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WVLW

Active
Private limited companyfounded 20197 yrs activeBroeck 1, 1547 Bever, BelgiumKBO/BCE: BE 0720.755.035
Summary

WVLW has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €72k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 42% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability93▼-7
Solvency66▼-27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 2.88 in 2024; short-term debt: 58.5% and cash: 6.5% of total assets), but 58.5% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
41.5%
Return on assets
19.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
123 d early
2024
35 d early
2023
36 d early
2022
42 d early
2021
41 d early
2020
39 d early
2019
35 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€157k▼ 45.5%
2024 · €288k
2019: €50klowest in 7 years 2020: €112k▲ +123% vs 2019 2021: €176k▲ +56.7% vs 2020 2022: €261k▲ +48.5% vs 2021 2023: €261k● 0.0% vs 2022 2024: €288k▲ +10.3% vs 2023highest in 7 years 2025: €157k▼ -45.5% vs 2024
2019 → 2025
Total assets
€378k▼ 10.8%
2024 · €424k
2019: €88klowest in 7 years 2020: €156k▲ +77.9% vs 2019 2021: €257k▲ +64.3% vs 2020 2022: €334k▲ +30.2% vs 2021 2023: €391k▲ +17.1% vs 2022 2024: €424k▲ +8.2% vs 2023highest in 7 years 2025: €378k▼ -10.8% vs 2024
2019 → 2025
Net result
€72k▼ 49.8%
2024 · €144k
2019: €44klowest in 7 years 2020: €63k▲ +44.3% vs 2019 2021: €65k▲ +2.6% vs 2020 2022: €87k▲ +33.5% vs 2021 2023: €113k▲ +29.8% vs 2022 2024: €144k▲ +27.4% vs 2023highest in 7 years 2025: €72k▼ -49.8% vs 2024
2019 → 2025
Working capital
€125k▼ 50.9%
2024 · €256k
2019: €51klowest in 7 years 2020: €104k▲ +105% vs 2019 2021: €153k▲ +47.2% vs 2020 2022: €218k▲ +43.0% vs 2021 2023: €224k▲ +2.7% vs 2022 2024: €256k▲ +14.1% vs 2023highest in 7 years 2025: €125k▼ -50.9% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€176k-€261k▲ 48.5%€261k=€288k▲ 10.3%€157k▼ 45.5% 2021: €176k 2022: €261k▲ +48.5% vs 2021 2023: €261k● 0.0% vs 2022 2024: €288k▲ +10.3% vs 2023highest in 5 years 2025: €157k▼ -45.5% vs 2024lowest in 5 years
Operating result€93k-€121k▲ 31.1%€146k▲ 20.2%€189k▲ 29.8%€95k▼ 49.6% 2021: €93klowest in 5 years 2022: €121k▲ +31.1% vs 2021 2023: €146k▲ +20.2% vs 2022 2024: €189k▲ +29.8% vs 2023highest in 5 years 2025: €95k▼ -49.6% vs 2024
Net result€65k-€87k▲ 33.5%€113k▲ 29.8%€144k▲ 27.4%€72k▼ 49.8% 2021: €65klowest in 5 years 2022: €87k▲ +33.5% vs 2021 2023: €113k▲ +29.8% vs 2022 2024: €144k▲ +27.4% vs 2023highest in 5 years 2025: €72k▼ -49.8% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100k€150k€200kOperating result 2021: €93k€93kNet result 2021: €65k€65kOperating result 2022: €121k€121kNet result 2022: €87k€87kOperating result 2023: €146k€146kNet result 2023: €113k€113kOperating result 2024: €189k€189kNet result 2024: €144k€144kOperating result 2025: €95k€95kNet result 2025: €72k€72k20212022202320242025€0€50k€100k€150k€200kOperating result 2023: €146k€146kNet result 2023: €113k€113kOperating result 2024: €189k€189kNet result 2024: €144k€144kOperating result 2025: €95k€95kNet result 2025: €72k€72k202320242025
The operating result falls in 2025; 2025 is 50% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €378k
Fixed assets €31k ▼ 2.2%
Current assets €347k ▼ 11.5%
Equity and liabilities €378k
Equity €157k ▼ 45.5%
Debt €221k ▲ 62.7%
Debt's share of the balance-sheet total rises from 32.1% to 58.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€103k▼
2024 · €196k
Cash flow
€79k▼
2024 · €150k
Current ratio
1.57▼
2024 · 2.88
Debt to equity
1.41▲
2024 · 0.47
ROE
46.0%▼
2024 · 50.0%
ROA
19.1%▼
2024 · 34.0%
Interest coverage
22.51▼
2024 · 66.32
Debt ≤ 1 year
€221k▲
2024 · €136k
Income taxes
€24k▼
2024 · €48k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€424k€378k▼
Fixed assets21/28€32k€31k▼
Tangible fixed assets22/27€32k€31k▼
Plant, machinery and equipment23€32k€31k▼
Current assets29/58€392k€347k▼
Amounts receivable after more than one year29€300k€275k▼
Other amounts receivable291€300k€275k▼
Amounts receivable within one year40/41€25k€35k▲
Trade receivables40€25k€21k▼
Other amounts receivable41€469€14k▲
Cash at bank and in hand54/58€59k€25k▼
Deferred charges and accrued income490/1€7k€12k▲
Equity and liabilities
Total equity and liabilities10/49€424k€378k▼
Equity10/15€288k€157k▼
Contributions10/11€6k€6k=
Reserves13€281k€151k▼
Distributable reserves133€281k€151k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€136k€221k▲
Amounts payable within one year42/48€136k€221k▲
Trade debts44€4k€406▼
Suppliers440/4€4k€406▼
Taxes, remuneration and social security45€14k€14k▼
Taxes450/3€13k€12k▼
Remuneration and social security454/9€1k€2k▲
Other amounts payable47/48€118k€207k▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€198k€104k▼
Operating profit (loss)9901€189k€95k▼
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€192k€96k▼
Income taxes67/77€48k€24k▼
Profit (loss) for the period9904€144k€72k▼
Profit (loss) for the period to be appropriated9905€144k€72k▼
Appropriation of the result
Profit (loss) to be appropriated9906€144k€72k▼
Transfer from equity791/2€42k€131k▲
Transfer to equity691/2€69k€0▼
To other reserves6921€69k€0▼
Profit to be distributed694/7€117k€203k▲
Return on contributions (dividend)694€117k€203k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k€6k€6k€7k▲ 12.2%
Other operating charges640/8€2k€1k€2k€3k€1k▼ 49.0%
Gross operating margin9900€97k€128k€154k€198k€104k▼ 47.6%
Operating profit (loss)9901€93k€121k€146k€189k€95k▼ 49.6%
Financial income75/76B€2k€3k€4k€5k€5k▼ 9.9%
Recurring financial income75€2k€3k€4k€5k€5k▼ 9.9%
Financial charges65/66B€905€886€728€3k€5k▲ 54.4%
Recurring financial charges65€905€886€728€3k€5k▲ 54.4%
Profit (loss) for the period before taxes9903€93k€124k€149k€192k€96k▼ 50.1%
Income taxes67/77€28k€37k€36k€48k€24k▼ 50.7%
Profit (loss) for the period9904€65k€87k€113k€144k€72k▼ 49.8%
Profit (loss) for the period to be appropriated9905€65k€87k€113k€144k€72k▼ 49.8%
Line20212022202320242025Change
Assets
Total assets20/58€257k€334k€391k€424k€378k▼ 10.8%
Fixed assets21/28€23k€43k€37k€32k€31k▼ 2.2%
Tangible fixed assets22/27€23k€43k€37k€32k€31k▼ 2.2%
Plant, machinery and equipment23€23k€43k€37k€32k€31k▼ 2.2%
Current assets29/58€233k€291k€355k€392k€347k▼ 11.5%
Amounts receivable after more than one year29€150k€200k€290k€300k€275k▼ 8.3%
Other amounts receivable291€150k€200k€290k€300k€275k▼ 8.3%
Amounts receivable within one year40/41€16k€24k€51k€25k€35k▲ 36.6%
Trade receivables40€16k€24k€24k€25k€21k▼ 16.8%
Other amounts receivable41€0-€26k€469€14k▲ 2,884%
Cash at bank and in hand54/58€63k€67k€7k€59k€25k▼ 58.3%
Deferred charges and accrued income490/1€5k€213€7k€7k€12k▲ 78.6%
Equity and liabilities
Total equity and liabilities10/49€257k€334k€391k€424k€378k▼ 10.8%
Equity10/15€176k€261k€261k€288k€157k▼ 45.5%
Contributions10/11€6k€6k€6k€6k€6k=
Reserves13€169k€255k€255k€281k€151k▼ 46.5%
Non-distributable reserves130/1€2k€0----
Reserves not available under the articles1311€2k€0----
Distributable reserves133€168k€255k€255k€281k€151k▼ 46.5%
Profit (loss) carried forward14€0€0€0€0€0-
Amounts payable17/49€81k€73k€131k€136k€221k▲ 62.7%
Amounts payable within one year42/48€81k€73k€131k€136k€221k▲ 62.7%
Current portion of amounts payable after more than one year42-€8k€0---
Trade debts44€6k€2k€1k€4k€406▼ 89.5%
Suppliers440/4€6k€2k€1k€4k€406▼ 89.5%
Taxes, remuneration and social security45€65k€56k€16k€14k€14k▼ 2.0%
Taxes450/3€64k€54k€15k€13k€12k▼ 5.3%
Remuneration and social security454/9€1k€1k€1k€1k€2k▲ 27.6%
Other amounts payable47/48€10k€7k€113k€118k€207k▲ 75.5%
Accrued charges and deferred income492/3€320€320€0---
Line20212022202320242025Change
Profit (loss) for the period9904€65k€87k€113k€144k€72k▼ 49.8%
+ Depreciation and write-downs630€2k€5k€6k€6k€7k▲ 12.2%
Operating cash flow (approximation)€67k€92k€119k€150k€79k▼ 47.2%
Investment in fixed assets (approximation)-€-24k€0€-2k€-6k▼ 321%
Change in cash-€4k€-60k€52k€-35k▼ 166%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
26-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €144k ▲27.4%
Operating result €189k, net result €144k, both a record.
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €200kEq €261k ▲48.5%
4 profitable years in a row build equity to €261k.
20-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €176k ▲56.7%
3 profitable years in a row build equity to €176k.
22-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €100kEq €112k ▲123%
2 profitable years in a row build equity to €112k.
26-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bever · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
2,224 m²
Building footprint
258 m²
Parcel 23009D0905/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
WVLW
Broeck 1, 1547 BeverFinancial service activities, except insurance and pension funding
since 20192.286.016.420
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23009D0905/00K000 Flanders 2,223 m² 1 · 258 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 7,110 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
E-mail wilwijnant@gmail.comBever
Phone 0478.78.02.25Bever

Scores and ratios are computed by Checked and are not a credit decision.