WOSH
ActiveSummary
The computed 12-month bankruptcy probability of WOSH is 2.4% (moderate). The 2025 annual accounts show equity of €220k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 86% of 4621 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-41
Solvency100▲+61
Growth78=
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 2.36 in 2024; short-term debt: 17.8% and cash: 15.4% of total assets), and 24.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.7%
Return on assets
2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
41 d late
2024
72 d early
2023
31 d late
2022
92 d late
2021
61 d late
2020
26 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€220k▲ 457%
2024 · €40k
2019: €4k
2020: €6k
2021: €169k
2022: €95k
2023: €-13k
2024: €40k
2019 → 2025
Total assets
€291k▼ 0.1%
2024 · €291k
2019: €18k
2020: €25k
2021: €182k
2022: €281k
2023: €259k
2024: €291k
2019 → 2025
Net result
€6k▼ 88.9%
2024 · €53k
2019: €-2k
2020: €2k
2021: €-87k
2022: €-74k
2023: €-108k
2024: €53k
2019 → 2025
Working capital
€41k▼ 34.7%
2024 · €62k
2019: €-10k
2020: €-13k
2021: €115k
2022: €160k
2023: €-37k
2024: €62k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€169k-€95k▼ 43.7%€-13k€40k€220k▲ 457%
Operating result€-87k-€-73k▲ 15.9%€-101k▼ 37.1%€64k€19k▼ 70.1%
Net result€-87k-€-74k▲ 15.6%€-108k▼ 46.5%€53k€6k▼ 88.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €291k
Fixed assets
€199k ▲ 8.3%
Current assets
€92k ▼ 14.4%
Equity and liabilities €291k
Equity
€220k ▲ 457%
Debt
€71k ▼ 71.9%
Debt's share of the balance-sheet total falls from 86.4% to 24.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€47k▼
2024 · €88k
Cash flow
€34k▼
2024 · €76k
Current ratio
1.79▼
2024 · 2.36
Debt to equity
0.32▼
2024 · 6.36
ROE
2.7%▼
2024 · 133.1%
ROA
2.0%▼
2024 · 18.1%
Interest coverage
3.50▼
2024 · 7.12
Debt ≤ 1 year
€52k▲
2024 · €46k
Debt > 1 year
€9k▼
2024 · €196k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€291k€291k▼
Fixed assets21/28€183k€199k▲
Intangible fixed assets21€154k€178k▲
Tangible fixed assets22/27€29k€20k▼
Furniture and vehicles24€8k€5k▼
Leasing and similar rights25€22k€15k▼
Current assets29/58€108k€92k▼
Amounts receivable within one year40/41€73k€47k▼
Trade receivables40€72k€47k▼
Other amounts receivable41€902€315▼
Cash at bank and in hand54/58€35k€45k▲
Deferred charges and accrued income490/1€154€243▲
Equity and liabilities
Total equity and liabilities10/49€291k€291k▼
Equity10/15€40k€220k▲
Contributions10/11€256k€431k▲
Profit (loss) carried forward14€-217k€-211k▲
Amounts payable17/49€252k€71k▼
Amounts payable after more than one year17€196k€9k▼
Financial debts170/4€196k€9k▼
Amounts payable within one year42/48€46k€52k▲
Current portion of amounts payable after more than one year42€4k€5k▲
Trade debts44€18k€16k▼
Suppliers440/4€18k€16k▼
Advances received on contracts in progress46-€2k
Taxes, remuneration and social security45€16k€7k▼
Taxes450/3€16k€7k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€7k€22k▲
Accrued charges and deferred income492/3€11k€10k▼
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€28k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€1k
Other operating charges640/8€5k€760▼
Gross operating margin9900€93k€50k▼
Operating profit (loss)9901€64k€19k▼
Financial income75/76B€825€206▼
Recurring financial income75€825€206▼
Financial charges65/66B€12k€14k▲
Recurring financial charges65€12k€14k▲
Profit (loss) for the period before taxes9903€53k€6k▼
Profit (loss) for the period9904€53k€6k▼
Profit (loss) for the period to be appropriated9905€53k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-217k€-211k▲
Profit (loss) brought forward from the previous period14P€-269k€-217k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 41 days late
2025
31-12
Financial
Equity above €200kEq €220k ▲457%
2 profitable years in a row build equity to €220k.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €53k
Net result €53k after 3 loss-making years.
31-12
Financial
Liquidity times 5current ratio 2.36
Current ratio from 0.48 to 2.36; short-term debt falls from €72k to €46k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-108k
Net result drops to €-108k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Liquidity times 31current ratio 9.63
Current ratio from 0.31 to 9.63; short-term debt falls from €19k to €13k.
31-12
Financial
Equity above €150kEq €169k ▲2767%
Equity rises from €6k to €169k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boondaalse Steenweg 3861050 ElseneGround area
1,729 m²
Building footprint
349 m²
Volume, LiDAR
3,712 m³
2 parcels, Brussels, Wallonia · tallest building 19.8 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
WOSH
since 20192.285.991.773
WOSH
since 20212.321.559.495
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25056A0491/00N000 | Wallonia | 1,592 m² | 1 · 181 m² | 6.8 m · 2 fl. |
| 21445C0234/00V031 | Brussels | 136 m² | 1 · 168 m² | 19.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D.P.F. PARTNERS
BE 0477.795.373
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FIDESCA
BE 0438.143.555
Meise · Eq €215k
M.D.M.
BE 0443.814.887
Kortrijk · Eq €210k
ASTORMA
BE 0898.846.243
Berlaar · Eq €232k
LOFT-WASH
BE 0688.601.020
Anderlecht · Eq €206k
Of 1,000 companies in sector 96102 we hold annual accounts for 459. 295 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
96102Launderettes and laundries for private customers
46190Agents in non-specialised wholesale trade
47120Other non-specialised retail sale
53100Postal and courier activities
63100Computing infrastructure, data processing, hosting and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.