Summary
X-Care Staffing is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €771k and a net result of €1.09M. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 9% of 2394 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 2394 sector peers (2025).
NBB · sector comparisonPosition among 2394 sector peers
Solvency
better than 9%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
31 d early
2023
30 d late
2022
32 d late
2021
26 d late
2020
85 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€771k▼ 79.1%
2024 · €3.68M
2018: €47k
2019: €524k
2020: €1.84M
2021: €3.89M
2022: €5.73M
2023: €2.09M
2024: €3.68M
2018 → 2025
Net result
€1.09M▼ 31.6%
2024 · €1.59M
2018: €471k
2019: €477k
2020: €1.31M
2021: €2.05M
2022: €1.85M
2023: €2.56M
2024: €1.59M
2018 → 2025
Total assets
€11.19M▼ 8.9%
2024 · €12.28M
2018: €1.66M
2019: €2.76M
2020: €4.32M
2021: €6.43M
2022: €12.11M
2023: €13.20M
2024: €12.28M
2018 → 2025
Solvency
6.9%▼ 23.1pp
2024 · 30.0%
2018: 2.8%
2019: 19.0%
2020: 42.5%
2021: 60.4%
2022: 47.4%
2023: 15.9%
2024: 30.0%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€11.97M-€23.62M▲ 97.3%€28.12M▲ 19.1%€26.89M▼ 4.4%€25.83M▼ 3.9%
Equity€3.89M-€5.73M▲ 47.6%€2.09M▼ 63.5%€3.68M▲ 76.0%€771k▼ 79.1%
Operating result€2.74M-€2.44M▼ 11.2%€3.11M▲ 27.7%€1.72M▼ 44.6%€1.27M▼ 26.2%
Net result€2.05M-€1.85M▼ 9.8%€2.56M▲ 38.5%€1.59M▼ 37.9%€1.09M▼ 31.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €11.19M
Equity
€771k ▼ 79.1%
Debt
€10.42M ▲ 21.2%
Debt's share of the balance-sheet total rises from 70.0% to 93.1%. Equity is lower and debt is higher.
Key figures and ratios
ROE
140.9%▲
2024 · 43.2%
ROA
9.7%▼
2024 · 12.9%
Debt ≤ 1 year
€10.42M▲
2024 · €8.60M
Income taxes
€363k▼
2024 · €596k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€12.28M€11.19M▼
Current assets29/58€12.28M€11.19M▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€12.28M€11.19M▼
Trade receivables40€384k€2.46M▲
Other amounts receivable41€11.90M€8.73M▼
Cash at bank and in hand54/58€613€101▼
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€12.28M€11.19M▼
Equity10/15€3.68M€771k▼
Contributions10/11€20k€20k=
Reserves13€3.66M€751k▼
Distributable reserves133€3.66M€751k▼
Amounts payable17/49€8.60M€10.42M▲
Amounts payable within one year42/48€8.60M€10.42M▲
Current portion of amounts payable after more than one year42€750k€0▼
Trade debts44€7.22M€5.76M▼
Suppliers440/4€7.22M€5.76M▼
Taxes, remuneration and social security45€627k€659k▲
Taxes450/3€627k€659k▲
Other amounts payable47/48€0€4.00M▲
Accrued charges and deferred income492/3€250€0▼
Income statement
Code20242025
Operating income70/76A€26.89M€25.83M▼
Turnover70€26.89M€25.83M▼
Other operating income74€568€1k▲
Operating charges60/66A€25.17M€24.56M▼
Goods for resale, raw materials and consumables60€21.94M€21.10M▼
Purchases600/8€21.94M€21.10M▼
Services and other goods61€3.23M€3.45M▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€587
Operating profit (loss)9901€1.72M€1.27M▼
Financial income75/76B€512k€207k▼
Recurring financial income75€512k€207k▼
Income from current assets751€512k€207k▼
Other financial income752/9€0-
Financial charges65/66B€50k€30k▼
Recurring financial charges65€50k€30k▼
Debt charges650€42k€28k▼
Other financial charges652/9€8k€2k▼
Profit (loss) for the period before taxes9903€2.19M€1.45M▼
Income taxes67/77€596k€363k▼
Taxes670/3€596k€363k▼
Profit (loss) for the period9904€1.59M€1.09M▼
Profit (loss) for the period to be appropriated9905€1.59M€1.09M▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.59M€1.09M▼
Transfer from equity791/2€0€2.91M▲
From reserves792€0€2.91M▲
Transfer to equity691/2€1.59M€0▼
To other reserves6921€1.59M€0▼
Profit to be distributed694/7€0€4.00M▲
Return on contributions (dividend)694€0€4.00M▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €2.56M ▲38.5%
Operating result €3.11M, net result €2.56M, both a record.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-12
Financial
Equity above €5MEq €5.73M ▲47.6%
5 profitable years in a row build equity to €5.73M.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 26 days late
2021
31-12
Financial
Equity above €2MEq €3.89M ▲112%
4 profitable years in a row build equity to €3.89M.
07-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1MEq €1.84M ▲250%
3 profitable years in a row build equity to €1.84M.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €500kEq €524k ▲1011%
2 profitable years in a row build equity to €524k.
Show earlier events
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sluisweg 19000 GentGround area
1,366 m²
Building footprint
1,366 m²
Volume, LiDAR
29,204 m³
Parcel 44082B0531/00K000, Flanders · tallest building 60.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
X-Care Staffing
since 20122.212.579.502
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44082B0531/00K000 | Flanders | 1,366 m² | 1 · 1,366 m² | 60.5 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BPNR
BE 0888.175.550
Beersel · Eq €771,144
WAGENER GOBLET HOLDING
BE 0824.615.509
Verviers · Eq €771,143
Securityland Holding
BE 0685.740.807
Sint-Truiden · Eq €771,560
REDS Group
BE 1017.317.984
Antwerpen · Eq €771,766
LEONORE
BE 0501.542.062
Oosterzele · Eq €771,876
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,201 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2012
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.