Skip to content

XILS

Active
Private limited company·Activiteiten van holdings· 5 yrs active
Galileilaan 11 ·2845 Niel, Belgium
KBO/BCE: BE 0771.917.783
Watch Print / PDF
Age5 yrs
Board6
Staff (FTE)2.4
Connections7
Real estate1 parcel · 5.3 ha

Summary

Conclusion

the dossier summarised in one paragraph

XILS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €7.77M and a net result of €1.93M. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 66% of 678 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€7.77M+15.4%
Net result€1.93M+3250.8%
Total assets€11.80M+64.2%
Solvency65.9%-27.9pp

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · volledig
€0€2.00M€4.00M€6.00MOperating result 2022: €116k€116kNet result 2022: €831k€831kOperating result 2023: €92k€92kNet result 2023: €58k€58kRevenue 2024: €5.06M€5.06MOperating result 2024: €1.41M€1.41MNet result 2024: €1.93M€1.93M202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~4.5%/year over 3 fiscal years, indicative, assuming unchanged policy.
€6.00M€7.00M€8.00M€9.00M2025: €8.10M (€7.47M - €8.72M)2026: €8.42M (€7.80M - €9.04M)2027: €8.74M (€8.12M - €9.36M)2022: €7.13M2023: €6.74M2024: €7.77M202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 65.9% 44.9%
better than 66% of 678 sector peers
Net result €1.93M €48k
better than 88% of 677 sector peers
Equity €7.77M €1.36M
better than 67% of 678 sector peers
Staff costs €223k €197k
higher than 53% of 164 sector peers
Employees (FTE) 2.4 1.4
better than 61% of 192 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P66
2022: P87 · n=4122023: P88 · n=5592024: P66 · n=6782022 2024
Weakening position over 2022-2024 · n=412-678
Net result P88
2022: P82 · n=4122023: P55 · n=5562024: P88 · n=6772022 2024
Stable position over 2022-2024 · n=412-677
Equity P67
2022: P66 · n=4122023: P67 · n=5592024: P67 · n=6782022 2024
Stable position over 2022-2024 · n=412-678
Staff costs P53
2022: P38 · n=1212023: P62 · n=1582024: P53 · n=1642022 2024
Weakening position over 2022-2024 · n=121-164
Describes the position versus peers, not a forecast.
Net profit
€1.93M
+3250.8% -48% vs sector
Total assets
€11.80M
+64.2% -83% vs sector
Equity
€7.77M
+15.4% -83% vs sector
Employees (FTE)
2
-17.2% -86% vs sector
Staff costs
€223k
-17.0% -89% vs sector
Income taxes
€360k
+1264.4% far above sector median
Dividends
€900k
+100.0% -93% vs sector
Debt
€4.03M
+804.2% -87% vs sector
Debt ≤ 1y
€4.03M
+804.2% -81% vs sector
Solvency
65.9%
-29.8% +41% vs sector
ROE
24.9%
+2804.9% +120% vs sector
ROA
16.4%
+1940.4% +102% vs sector
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€1.93M
Cash flown/a
Staff costs€223k
Income taxes€360k
Dividends€900k
Total assets€11.80M
Equity€7.77M
Debt€4.03M
of which ≤ 1y€4.03M
of which > 1y-
Working capitaln/a
Employees (FTE)2.4
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency65.9%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA16.4%
ROE24.9%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€11.80M
Fixed assets 21/28€5.84M
Intangible fixed assets 21€168k
Tangible fixed assets 22/27€101k
Financial fixed assets 28€5.57M
Current assets 29/58€5.96M
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€4.61M
Cash & bank 54/58€1.24M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€11.80M
Equity 10/15€7.77M
Contributions / capital 10/11€6.30M
Accumulated profits (losses) 14€1.47M
Amounts payable 17/49€4.03M
Amounts payable within one year 42/48€4.03M
Trade debts payable within one year 44€664k
Income statement
Turnover 70€5.06M
Operating result 9901€1.41M
Financial income 75€892k
Financial charges 65€9k
Result before taxes 9903€2.29M
Income taxes 67/77€360k
Net result for the period 9904€1.93M
Result to be appropriated 9905€1.93M
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Directors

Directors & mandates

8 directors
Current directors & mandates
  • TWIPE MANAGEMENTLegal entity
    Director· perm. rep.: Jef Leroy
    State Gazette act 25029442 (03-03-2025)
    Current
    28-01-2025 → present
  • Frans Maas
    Director
    State Gazette act 22141527 (30-11-2022)
    Current
    03-11-2022 → present
  • Luca Borella
    Director
    State Gazette act 22141527 (30-11-2022)
    Current
    03-11-2022 → present
  • Luca Colombo
    Director
    State Gazette act 22141527 (30-11-2022)
    Current
    03-11-2022 → present
  • SteP ConsultLegal entity
    Director· perm. rep.: Veerle Soetewey
    State Gazette act 22141527 (30-11-2022)
    Current
    03-11-2022 → present
    2 events
    • 03-11-2022 Appointed· Director
    • 03-11-2022 Appointed· Managing director
  • KovarcoLegal entity
    Director· perm. rep.: Koen Van Remoorter
    State Gazette act 21375872 (21-12-2021)
    Current
    21-12-2021 → present
Former directors (2)
  • TWIPELegal entity
    Director· perm. rep.: Jef Leroy
    State Gazette act 22141527 (30-11-2022)
    Former
    03-11-2022 → 28-01-2025
    4 events
    • 28-01-2025 Resigned· Director
    • 28-01-2025 Resigned· Managing director
    • 03-11-2022 Appointed· Director
    • 03-11-2022 Appointed· Managing director
  • KOVARCOLegal entity
    Director· perm. rep.: Koenraad Van Remoorter
    State Gazette act 22141527 (30-11-2022)
    Former
    - → 03-11-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Statutory auditor

1 auditor
Statutory auditor IRE/IBR number Tenure
Callens, Pirenne, Theunissen & C° Bedrijfsrevisoren BVCurrent
Statutory auditor · represented by Jan Van Brabant
 - 15-12-2022 → present
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van holdings(64210)
Legal form Private limited company(610)
Incorporation02-08-2021
StatusActive
Postal code2845

Structure & network

Connections & network

7 connected companies
SteP Consult, Parent company SCSteP ConsultTWIPE, Parent company TTWIPETWIPE MANAGEMENT, Parent company TMTWIPEMANAGEMENTBUILDING INTELLIGENT LIFESCIENCE SOLUTIONS, Subsidiary BIBUILDINGINTELLIG…TIONSVILS Belgium, Subsidiary VBVILS BelgiumTitle21 Belgium, Shared corporate director TBTitle21BelgiumSLIX, Shared address SSLIXXILS XILS0771.917.783
Group structureShared directorsShared address / shareholder
Group structure
SteP Consult
Parent · 1 subsidiary · 1 location
Control→
TWIPE
Parent · 1 subsidiary · 1 location
Control→
TWIPE MANAGEMENT
Parent · 2 subsidiaries · 1 location
Control→
→
VILS Belgium
Subsidiary · 1 location
→
Network connections
Title21 Belgium
Shared corporate director
→
SLIX
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Establishment units

1 location
Galileilaan 11, 2845 Niel
Holdings
since 20212.320.737.866
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area5.3 ha
Buildings1
Building footprint2,404 m²
Tallest building0.1 m

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11030C0277/00X000 Flanders 5.3 ha 1 · 2,404 m² 0.1 m
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

9 acts
Address history · 1
27-03-2023
v3.2
All acts · 9 updated 5 months ago
2026
03-03-2026 5 directors appointed Director changes
  • CALLENS VANDELANOTTE NV, Commissaris
  • Arnaud Van Oekel, Advocaat
  • Lola Verelst, Advocaat
  • Charles Haverbeke, Advocaat
  • Caroline Humblet, Advocaat
2025
03-03-2025 1 director appointed, 2 resigning Director changes
  • Jef Leroy, Bestuurder
  • Jef Leroy, Bestuurder
  • Jef Leroy, Gedelegeerd bestuurder
Summary: v3.2
2023
02-05-2023 Articles of association amended Statutes amendment
Summary: v3.2
27-03-2023 Registered office moved from Mechelen to Niel Registered-office change
  • De Regenboog 11, 2800 Mechelen → Galileilaan 11, 2845 Niel
Summary: v3.2
03-01-2023 Jan Van Brabant appointed as statutory auditor Director changes
  • Jan Van Brabant, Commissaris
Summary: v3.2
2022
30-11-2022 7 directors appointed, 1 resigning Director changes
  • Frans Maas, Bestuurder
  • Luca Borella, Bestuurder
  • Luca Colombo, Bestuurder
  • lef Leroy, Bestuurder
  • Veerle Soetewey, Bestuurder
  • lef Leroy, Gedelegeerd bestuurder
  • Veerle Soetewey, Gedelegeerd bestuurder
  • Koenraad Van Remoorter, Bestuurder
Summary: v3.2
16-11-2022 Articles of association amended Statutes amendment
Summary: v3.2
2021
21-12-2021 Koen Van Remoorter appointed as director Director changes
  • Koen Van Remoorter, Bestuurder
Summary: v3.2
04-08-2021 Incorporation of a new SRL Incorporation
Summary: oprichting

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability100Solvency88Growth78Stability94
72 / 100

Strong profile, led by profitability.

Health 0
Profitability 100
Solvency 88
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, ranked by comparable size

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL XILS
Registered office
Galileilaan 11 bus 303
2845 Niel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.