Woord bij Daad
ActiveSummary
Woord bij Daad has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €171k and a net result of €34k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 84% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+3
Solvency100▲+10
Growth52=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity short (current ratio 0.73 against 0.5 in 2024; short-term debt: 12.7% and cash: 2.1% of total assets), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
17.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
33 d early
2023
32 d early
2022
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€171k▲ 24.8%
2024 · €137k
2022: €78k
2023: €96k
2024: €137k
2022 → 2025
Total assets
€197k▼ 6.8%
2024 · €212k
2022: €93k
2023: €125k
2024: €212k
2022 → 2025
Net result
€34k▼ 18.6%
2024 · €42k
2022: €48k
2023: €32k
2024: €42k
2022 → 2025
Working capital
€-7k▲ 82.1%
2024 · €-37k
2022: €78k
2023: €96k
2024: €-37k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€78k-€96k▲ 22.4%€137k▲ 43.7%€171k▲ 24.8%
Operating result€60k-€41k▼ 32.4%€56k▲ 38.4%€48k▼ 15.4%
Net result€48k-€32k▼ 32.5%€42k▲ 28.7%€34k▼ 18.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €197k
Fixed assets
€179k ▲ 2.5%
Current assets
€18k ▼ 50.5%
Equity and liabilities €197k
Equity
€171k ▲ 24.8%
Debt
€26k ▼ 65.2%
Debt's share of the balance-sheet total falls from 35.1% to 13.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€49k
Cash flow
€35k
Current ratio
0.73▲
2024 · 0.50
Debt to equity
0.15▼
2024 · 0.54
ROE
19.9%▼
2024 · 30.4%
ROA
17.2%▼
2024 · 19.7%
Interest coverage
22.91
Debt ≤ 1 year
€25k▼
2024 · €74k
Income taxes
€12k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€212k€197k▼
Fixed assets21/28€175k€179k▲
Tangible fixed assets22/27-€4k
Furniture and vehicles24-€4k
Financial fixed assets28€175k€175k=
Current assets29/58€37k€18k▼
Amounts receivable within one year40/41€36k€14k▼
Trade receivables40€36k€14k▼
Cash at bank and in hand54/58€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€212k€197k▼
Equity10/15€137k€171k▲
Contributions10/11€15k€15k=
Reserves13€122k€156k▲
Distributable reserves133€122k€156k▲
Amounts payable17/49€74k€26k▼
Amounts payable within one year42/48€74k€25k▼
Trade debts44€17k€4k▼
Suppliers440/4€17k€4k▼
Taxes, remuneration and social security45€18k€4k▼
Taxes450/3€18k€4k▼
Other amounts payable47/48€39k€18k▼
Accrued charges and deferred income492/3-€781
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€12k
Other operating charges640/8€580€1k▲
Gross operating margin9900€57k€62k▲
Operating profit (loss)9901€56k€48k▼
Financial income75/76B€9€208▲
Recurring financial income75€9€208▲
Financial charges65/66B€513€2k▲
Recurring financial charges65€513€2k▲
Profit (loss) for the period before taxes9903€56k€46k▼
Income taxes67/77€14k€12k▼
Profit (loss) for the period9904€42k€34k▼
Profit (loss) for the period to be appropriated9905€42k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€42k€34k▼
Transfer to equity691/2€42k€34k▼
To other reserves6921€42k€34k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Equity above €150kEq €171k ▲24.8%
4 profitable years in a row build equity to €171k.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €100kEq €137k ▲43.7%
3 profitable years in a row build equity to €137k.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €32k ▼32.5%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenwalstraat 539030 GentGround area
651 m²
Building footprint
101 m²
Volume, LiDAR
370 m³
Parcel 44038A0501/00P004, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Woord bij Daad
since 20212.314.464.243
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44038A0501/00P004 | Flanders | 651 m² | 1 · 101 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TALENSYS
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APOLLON
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Enghien · Eq €171,327
SOFINDYS
BE 0563.744.501
La Hulpe · Eq €171,605
Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 5,383 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2021
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
60310News agency activities
63920Other information service activities
73110Advertising agencies
82990Other business support services
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.