Wisebox
ActiveSummary
Wisebox has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €587k and a net result of €33k. Equity is growing by ~17.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 24.57 against 20.88 in 2024; short-term debt: 4% and cash: 2.7% of total assets), and 4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
5.4%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-05-2026, 83 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
83 d early
2024
42 d early
2023
55 d early
2022
54 d early
2021
33 d early
2020
71 d early
2019
49 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€587k▲ 4.9%
2024 · €560k
2018: €117k
2019: €206k
2020: €278k
2021: €368k
2022: €449k
2023: €518k
2024: €560k
2018 → 2025
Total assets
€612k▲ 4.2%
2024 · €587k
2018: €153k
2019: €223k
2020: €303k
2021: €391k
2022: €472k
2023: €554k
2024: €587k
2018 → 2025
Net result
€33k▼ 29.6%
2024 · €47k
2018: €111k
2019: €89k
2020: €73k
2021: €92k
2022: €82k
2023: €70k
2024: €47k
2018 → 2025
Working capital
€579k▲ 6.6%
2024 · €543k
2018: €117k
2019: €205k
2020: €275k
2021: €334k
2022: €411k
2023: €495k
2024: €543k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€368k-€449k▲ 21.8%€518k▲ 15.3%€560k▲ 8.1%€587k▲ 4.9%
Operating result€130k-€119k▼ 8.2%€94k▼ 21.2%€54k▼ 42.4%€36k▼ 33.4%
Net result€92k-€82k▼ 10.4%€70k▼ 14.2%€47k▼ 33.1%€33k▼ 29.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 33% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €612k
Fixed assets
€8k ▼ 50.4%
Current assets
€604k ▲ 5.8%
Equity and liabilities €612k
Equity
€587k ▲ 4.9%
Debt
€25k ▼ 10.4%
Debt's share of the balance-sheet total falls from 4.7% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▼
2024 · €62k
Cash flow
€42k▼
2024 · €56k
Current ratio
24.57▲
2024 · 20.88
Debt to equity
0.04▼
2024 · 0.05
ROE
5.7%▼
2024 · 8.4%
ROA
5.4%▼
2024 · 8.0%
Interest coverage
42.46▼
2024 · 411.22
Debt ≤ 1 year
€25k▼
2024 · €27k
Income taxes
€11k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€587k€612k▲
Fixed assets21/28€16k€8k▼
Tangible fixed assets22/27€16k€8k▼
Plant, machinery and equipment23€3k€1k▼
Furniture and vehicles24€14k€7k▼
Current assets29/58€571k€604k▲
Amounts receivable within one year40/41€15k-
Trade receivables40€15k-
Current investments50/53€514k€579k▲
Cash at bank and in hand54/58€37k€17k▼
Deferred charges and accrued income490/1€4k€8k▲
Equity and liabilities
Total equity and liabilities10/49€587k€612k▲
Equity10/15€560k€587k▲
Contributions10/11€6k€6k=
Reserves13€553k€581k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€552k€579k▲
Amounts payable17/49€27k€25k▼
Amounts payable within one year42/48€27k€25k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€9k€6k▼
Taxes450/3€9k€6k▼
Other amounts payable47/48€16k€16k▲
Accrued charges and deferred income492/3€126€10▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€873€897▲
Gross operating margin9900€63k€45k▼
Operating profit (loss)9901€54k€36k▼
Financial income75/76B€10k€10k▼
Recurring financial income75€10k€10k▼
Financial charges65/66B€152€1k▲
Recurring financial charges65€152€1k▲
Profit (loss) for the period before taxes9903€64k€45k▼
Income taxes67/77€17k€11k▼
Profit (loss) for the period9904€47k€33k▼
Profit (loss) for the period to be appropriated9905€47k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€33k▼
Transfer to equity691/2€42k€28k▼
To other reserves6921€42k€28k▼
Profit to be distributed694/7€5k€6k▲
Return on contributions (dividend)694€2k€2k▼
Directors or managers695€4k€4k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €33k ▼29.6%
Net result drops to €33k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €500kEq €518k ▲15.3%
6 profitable years in a row build equity to €518k.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
12-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 12.97
Current ratio from 4.20 to 12.97; short-term debt falls from €36k to €17k.
31-12
Financial
Equity above €200kEq €206k ▲76%
2 profitable years in a row build equity to €206k.
21-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2018
Ground area
665 m²
Building footprint
199 m²
Volume, LiDAR
1,059 m³
Parcel 11036D0133/00K004, Flanders · tallest building 6.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wisebox
since 20182.277.133.101
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036D0133/00K004 | Flanders | 665 m² | 1 · 199 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 353 EUR awarded · 353 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 135 EUR | 135 EUR |
| 2024 | 1 | 116 EUR | 116 EUR |
| 2022 | 1 | 102 EUR | 102 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,296 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2018
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.wisebox.be
E-mail:geert.vanboxem@wisebox.be