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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Age10 yrs
Real estate4 parcels · 7,903 m²
Summary
Conclusion
the dossier summarised in one paragraphA bankruptcy procedure is open for YAN CONCEPT according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2023 annual accounts show equity of €86k and a net result of €14k.
Based on the State Gazette, CBE and 6 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneBankruptcy opened
A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.
Insolvency timeline
2 events18-11-2025
Bankruptcy
Opening
06-10-2025
KBO administration
Address struck
Trust signals
2 signalsRegister: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags
1 eventAddress struck
Financials
Turnover€78k+167.7%
EBIT margin32.8%+28.4pp
Net result€14k+542.7%
Working capital€-2k
Directors1
Annual accounts & ratios
Source: NBB · 2023Annual accounts filed on 31-12-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 90.3% | 20.1% | |
| Net result | €14k | €3k | |
| Equity | €86k | €15k | |
| Gross operating margin | €59k | €23k | |
| Staff costs | €44k | €33k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P95
Improving position over 2020-2023
· n=1365-5714
P69
Improving position over 2020-2023
· n=1361-5694
P85
Improving position over 2020-2023
· n=1367-5721
P71
Improving position over 2020-2023
· n=1356-5668
Describes the position versus peers, not a forecast.
€78k
+167.7%
18-23
€10k
-73.5%
far above sector median
€14k
+542.7%
far above sector median
€9k
-75.6%
far above sector median
€96k
-9.5%
-37% vs sector
€86k
+19.3%
+10% vs sector
€-2k
-
far below sector median
€44k
+495.0%
+67% vs sector
€839
+127.8%
far above sector median
€9k
-72.2%
-91% vs sector
€9k
-72.2%
-91% vs sector
0.79
-67.4%
-56% vs sector
0.79
-67.4%
-31% vs sector
90.3%
+31.9%
+98% vs sector
0.11
-76.7%
-91% vs sector
16.2%
+438.8%
far above sector median
14.6%
+610.5%
far above sector median
32.2%
+353.6%
18-23
50.2%
+410.9%
18-23
92.54
-76.4%
far above sector median
Figures by fiscal year
| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €14k |
| Cash flow | - |
| Staff costs | €44k |
| Income taxes | - |
| Dividends | - |
| Total assets | €96k |
| Equity | €86k |
| Debt | €9k |
| of which ≤ 1y | €9k |
| of which > 1y | - |
| Working capital | €-2k |
| Employees (FTE) | - |
Ratios (computed)
| 2023 | |
|---|---|
| Current ratio | 0.79 |
| Quick ratio | 0.79 |
| Working capital ratio | -2.0% |
| Solvency | 90.3% |
| Debt / equity | 0.11 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 14.6% |
| ROE | 16.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €96k |
| Fixed assets | 21/28 | €88k |
| Tangible fixed assets | 22/27 | €88k |
| Financial fixed assets | 28 | €189 |
| Current assets | 29/58 | €7k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €96k |
| Equity | 10/15 | €86k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €66k |
| Amounts payable | 17/49 | €9k |
| Amounts payable within one year | 42/48 | €9k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €59k |
| Operating result | 9901 | €14k |
| Financial charges | 65 | €108 |
| Result before taxes | 9903 | €14k |
| Net result for the period | 9904 | €14k |
| Result to be appropriated | 9905 | €14k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2023 · computed8
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Directors
Directors & mandates
No directors on record
No directors or mandates are on record for this company in the CBE. Not every legal form publishes directors; if they appear in the Belgian State Gazette later, they show up here automatically.
Insolvency mandates
1 mandate| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | FRANCOISE HANSSENS-ENSCH AVENUE LOUISE 349
BTE 17, 1050 FR BRUXELLES 5 |
12-11-2025 → present | Belgian State Gazette |
Legal Structure
| NACE primary | Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)(47521) |
| Legal form | Private limited company(610) |
| Incorporation | 25-11-2015 |
| Status | Active |
| Postal code | - |
| First BS signal | 18-11-2025 |
| Latest BS signal | 18-11-2025 |
Structure & network
Company structure: linked entities
1 linked entityMandates
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
3 locationsYAN CONCEPT
since 20152.247.562.056
YAN CONCEPT 2
since 20162.301.432.886
YAN CONCEPT
since 20182.300.761.113
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels4
Ground area7,903 m²
Buildings4
Building footprint4,396 m²
Volume (LiDAR)18,698 m³
Tallest building40.0 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(25%)
Wallonia
1
(25%)
Brussels
2
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026A0132/00G006 | Flanders | 4,983 m² | 1 · 2,316 m² | - |
| 21306D0325/00F000 | Brussels | 2,312 m² | 1 · 1,725 m² | 40.0 m · 1 fl. |
| 21003A0200/00F003 | Brussels | 407 m² | 1 · 268 m² | 10.3 m · 3 fl. |
| 25112M0868/00E000indicative | Wallonia | 201 m² | 1 · 87 m² | 14.3 m · 4 fl. |
Methodology
via registered seat: 1 · via establishment units: 3
3 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
2 events from the State Gazette18-11-2025
Bankruptcy
Opening
06-10-2025
KBO administration
Address struck
Time machine: BS events + macro context
2021-2026Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad · acts
8 acts Capital history · 4
02-07-2025
Capital change
30-12-2024
Capital change
28-03-2024
Capital change
20-03-2024
Capital change
Address history · 1
04-04-2022
Registered-office move
All acts · 8
updated 1 year ago
2025
02-07-2025 All shares are now held by a single shareholder
06-01-2025 1 director appointed, 2 resigning correction
- MALOU MADIAMU KHENDA, Bestuurder
- JAWAD HUSSEIN, Bestuurder
- LAOUINI BAZAROUJI AYOUB, Bestuurder
2024
30-12-2024 All shares are now held by a single shareholder
28-03-2024 Transaction in capital or shares
20-03-2024 All shares are now held by a single shareholder
11-03-2024 3 directors appointed
- JAWAD HUSSEIN, Bestuurder
- KHALED AHMAD, Bestuurder
- LAOUINI BAZAROUJI AYOUB, Bestuurder
2022
24-10-2022 BAZZAAROUJ HOUDA appointed as director
- BAZZAAROUJ HOUDA, Bestuurder
04-04-2022 Registered office moved from MOLENBEEK to Anderlecht
- GENTSESTEENWEG 376 1080 MOLENBEEK-SAINT-JEAN → Frans van Kalkenlaan 9, 1070 Anderlecht
Analysis
Snowflake analysis
financial profile on 5 axes49
/ 100
Mixed profile: strong on growth, weaker on stability.
All 5 axes are computed from data Checked has read.
Health
8
Profitability
81
Solvency
73
Growth
85
Stability
0
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verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Bouwmarkten en andere doe-het-zelfzaken in bouwmaterialen, algemeen assortiment47521Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Vervaardiging van schakelaars, stekkers, stopcontacten e.d.27330Vervaardiging van onderdelen van elektrische installaties27330Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Groothandel in installatiemateriaal voor loodgieterswerk en verwarming46742Groothandel in installatiemateriaal voor loodgieterswerk en verwarming46842Goederenvervoer over de weg, m.u.v. verhuisbedrijven49410Goederenvervoer over de weg49410Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220
Primary activity highlighted.
Names & trade names
| Legal nameNL | YAN CONCEPT |
Registration history
- 06-10-2025 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.