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Xolutions Plus

Active
Private limited company·Activiteiten van risicoanalisten en schadetaxateurs· 4 yrs active
Wetterse steenweg 33 ·9860 Oosterzele, Belgium
KBO/BCE: BE 0775.296.749
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age4 yrs
Staff (FTE)29.7

Summary

Conclusion

the dossier summarised in one paragraph

Xolutions Plus is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €689k and a net result of €336k. Equity is growing by ~45.9% per year across the filed fiscal years. Its solvency ranks better than 65% of 87 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend
Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€689k+5.1%
Net result€336k+9.1%
Total assets€1.66M+4.9%
Solvency41.4%+0.1pp

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 10-04-2026 with the NBB · fiscal year 2025 · verkort
€0€200k€400k€600kOperating result 2022: €82k€82kNet result 2022: €43k€43kOperating result 2023: €381k€381kNet result 2023: €260k€260kOperating result 2024: €442k€442kNet result 2024: €308k€308kOperating result 2025: €505k€505kNet result 2025: €336k€336k2022202320242025
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~45.9%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€500k€1.00M€1.50M2026: €1.02M (€927k - €1.12M)2027: €1.25M (€1.10M - €1.41M)2028: €1.48M (€1.27M - €1.70M)2022: €88k2023: €348k2024: €656k2025: €689k2022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 66 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 41.4% 21.8%
better than 65% of 87 sector peers
Net result €336k €84k
better than 78% of 87 sector peers
Equity €689k €116k
better than 80% of 87 sector peers
Gross operating margin €2.96M €428k
better than 95% of 87 sector peers
Staff costs €2.35M €434k
higher than 95% of 58 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P65
2022: P40 · n=1492023: P61 · n=1842024: P67 · n=2272025: P65 · n=872022 2025
Improving position over 2022-2025 · n=87-227
Net result P78
2022: P50 · n=1492023: P81 · n=1842024: P82 · n=2272025: P78 · n=872022 2025
Improving position over 2022-2025 · n=87-227
Equity P80
2022: P31 · n=1492023: P67 · n=1842024: P81 · n=2272025: P80 · n=872022 2025
Improving position over 2022-2025 · n=87-227
Gross operating margin P95
2022: P86 · n=1492023: P95 · n=1852024: P95 · n=2262025: P95 · n=872022 2025
Stable position over 2022-2025 · n=87-226
Describes the position versus peers, not a forecast.
Net profit
€336k
+9.1% far above sector median
Total assets
€1.66M
+4.9% far above sector median
Equity
€689k
+5.1% far above sector median
Employees (FTE)
30
+29.7% 22-25
Staff costs
€2.35M
+29.8% 22-25
Income taxes
€157k
+31.1% far above sector median
Dividends
€303k
- +265% vs sector
Debt
€975k
+4.8% far above sector median
Debt ≤ 1y
€815k
+14.8% far above sector median
Debt > 1y
€154k
-24.5% +75% vs sector
Solvency
41.4%
+0.1% -39% vs sector
ROE
48.8%
+3.9% -5% vs sector
ROA
20.2%
+4.0% -31% vs sector
Figures by fiscal year
Fiscal year2025
Revenuen/a
EBITDAn/a
Net profit€336k
Cash flown/a
Staff costs€2.35M
Income taxes€157k
Dividends€303k
Total assets€1.66M
Equity€689k
Debt€975k
of which ≤ 1y€815k
of which > 1y€154k
Working capitaln/a
Employees (FTE)29.7
Ratios (computed)
2025
Current ration/a
Quick ration/a
Working capital ration/a
Solvency41.4%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA20.2%
ROE48.8%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.66M
Fixed assets 21/28€304k
Tangible fixed assets 22/27€304k
Current assets 29/58€1.36M
Amounts receivable within one year 40/41€893k
Cash & bank 54/58€458k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.66M
Equity 10/15€689k
Contributions / capital 10/11€45k
Accumulated profits (losses) 14€644k
Amounts payable 17/49€975k
Amounts payable after one year 17€154k
Amounts payable within one year 42/48€815k
Trade debts payable within one year 44€211k
Income statement
Gross operating margin 9900€2.96M
Operating result 9901€505k
Financial income 75€2k
Financial charges 65€14k
Result before taxes 9903€493k
Income taxes 67/77€157k
Net result for the period 9904€336k
Result to be appropriated 9905€336k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
6 companies at this address See who is registered here

Establishment units

1 location
Xolutions Plus
Wetterse steenweg 33, 9860 OosterzeleArbeidsbemiddeling
since 20212.322.730.128
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area2,930 m²
Buildings1
Building footprint559 m²
Volume (LiDAR)956 m³
Tallest building9.1 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44023A0285/00T000 Flanders 2,930 m² 1 · 559 m² 9.1 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.

Analysis

Snowflake analysis

financial profile on 5 axes
Health-Profitability100Solvency78Growth78Stability94
88 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 100
Solvency 78
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Risicoanalisten en schadetaxateurs66210Activiteiten van risicoanalisten en schadetaxateurs66210
Primary activity highlighted.
Names & trade names
Legal nameNL Xolutions Plus
AbbreviationNL X! Plus
Registered office
Wetterse steenweg 33 bus A
9860 Oosterzele, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.