WISE Investments
Open bankruptcyA bankruptcy procedure is open for WISE Investments according to publications in the Belgian State Gazette; curator: Peter SUSTRONCK.
Summary
The 2024 annual accounts show equity of €33k and a net result of €3k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
7 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€33k▲ 11.4%
2023 · €29k
2023: €29k
2023 → 2024
Total assets
€73k▲ 37.8%
2023 · €53k
2023: €53k
2023 → 2024
Net result
€3k▼ 82.7%
2023 · €19k
2023: €19k
2023 → 2024
Working capital
€17k▲ 9.3%
2023 · €15k
2023: €15k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€29k-€33k▲ 11.4%
Operating result€29k-€5k▼ 83.0%
Net result€19k-€3k▼ 82.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 83% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €73k
Fixed assets
€16k ▲ 8.1%
Current assets
€56k ▲ 49.8%
Equity and liabilities €73k
Equity
€33k ▲ 11.4%
Debt
€40k ▲ 71.2%
Debt's share of the balance-sheet total rises from 44.1% to 54.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€12k▼
2023 · €35k
Cash flow
€11k▼
2023 · €26k
Current ratio
1.42▼
2023 · 1.68
Quick ratio
0.98▼
2023 · 1.28
Debt to equity
1.21▲
2023 · 0.79
ROE
10.3%▼
2023 · 66.0%
ROA
4.6%▼
2023 · 36.9%
Interest coverage
4.30▼
2023 · 9.55
Debt ≤ 1 year
€40k▲
2023 · €22k
Income taxes
€2k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€53k€73k▲
Fixed assets21/28€15k€16k▲
Tangible fixed assets22/27€15k€16k▲
Furniture and vehicles24€15k€16k▲
Current assets29/58€38k€56k▲
Amounts receivable after more than one year29€8k€8k=
Other amounts receivable291€8k€8k=
Stocks and contracts in progress3€9k€18k▲
Stocks30/36€9k€18k▲
Amounts receivable within one year40/41€19k€21k▲
Trade receivables40€15k€20k▲
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58-€9k
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€53k€73k▲
Equity10/15€29k€33k▲
Contributions10/11€10k€10k=
Reserves13€19k€23k▲
Distributable reserves133€19k€23k▲
Amounts payable17/49€23k€40k▲
Amounts payable within one year42/48€22k€40k▲
Financial debts43€4k€12k▲
Credit institutions430/8€4k€12k▲
Trade debts44€2k€0▼
Suppliers440/4€2k€0▼
Taxes, remuneration and social security45€16k€28k▲
Taxes450/3€16k€28k▲
Accrued charges and deferred income492/3€932€215▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€38k€14k▼
Operating profit (loss)9901€29k€5k▼
Financial income75/76B€320€3k▲
Recurring financial income75€320€3k▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€25k€5k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€19k€3k▼
Profit (loss) for the period to be appropriated9905€19k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€3k▼
Transfer to equity691/2€19k€3k▼
To other reserves6921€19k€3k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-03
Bankruptcy
Opening
Ondernemingsrechtbank Gent, afdeling Kortrijk · WISE INVESTMENTS BV PROVINCIEBAAN 184, 8880 LEDEGEM · event 12-03-2026
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
SignalNBB filing
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ground area
876 m²
Building footprint
89 m²
Volume, LiDAR
537 m³
Parcel 36010A0224/00Y000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
WIBITS - Bohemian Bikes - Structuurmaatje - Atelier De Levensboom
since 20222.332.839.904
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36010A0224/00Y000 | Flanders | 876 m² | 1 · 89 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | Peter SUSTRONCK BURGEMEESTER NOLFSTRAAT 10,
8500 KORTRIJK |
12-03-2026 → present |
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 428 EUR awarded · 428 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 428 EUR | 428 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteLedegem2.332.839.904
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 14,472 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
47120Other non-specialised retail sale
47400Retail sale of information and communication equipment
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
47830Retail sale of motorcycles and motorcycle parts and accessories
62900Other information technology and computer services
62100Computer programming
63920Other information service activities
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
6 entriesWebsite:wibits.be
E-mail:info@wiseinvestments.be
Phone:0486749299
Website:atelierdelevensboom.be
Website:bohemianbikes.be
Phone:0469168981