XYZ SERVICES
ActiveXYZ SERVICES has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-2k. Its solvency ranks better than 36% of 782 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes
Profitability0
Solvency34
Growth-
Stability67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.37), and 70.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
-2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
28 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€23k
Total assets
€80k
Net result
€-2k
Working capital
€-36k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €80k
Fixed assets
€59k
Current assets
€21k
Equity and liabilities €80k
Equity
€23k
Debt
€57k
Debt finances 70.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€2k
Cash flow
€2k
Solvency
29.1%
Current ratio
0.37
Quick ratio
0.37
Debt / equity
2.43
ROE
-6.8%
ROA
-2.0%
Interest coverage
23.88
Debt
€57k
Debt ≤ 1 year
€57k
Staff costs
€96k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€80k
Fixed assets21/28€59k
Tangible fixed assets22/27€34k
Plant, machinery and equipment23€26k
Furniture and vehicles24€9k
Financial fixed assets28€25k
Current assets29/58€21k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€11k
Equity and liabilities
Total equity and liabilities10/49€80k
Equity10/15€23k
Contributions10/11€25k
Profit (loss) carried forward14€-2k
Amounts payable17/49€57k
Amounts payable within one year42/48€57k
Trade debts44€5k
Suppliers440/4€5k
Taxes, remuneration and social security45€2k
Remuneration and social security454/9€2k
Other amounts payable47/48€51k
Income statement
Code2025
Remuneration, social security and pensions62€96k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€387
Non-recurring operating charges66A€404
Gross operating margin9900€99k
Operating profit (loss)9901€-1k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€101
Recurring financial charges65€101
Profit (loss) for the period before taxes9903€-2k
Profit (loss) for the period9904€-2k
Profit (loss) for the period to be appropriated9905€-2k
Appropriation of the result
Profit (loss) to be appropriated9906€-2k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trooz · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue La Brouck-Cité 204870 TroozGround area
432 m²
Building footprint
139 m²
Volume, LiDAR
1,325 m³
2 parcels, Wallonia · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
XYZ SERVICES
since 20252.368.443.258
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62040B0345/00E003 | Wallonia | 285 m² | 1 · 110 m² | 11.2 m · 3 fl. |
| 62040A0217/00T004 | Wallonia | 147 m² | 1 · 30 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,347 companies in sector 78100 we hold annual accounts for 1,354. 895 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2024
Fiscal year end31-12
Activities, NACEBEL
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.