XDC Studio
ActiveSummary
XDC Studio has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €20k. Its solvency ranks better than 15% of 2008 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability79
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.08; short-term debt: 90.8% and cash: 2.3% of total assets), and 90.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9.2%
Return on assets
8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 2008 sector peers (2025).
NBB · sector comparisonPosition among 2008 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€23k
Total assets
€253k
Net result
€20k
Working capital
€-212k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €253k
Fixed assets
€235k
Current assets
€18k
Equity and liabilities €253k
Equity
€23k
Debt
€230k
Debt finances 90.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€28k
Cash flow
€20k
Current ratio
0.08
Debt to equity
9.91
ROE
87.1%
ROA
8.0%
Interest coverage
512.41
Debt ≤ 1 year
€230k
Income taxes
€8k
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet
Code2025
Assets
Total assets20/58€253k
Fixed assets21/28€235k
Tangible fixed assets22/27€919
Furniture and vehicles24€919
Financial fixed assets28€234k
Current assets29/58€18k
Amounts receivable within one year40/41€12k
Trade receivables40€12k
Cash at bank and in hand54/58€6k
Equity and liabilities
Total equity and liabilities10/49€253k
Equity10/15€23k
Contributions10/11€3k
Profit (loss) carried forward14€20k
Amounts payable17/49€230k
Amounts payable within one year42/48€230k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Other amounts payable47/48€216k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€186
Other operating charges640/8€400
Gross operating margin9900€29k
Operating profit (loss)9901€28k
Financial charges65/66B€55
Recurring financial charges65€55
Profit (loss) for the period before taxes9903€28k
Income taxes67/77€8k
Profit (loss) for the period9904€20k
Profit (loss) for the period to be appropriated9905€20k
Appropriation of the result
Profit (loss) to be appropriated9906€20k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée Bois de Bercuit 44A1390 Grez-Doiceau1 establishment unit
Allée Bois de Bercuit 44A, 1390 Grez-Doiceau
since 20252.375.149.027
Similar companies · same sector, comparable size
Elmes agency
BE 0758.892.366
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TEKEN architectuur
BE 0765.347.717
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UNIT architecture
BE 0805.104.552
Vorst · Eq €23,176
Handmade Architecture
BE 0568.756.827
Oudergem · Eq €23,207
CWAT
BE 0768.707.776
Edegem · Eq €23,153
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,661 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
71113Urban planning and landscape architecture
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filing
Scores and ratios are computed by Checked and are not a credit decision.