54/58	€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€61k
Equity	10/15	€41k
Contributions / capital	10/11	€2k
Accumulated profits (losses)	14	€39k
Amounts payable	17/49	€20k
Amounts payable within one year	42/48	€20k
Trade debts payable within one year	44	€488
Income statement
Gross operating margin	9900	€53k
Operating result	9901	€53k
Financial income	75	€1k
Financial charges	65	€446
Result before taxes	9903	€54k
Income taxes	67/77	€15k
Net result for the period	9904	€39k
Result to be appropriated	9905	€39k

Ratios computed by Checked.

Health barometer

FY 2024 · computed

85 / 100 Excellent

050100

Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Poncette,Robelmont 306769 Meix-devant-Virton

Parcels1

Ground area1,535 m²

Buildings1

Building footprint153 m²

Volume (LiDAR)1,191 m³

Tallest building9.8 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
85028B0764/00F000	Wallonia	1,535 m²	1 · 153 m²	9.8 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.