XC-IT
ActiveXC-IT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €28k. Equity is growing by ~20.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 2678 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-3
Solvency93▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.46 against 4.38 in 2024; short-term debt: 23.9% and cash: 42% of total assets), and 31.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.1%
Return on assets
13%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
7 d early
2023
15 d early
2022
141 d late
2021
495 d late
2020
29 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€148k▲ 23.5%
2024 · €120k
2018: €40k
2019: €45k
2020: €53k
2021: €61k
2022: €69k
2023: €92k
2024: €120k
2018 → 2025
Total assets
€218k▲ 20.4%
2024 · €181k
2018: €48k
2019: €57k
2020: €72k
2021: €77k
2022: €138k
2023: €204k
2024: €181k
2018 → 2025
Net result
€28k▲ 2.3%
2024 · €28k
2018: €17k
2019: €6k
2020: €7k
2021: €9k
2022: €47k
2023: €23k
2024: €28k
2018 → 2025
Working capital
€128k▲ 27.0%
2024 · €101k
2018: €40k
2019: €36k
2020: €42k
2021: €53k
2022: €56k
2023: €74k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€69k▲ 13.0%€92k▲ 33.7%€120k▲ 29.9%€148k▲ 23.5%
Operating result€14k-€62k▲ 336%€34k▼ 44.2%€46k▲ 34.0%€40k▼ 14.0%
Net result€9k-€47k▲ 444%€23k▼ 50.1%€28k▲ 18.4%€28k▲ 2.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €218k
Fixed assets
€38k▼ 24.8%
Current assets
€180k▲ 37.9%
Equity and liabilities €218k
Equity
€148k▲ 23.5%
Debt
€70k▲ 14.1%
The debt ratio falls from 33.7% to 31.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €62k
Cash flow
€44k▲
2024 · €44k
Solvency
68.1%▲
2024 · 66.3%
Current ratio
3.46▼
2024 · 4.38
Quick ratio
3.46▼
2024 · 4.38
Debt / equity
0.47▼
2024 · 0.51
ROE
19.1%▼
2024 · 23.0%
ROA
13.0%▼
2024 · 15.3%
Interest coverage
46.56▲
2024 · 39.65
Debt
€70k▲
2024 · €61k
Debt ≤ 1 year
€52k▲
2024 · €30k
Debt > 1 year
€18k▼
2024 · €31k
Income taxes
€13k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€218k▲
Fixed assets21/28€51k€38k▼
Tangible fixed assets22/27€51k€38k▼
Land and buildings22€1k€750▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€47k€35k▼
Current assets29/58€131k€180k▲
Amounts receivable within one year40/41€68k€86k▲
Trade receivables40€20k€38k▲
Other amounts receivable41€48k€48k▲
Cash at bank and in hand54/58€63k€92k▲
Deferred charges and accrued income490/1€111€2k▲
Equity and liabilities
Total equity and liabilities10/49€181k€218k▲
Equity10/15€120k€148k▲
Contributions10/11€6k€6k=
Reserves13€114k€142k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€112k€142k▲
Profit (loss) carried forward14€97€0▼
Amounts payable17/49€61k€70k▲
Amounts payable after more than one year17€31k€18k▼
Financial debts170/4€31k€18k▼
Amounts payable within one year42/48€30k€52k▲
Current portion of amounts payable after more than one year42€13k€14k▲
Trade debts44€1k€17k▲
Suppliers440/4€1k€17k▲
Taxes, remuneration and social security45€15k€21k▲
Taxes450/3€13k€18k▲
Remuneration and social security454/9€3k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€16k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€65k€57k▼
Operating profit (loss)9901€46k€40k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€47k€41k▼
Income taxes67/77€19k€13k▼
Profit (loss) for the period9904€28k€28k▲
Profit (loss) for the period to be appropriated9905€28k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€28k▲
Profit (loss) brought forward from the previous period14P€97€97▲
Transfer to equity691/2€28k€28k▲
To other reserves6921€28k€28k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity doublescurrent ratio 4.38
Current ratio from 2.10 to 4.38; short-term debt falls from €67k to €30k.
31-12
Financial
Equity above €100kEq €120k ▲29.9%
7 profitable years in a row build equity to €120k.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 141 days late
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 495 days late
2022
31-12
Financial
Highest result since 2018net €47k ▲444%
Operating result €62k, net result €47k, both a record.
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Weakest financial yearnet €6k ▼67.2%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heidebergstraat 3433010 LeuvenGround area
829 m²
Building footprint
106 m²
Volume, LiDAR
780 m³
Parcel 24483D0422/00F000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
XC-it
since 20162.252.339.109
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483D0422/00F000 | Flanders | 829 m² | 1 · 106 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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zVer
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Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 6,850 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-04-2016
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.