YESnDO
ActiveYESnDO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €5k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 69% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+5
Solvency99▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 3.07 in 2024; short-term debt: 26.3% and cash: 70.9% of total assets), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
2.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
47 d late
2023
62 d late
2022
49 d late
2021
58 d late
2020
86 d late
2019
32 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5k
2024 · €-6k
2018: €12k
2019: €38k
2020: €21k
2021: €96k
2022: €85k
2023: €29k
2024: €-6k
2018 → 2025
Working capital
€164k▲ 0.1%
2024 · €164k
2018: €32k
2019: €52k
2020: €77k
2021: €124k
2022: €211k
2023: €211k
2024: €164k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€216k▲ 65.5%€232k▲ 7.6%€177k▼ 23.9%€180k▲ 1.7%
Operating result€132k-€124k▼ 6.2%€39k▼ 68.1%€-2k€9k
Net result€96k-€85k▼ 11.3%€29k▼ 66.3%€-6k€5k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€16k▼ 22.9%
Current assets
€228k▼ 6.1%
Equity and liabilities €244k
Equity
€180k▲ 1.7%
Debt
€64k▼ 26.1%
The debt ratio falls from 32.9% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €5k
Cash flow
€11k▲
2024 · €162
Solvency
73.7%▲
2024 · 67.1%
Current ratio
3.56▲
2024 · 3.07
Quick ratio
3.56▲
2024 · 3.07
Debt / equity
0.36▼
2024 · 0.49
ROE
2.9%▲
2024 · -3.6%
ROA
2.2%▲
2024 · -2.4%
Interest coverage
60.18▲
2024 · 20.90
Debt
€64k▼
2024 · €87k
Debt ≤ 1 year
€64k▼
2024 · €79k
Income taxes
€4k▼
2024 · €4k
Staff costs
€23k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€263k€244k▼
Fixed assets21/28€20k€16k▼
Tangible fixed assets22/27€20k€16k▼
Land and buildings22€14k€11k▼
Plant, machinery and equipment23€2k€491▼
Furniture and vehicles24€4k€4k=
Financial fixed assets28€400-
Current assets29/58€243k€228k▼
Amounts receivable within one year40/41€59k€50k▼
Trade receivables40€26k€28k▲
Other amounts receivable41€33k€22k▼
Cash at bank and in hand54/58€181k€173k▼
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€263k€244k▼
Equity10/15€177k€180k▲
Contributions10/11€6k€6k=
Reserves13€181k€181k=
Distributable reserves133€181k€181k=
Profit (loss) carried forward14€-10k€-7k▲
Amounts payable17/49€87k€64k▼
Amounts payable within one year42/48€79k€64k▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€21k€32k▲
Taxes450/3€12k€23k▲
Remuneration and social security454/9€10k€10k▲
Other amounts payable47/48€56k€27k▼
Accrued charges and deferred income492/3€8k-
Income statement
Code20242025
Remuneration, social security and pensions62€23k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€979€1k▲
Gross operating margin9900€29k€39k▲
Operating profit (loss)9901€-2k€9k▲
Financial charges65/66B€232€247▲
Recurring financial charges65€232€247▲
Profit (loss) for the period before taxes9903€-2k€9k▲
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€-6k€5k▲
Profit (loss) for the period to be appropriated9905€-6k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-7k▲
Profit (loss) brought forward from the previous period14P€-4k€-13k▼
Transfer from equity791/2€49k-
Profit to be distributed694/7€49k-
Return on contributions (dividend)694€49k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
16-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 47 days late
2024
31-12
Financial
Weakest financial yearnet €-6k ▼122%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
18-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 49 days late
2022
31-12
Financial
Equity above €200kEq €216k ▲65.5%
5 profitable years in a row build equity to €216k.
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 58 days late
2021
31-12
Financial
Highest result since 2018net €96k ▲355%
Operating result €132k, net result €96k, both a record.
31-12
Financial
Equity above €100kEq €130k ▲38.5%
4 profitable years in a row build equity to €130k.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 86 days late
2020
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 32 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 21 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Soxhluse 334624 FléronGround area
319 m²
Building footprint
108 m²
Volume, LiDAR
831 m³
Parcel 62089A0445/00V000, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Soxhluse 33, 4624 Fléron
since 20122.208.351.389
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62089A0445/00V000 | Wallonia | 319 m² | 1 · 108 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PICTORUM
BE 0731.973.975
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Reevisory
BE 0818.139.273
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CORTIMMO
BE 0445.655.018
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MALINE
BE 0524.861.654
Schilde · Eq €180k
B-TWINS
BE 0829.887.953
Ottignies-Louvain-la-Neuve · Eq €180k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,607 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
85599Other education
90201Performing arts by independent artists
90202Performing arts by artistic ensembles
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.