XALA
ActiveSummary
XALA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374k and a net result of €32k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 28.49 against 33.42 in 2024; short-term debt: 3% and cash: 84.9% of total assets), and 4.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.7%
Return on assets
8.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-01-2026, 205 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
205 d early
2024
148 d early
2023
176 d early
2022
111 d early
2021
118 d early
2020
17 d late
2019
148 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€374k▲ 9.3%
2024 · €342k
2018: €178k
2019: €199k
2020: €225k
2021: €248k
2022: €273k
2023: €305k
2024: €342k
2018 → 2025
Total assets
€390k▲ 7.4%
2024 · €363k
2018: €246k
2019: €259k
2020: €277k
2021: €292k
2022: €311k
2023: €334k
2024: €363k
2018 → 2025
Net result
€32k▼ 12.9%
2024 · €37k
2018: €22k
2019: €21k
2020: €25k
2021: €23k
2022: €24k
2023: €33k
2024: €37k
2018 → 2025
Working capital
€322k▲ 15.3%
2024 · €279k
2018: €80k
2019: €107k
2020: €146k
2021: €183k
2022: €217k
2023: €227k
2024: €279k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€273k▲ 9.8%€305k▲ 12.0%€342k▲ 12.0%€374k▲ 9.3%
Operating result€32k-€36k▲ 10.3%€42k▲ 18.4%€46k▲ 8.9%€48k▲ 4.4%
Net result€23k-€24k▲ 4.2%€33k▲ 34.1%€37k▲ 11.5%€32k▼ 12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€57k ▼ 24.9%
Current assets
€333k ▲ 15.9%
Equity and liabilities €390k
Equity
€374k ▲ 9.3%
Debt
€17k ▼ 23.1%
Debt's share of the balance-sheet total falls from 5.9% to 4.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€71k▲
2024 · €70k
Cash flow
€54k▼
2024 · €61k
Current ratio
28.49▼
2024 · 33.42
Debt to equity
0.04▼
2024 · 0.06
ROE
8.5%▼
2024 · 10.7%
ROA
8.1%▼
2024 · 10.0%
Interest coverage
19.94▼
2024 · 49.74
Debt ≤ 1 year
€12k▲
2024 · €9k
Debt > 1 year
€5k▼
2024 · €13k
Income taxes
€18k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€363k€390k▲
Fixed assets21/28€76k€57k▼
Tangible fixed assets22/27€76k€57k▼
Land and buildings22€48k€36k▼
Plant, machinery and equipment23€2k€199▼
Furniture and vehicles24€26k€21k▼
Current assets29/58€288k€333k▲
Amounts receivable within one year40/41€220-
Other amounts receivable41€220-
Current investments50/53€223k-
Cash at bank and in hand54/58€62k€331k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€363k€390k▲
Equity10/15€342k€374k▲
Contributions10/11€45k€45k=
Reserves13€253k€284k▲
Tax-exempt reserves132€13k€13k=
Distributable reserves133€240k€272k▲
Profit (loss) carried forward14€44k€44k▲
Amounts payable17/49€22k€17k▼
Amounts payable after more than one year17€13k€5k▼
Financial debts170/4€13k€5k▼
Amounts payable within one year42/48€9k€12k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€732-
Suppliers440/4€732-
Taxes, remuneration and social security45€48€4k▲
Taxes450/3€48€4k▲
Accrued charges and deferred income492/3€70€70=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€23k▼
Other operating charges640/8€764€1k▲
Gross operating margin9900€71k€72k▲
Operating profit (loss)9901€46k€48k▲
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Financial charges65/66B€1k€4k▲
Recurring financial charges65€1k€4k▲
Profit (loss) for the period before taxes9903€51k€50k▼
Income taxes67/77€15k€18k▲
Profit (loss) for the period9904€37k€32k▼
Profit (loss) for the period to be appropriated9905€37k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€76k▼
Profit (loss) brought forward from the previous period14P€43k€44k▲
Transfer to equity691/2€36k€32k▼
To other reserves6921€36k€32k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €37k ▲11.5%
Net result €37k, the highest in the series.
06-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Equity above €200kEq €225k ▲12.7%
3 profitable years in a row build equity to €225k.
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €21k ▼4.9%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Franklin Roosevelt(VIS) 314600 ViséGround area
157 m²
Building footprint
112 m²
Volume, LiDAR
1,178 m³
Parcel 62108A0316/00P000, Wallonia · tallest building 11.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
XALA
since 20052.149.476.250
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108A0316/00P000 | Wallonia | 157 m² | 1 · 112 m² | 11.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
894500MOO4S9YJQU0H07
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Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 772 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2000
Fiscal year end31-12
Activities, NACEBEL 2025
69209Other tax advisory services
70200Business and other management consultancy
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.