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Complete company report
Generated 03-09-2026
Active BE 0676.611.721Private limited company

Winam

Kerkstraat 7 ·3200 Aarschot, Belgium· 9 yrs active
Sector: Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk (10712)
Conclusion Checked

Winam has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €109k and a net result of €-50k. The computed 12-month bankruptcy probability is 1.0% (low).

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €109k
Net result €-50k
Staff (FTE) 5.4
Active 9 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health18Profitability0Solvency7Growth-Stability85
28 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 18
Profitability 0
Solvency 7
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
1.0% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
18 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview7 NBB filings
Annual accounts filed on 04-07-2025 with the NBB · fiscal year 2024 · abbreviated schema
Fiscal year2024
Depositabbreviated schema
Revenue-
EBITDA€78k
Net profit€-50k
Cash flow€49k
Staff costs€193k
Income taxes€657
Dividends-
Total assets€1.09M
Equity€109k
Debt€986k
of which ≤ 1y€237k
of which > 1y€749k
Working capital€-172k
Employees (FTE)5.4
Ratios (computed)
2024
Current ratio0.27
Quick ratio0.19
Working capital ratio-15.7%
Solvency9.9%
Debt / equity9.05
Long-term debt ratio6.87
Interest coverage2.47
Gross margin-
Net margin-
ROA-4.6%
ROE-45.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (27 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€1.09M
Fixed assets 21/28€1.03M
Formation expenses 20€0
Intangible fixed assets 21€10k
Tangible fixed assets 22/27€1.02M
Financial fixed assets 28€3k
Current assets 29/58€65k
Stocks & contracts in progress 3€20k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.09M
Equity 10/15€109k
Contributions / capital 10/11€19k
Reserves 13€140k
Accumulated profits (losses) 14€-50k
Amounts payable 17/49€986k
Amounts payable after one year 17€749k
Amounts payable within one year 42/48€237k
Trade debts payable within one year 44€49k
Income statement
Gross operating margin 9900€272k
Operating result 9901€-21k
Financial income 75€4k
Financial charges 65€31k
Result before taxes 9903€-49k
Income taxes 67/77€657
Net result for the period 9904€-50k
Result to be appropriated 9905€-50k
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • LEIRS Nathalie
    Niet statutaire bestuurder
    State Gazette act 26044559 (31-03-2026)
    Former
    - → 01-01-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk(10712)
Legal form Private limited company(610)
Incorporation07-06-2017
StatusActive
Postal code3200
Establishment units 1 location
Winam
Kerkstraat 7, 3200 AarschotVervaardiging van versnaperingen, zoet dan wel gezouten
since 20172.265.702.343
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24001A0141/00C004indicative Flanders 1,439 m² 1 · 767 m² 12.9 m · 1 fl.
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-03-2026
State Gazette act Resignations & appointments
General meeting · Director resignation · Director discharge
2025
04-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
06-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
15-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
22-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
30-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
24-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
20-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
Belgian State Gazette reading coverage 1 of 5 acts read

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
Address history · 2
08-11-2023
v3.2
13-10-2020
v3.2
All acts · 4 updated 5 months ago
2026
31-03-2026 General meeting · Officer resignation · Officer discharge · Power of attorney Open-capture extraction
  • Publication: 31/03/2026 · Winam
  • Filing: 23/03/2026 · Winam
  • General meeting: 10/02/2026 · Winam
  • Officer resignation: role: niet-statutaire bestuurder, end_date: 2026-01-01 · Nathalie Leirs
  • Officer discharge · Nathalie Leirs
  • Power of attorney: publicatie van zijn ontslag in het Belgisch Staatsblad en de Kruispuntbank van Ondernemingen · Nathalie Leirs
Summary: General meeting · Officer resignation · Officer discharge · Power of attorney
Technical details 
{
  "facts": [
    {
      "date": "2026-03-31",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 31/03/2026 - Annexes du Moniteur belge",
      "value": "31/03/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-03-23",
      "type": "filing",
      "quote": "ONDEEMINGSRECHTBANK 23 MAART 2026",
      "value": "23/03/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-02-10",
      "type": "general_meeting",
      "quote": "Bij beraadslaging dd. 10/02/2026 heeft de algemene vergadering over de volgende zaken vergaderd en als volgt beslist.",
      "value": "10/02/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_resignation",
      "quote": "De algemene vergadering beslist tot het ontslag van Nathalie Leirs, met woonplaats te 2200 Herentals Goorstraat 21, als niet-statutaire bestuurder, en dit met ingang op 01/01/2026.",
      "value": {
        "role": "niet-statutaire bestuurder",
        "end_date": "2026-01-01"
      },
      "object": "e1",
      "subject": "e2",
      "_value_raw": {
        "role": "niet-statutaire bestuurder",
        "end_date": "01/01/2026"
      }
    },
    {
      "type": "officer_discharge",
      "quote": "De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "value": {
        "role": null
      },
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "power_of_attorney",
      "quote": "De algemene vergadering verleent voor onbepaalde tijd volmacht aan iedere ontslagen bestuurder om, ook na zijn ontslag, namens de rechtspersoon de acties te stellen die nodig zijn voor de publicatie van zijn ontslag in het Belgisch Staatsblad en de Kruispuntbank van Ondernemingen, in de mate waarin tot dit ontslag werd besloten door de algemene vergadering.",
      "value": "publicatie van zijn ontslag in het Belgisch Staatsblad en de Kruispuntbank van Ondernemingen",
      "object": "e1",
      "subject": "e2"
    }
  ],
  "act_meta": {
    "outcome": "corrected",
    "model_id": 50,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 2177,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0676.611.721",
      "kind": "company",
      "name": "Winam",
      "attrs": {
        "seat": "Kerkstraat 7 bus 1, 3200 Aarschot",
        "legal_form": "Besloten vennootschap (BV)"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Nathalie Leirs",
      "attrs": {
        "address": "2200 Herentals Goorstraat 21"
      }
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "Willem Sterckx",
      "attrs": {}
    }
  ]
}
2023
08-11-2023 Registered office moved within Aarschot Registered-office change
  • Kerkstraat 13, 3200 Aarschot → Kerkstraat 7, 3200 Aarschot
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Aarschot",
        "region": null,
        "street": "Kerkstraat",
        "country": "BE",
        "postcode": "3200",
        "box_number": "001",
        "street_number": "7"
      },
      "old_address": {
        "city": "Aarschot",
        "region": null,
        "street": "Kerkstraat",
        "country": "BE",
        "postcode": "3200",
        "box_number": "A",
        "street_number": "13"
      },
      "effective_date": "2023-10-10",
      "evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Kerkstraat 13 bus A, 3200 Aarschot naar Kerkstraat 7 Bus 001, 3200 Aarschot, en dit vanaf 10/10/2023."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0676.611.721",
    "name_full": "WINAM",
    "legal_form": "BV"
  }
}
2020
13-10-2020 Registered office moved from Herselt to Aarschot Registered-office change
  • Ramselsesteenweg 164, 2230 Herselt → Kerkstraat 13A, 3200 Aarschot
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Aarschot",
        "region": null,
        "street": "Kerkstraat",
        "country": "BE",
        "postcode": "3200",
        "box_number": null,
        "street_number": "13A"
      },
      "old_address": {
        "city": "Herselt",
        "region": null,
        "street": "Ramselsesteenweg",
        "country": "BE",
        "postcode": "2230",
        "box_number": null,
        "street_number": "164"
      },
      "effective_date": "2020-07-01",
      "evidence_quote": "De maatschappelijke zetel wordt vanaf 1/7/2020 verplaatst van Ramselsesteenweg 164 te 2230 Herselt naar Kerkstraat 13A te 3200 Aarschot."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0676.611.721",
    "name_full": "WINAM",
    "legal_form": "BVBA"
  }
}
2017
09-06-2017 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Ramselsesteenweg 164, 2230 Herselt",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1985-03-06",
        "name": "STERCKX Willem Jozef Jos\u00E9",
        "niss": null,
        "address": "2230 Herselt, Ramselsesteenweg 164"
      },
      "share_class": "zonder aanduiding van nominale waarde",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 9300,
      "holder_person_name": "STERCKX Willem Jozef Jos\u00E9",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 9300,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1987-05-12",
        "name": "LEIRS Nathalie",
        "niss": null,
        "address": "2230 Herselt, Ramselsesteenweg 164"
      },
      "share_class": "zonder aanduiding van nominale waarde",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 9300,
      "holder_person_name": "LEIRS Nathalie",
      "is_subscriber_only": false,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 9300,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 18600,
  "subject_company": {
    "kbo": "0676.611.721",
    "name_full": "Winam",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2017-06-06",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk10712Detailhandel in brood en banketbakkerswerk (koude bakkers)47241Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte47221Detailhandel in chocolade en suikerwerk47242
Primary activity highlighted.
Names & trade names
Legal nameNL Winam
Registered office
Kerkstraat 7 bus 1
3200 Aarschot, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative