Xebi
ActiveXebi has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €14k. Equity is growing by ~51.7% per year across the filed fiscal years. Its solvency ranks better than 31% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-33
Solvency53▼-34
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 1.95 in 2024; short-term debt: 17.7% and cash: 3.7% of total assets), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.5%
Return on assets
4.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filingsDeviation from the deadline
2025
21 d late
2024
1 d early
2023
29 d early
2022
28 d early
2021
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€90k▲ 18.4%
2024 · €76k
2021: €746
2022: €36k
2023: €41k
2024: €76k
2021 → 2025
Total assets
€325k▲ 167%
2024 · €122k
2021: €3k
2022: €65k
2023: €86k
2024: €122k
2021 → 2025
Net result
€14k▼ 78.5%
2024 · €65k
2021: €-2k
2022: €35k
2023: €30k
2024: €65k
2021 → 2025
Working capital
€3k▼ 92.1%
2024 · €43k
2021: €746
2022: €-4k
2023: €3k
2024: €43k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€746-€36k▲ 4,683%€41k▲ 14.5%€76k▲ 84.9%€90k▲ 18.4%
Operating result€-2k-€44k€41k▼ 6.6%€85k▲ 107%€29k▼ 65.3%
Net result€-2k-€35k€30k▼ 13.6%€65k▲ 114%€14k▼ 78.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €325k
Fixed assets
€264k▲ 685%
Current assets
€61k▼ 30.7%
Equity and liabilities €325k
Equity
€90k▲ 18.4%
Debt
€236k▲ 412%
The debt ratio rises from 37.8% to 72.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▼
2024 · €97k
Cash flow
€31k▼
2024 · €76k
Solvency
27.5%▼
2024 · 62.2%
Current ratio
1.06▼
2024 · 1.95
Quick ratio
1.06▼
2024 · 1.95
Debt / equity
2.63▲
2024 · 0.61
ROE
15.6%▼
2024 · 85.6%
ROA
4.3%▼
2024 · 53.2%
Interest coverage
5.14▼
2024 · 51.55
Debt
€236k▲
2024 · €46k
Debt ≤ 1 year
€58k▲
2024 · €45k
Debt > 1 year
€177k
Income taxes
€7k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€325k▲
Fixed assets21/28€34k€264k▲
Tangible fixed assets22/27€34k€264k▲
Land and buildings22€877€240k▲
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€25k€18k▼
Other tangible fixed assets26€5k€3k▼
Current assets29/58€88k€61k▼
Amounts receivable within one year40/41€52k€37k▼
Trade receivables40€51k€36k▼
Other amounts receivable41€1k€1k▲
Cash at bank and in hand54/58€35k€12k▼
Deferred charges and accrued income490/1€1k€12k▲
Equity and liabilities
Total equity and liabilities10/49€122k€325k▲
Equity10/15€76k€90k▲
Contributions10/11€3k€3k=
Reserves13€73k€87k▲
Distributable reserves133€73k€87k▲
Amounts payable17/49€46k€236k▲
Amounts payable after more than one year17-€177k
Financial debts170/4-€177k
Amounts payable within one year42/48€45k€58k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€559€607▲
Suppliers440/4€559€607▲
Taxes, remuneration and social security45€17k€20k▲
Taxes450/3€17k€16k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€28k€27k▼
Accrued charges and deferred income492/3€995€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€17k▲
Other operating charges640/8€6k€36k▲
Gross operating margin9900€103k€83k▼
Operating profit (loss)9901€85k€29k▼
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€83k€20k▼
Income taxes67/77€18k€7k▼
Profit (loss) for the period9904€65k€14k▼
Profit (loss) for the period to be appropriated9905€65k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€65k€14k▼
Transfer from equity791/2€30k-
Transfer to equity691/2€65k€14k▼
To other reserves6921€65k€14k▼
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €65k ▲114%
Operating result €85k, net result €65k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mellinetplein 42600 AntwerpenGround area
209 m²
Building footprint
94 m²
Volume, LiDAR
924 m³
Parcel 11303C0284/00M002, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Xebi
since 20212.325.841.353
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11303C0284/00M002 | Flanders | 209 m² | 1 · 94 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 3,080 EUR awarded · 3,080 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,620 EUR | 3,080 EUR |
| 2022 | 1 | 1,460 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 4,567 companies in sector 74999 we hold annual accounts for 1,938. 1,560 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2021
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.