YASCOM · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of YASCOM is 2.8% (moderate). The 2024 annual accounts show negative equity (€-26k) and a net result of €-50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 11087 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.8% Moderate

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Higher-failure-rate region +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Negative equity

Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2025, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	01-09-2025	32 d late	2025-00473260
31-12-2023	31-07-2024	30-08-2024	30 d late	2024-00441758
31-12-2022	31-07-2023	25-08-2023	25 d late	2023-00363170
31-12-2021	31-07-2022	30-08-2022	30 d late	2022-20350094
31-12-2020	31-07-2021	04-05-2021	88 d early	2021-13100505
31-12-2019	31-07-2020	15-06-2020	46 d early	2020-16800032
31-12-2018	31-07-2019	25-07-2019	6 d early	2019-38500346
31-12-2017	31-07-2018	13-08-2018	13 d late	2018-45400289
31-12-2016	31-07-2017	28-07-2017	3 d early	2017-38900386
31-12-2015	31-07-2016	04-05-2016	88 d early	2016-11700469

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2009, 17 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-50k-3.3%

Working capital€-89k

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 01-09-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

volatile Too volatile to project: the yearly deviation from the trend is ~41% of the level (threshold 35%). We therefore deliberately show no projection line.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-21.0%	40.9%	better than 5% of 11087 sector peers
Net result	€-50k	€11k	better than 5% of 11069 sector peers
Equity	€-26k	€34k	better than 5% of 11090 sector peers
Gross operating margin	€-33k	€35k	better than 5% of 11060 sector peers
Total assets	€124k	€93k	better than 61% of 11087 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P5

Weakening position over 2020-2024 · n=1633-11087

Net result P5

Weakening position over 2020-2024 · n=1626-11069

Equity P5

Weakening position over 2020-2024 · n=1635-11090

Gross operating margin P5

Weakening position over 2020-2024 · n=1624-11060

Describes the position versus peers, not a forecast.

EBITDA

€-34k

+24.3% 18-24

Net profit

€-50k

-3.3% 18-24

Cash flow

€-35k

+21.4% 18-24

Total assets

€124k

+0.3% 18-24

Equity

€-26k

- 18-24

Working capital

€-89k

- 18-24

Income taxes

€205

+55.7% 18-24

Dividends

€800

0.0% 18-24

Debt

€150k

+50.2% 18-24

Debt ≤ 1y

€150k

+50.2% 18-24

Current ratio

0.40

-66.1% 18-24

Quick ratio

0.40

-66.1% 18-24

Solvency

-21.0%

- 18-24

Debt / equity

-5.75

- 18-24

ROE

190.7%

- 18-24

ROA

-40.1%

-3.0% 18-24

Interest coverage

-25.53

+89.6% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€-34k
Net profit	€-50k
Cash flow	€-35k
Staff costs	-
Income taxes	€205
Dividends	-
Total assets	€124k
Equity	€-26k
Debt	€150k
of which ≤ 1y	€150k
of which > 1y	-
Working capital	€-89k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.40
Quick ratio	0.40
Working capital ratio	-72.2%
Solvency	-21.0%
Debt / equity	-5.75
Long-term debt ratio	-
Interest coverage	-25.53
Gross margin	-
Net margin	-
ROA	-40.1%
ROE	190.7%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €63k · 51.2% Current assets €61k · 48.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€124k
Fixed assets	21/28	€63k
Tangible fixed assets	22/27	€63k
Current assets	29/58	€61k
Amounts receivable within one year	40/41	€9k
Cash & bank	54/58	€39k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€124k
Equity	10/15	€-26k
Contributions / capital	10/11	€14k
Reserves	13	€45k
Accumulated profits (losses)	14	€-85k
Amounts payable	17/49	€150k
Amounts payable within one year	42/48	€150k
Trade debts payable within one year	44	€67
Income statement
Gross operating margin	9900	€-33k
Operating result	9901	€-48k
Financial charges	65	€1k
Result before taxes	9903	€-50k
Income taxes	67/77	€205
Net result for the period	9904	€-50k
Result to be appropriated	9905	€-50k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

7 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Gen.Geneesheer Derachelaan 471050 Elsene

Establishment units

1 location

Gen.Geneesheer Derachelaan 47, 1050 Elsene

Installatie van de bedrading voor telefooninstallaties en computersystemen

since 20092.178.650.484

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

54 / 100

Mixed profile: strong on profitability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 7

Profitability 100

Solvency 33

Growth 32

Stability 100

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

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We hold annual accounts for 3,225 of the 22,768 companies in this sector. 2,809 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Beheer van computerfaciliteiten62030Overige diensten op het gebied van informatietechnologie en computer62090Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige diensten op het gebied van informatietechnologie en computer62900Computerinfrastructuur, gegevensverwerking, hosting en aanverwante activiteiten63100Gegevensverwerking, webhosting en aanverwante activiteiten63110

Primary activity highlighted.

Names & trade names

Legal nameFR

YASCOM

Registered office

Gen.Geneesheer Derachelaan 47

1050 Elsene, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.