Wim Aerts
ActiveWim Aerts has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €323k and a net result of €71k. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 7426 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +21 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+80
Solvency96▲+7
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 2.1 against 1.93 in 2023), and 49.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
37 d early
2022
39 d early
2021
40 d early
2020
36 d early
2019
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€323k▲ 28.0%
2023 · €252k
2018: €93k
2019: €97k
2020: €83k
2021: €162k
2022: €242k
2023: €252k
2018 → 2024
Total assets
€634k▲ 13.9%
2023 · €557k
2018: €375k
2019: €339k
2020: €274k
2021: €353k
2022: €467k
2023: €557k
2018 → 2024
Net result
€71k▲ 597%
2023 · €10k
2018: €19k
2019: €5k
2020: €-14k
2021: €79k
2022: €80k
2023: €10k
2018 → 2024
Working capital
€239k▲ 23.5%
2023 · €193k
2018: €74k
2019: €56k
2020: €49k
2021: €127k
2022: €197k
2023: €193k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€83k-€162k▲ 95.1%€242k▲ 49.3%€252k▲ 4.2%€323k▲ 28.0%
Operating result€-10k-€107k€108k▲ 1.3%€19k▼ 82.2%€102k▲ 433%
Net result€-14k-€79k€80k▲ 1.1%€10k▼ 87.3%€71k▲ 597%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 433% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €634k
Fixed assets
€178k▲ 13.6%
Current assets
€456k▲ 14.0%
Equity and liabilities €634k
Equity
€323k▲ 28.0%
Debt
€311k▲ 2.2%
The debt ratio falls from 54.7% to 49.1%: equity grows faster than debt.
Key figures and ratios
EBITDA
€132k▲
2023 · €52k
Cash flow
€100k▲
2023 · €43k
Solvency
50.9%▲
2023 · 45.3%
Current ratio
2.10▲
2023 · 1.93
Quick ratio
2.10▲
2023 · 1.93
Debt / equity
0.96▼
2023 · 1.21
ROE
21.9%▲
2023 · 4.0%
ROA
11.1%▲
2023 · 1.8%
Interest coverage
18.42▲
2023 · 8.48
Debt
€311k▲
2023 · €305k
Debt ≤ 1 year
€218k▲
2023 · €207k
Debt > 1 year
€94k▼
2023 · €98k
Income taxes
€25k▲
2023 · €3k
Staff costs
€498k▲
2023 · €349k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€557k€634k▲
Fixed assets21/28€157k€178k▲
Tangible fixed assets22/27€157k€178k▲
Land and buildings22€82k€84k▲
Plant, machinery and equipment23€930€7k▲
Furniture and vehicles24€3k€3k▼
Leasing and similar rights25€70k€84k▲
Current assets29/58€400k€456k▲
Amounts receivable within one year40/41€206k€325k▲
Trade receivables40€190k€315k▲
Other amounts receivable41€16k€9k▼
Cash at bank and in hand54/58€183k€96k▼
Deferred charges and accrued income490/1€11k€36k▲
Equity and liabilities
Total equity and liabilities10/49€557k€634k▲
Equity10/15€252k€323k▲
Contributions10/11€6k€6k=
Reserves13€246k€316k▲
Distributable reserves133€246k€316k▲
Amounts payable17/49€305k€311k▲
Amounts payable after more than one year17€98k€94k▼
Financial debts170/4€98k€94k▼
Amounts payable within one year42/48€207k€218k▲
Current portion of amounts payable after more than one year42€27k€34k▲
Trade debts44€120k€93k▼
Suppliers440/4€120k€93k▼
Taxes, remuneration and social security45€22k€46k▲
Remuneration and social security454/9€22k€46k▲
Other amounts payable47/48€38k€45k▲
Income statement
Code20232024
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€349k€498k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€29k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€404k€633k▲
Operating profit (loss)9901€19k€102k▲
Financial income75/76B€336€42▼
Recurring financial income75€336€42▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€13k€95k▲
Income taxes67/77€3k€25k▲
Profit (loss) for the period9904€10k€71k▲
Profit (loss) for the period to be appropriated9905€10k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€71k▲
Transfer to equity691/2€10k€71k▲
To other reserves6921€10k€71k▲
Social balance
Average headcount (FTE)90875.57.6▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €80k ▲1.1%
Operating result €108k, net result €80k, both a record.
31-12
Financial
Equity above €200kEq €242k ▲49.3%
2 profitable years in a row build equity to €242k.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
31-12
Financial
Equity above €150kEq €162k ▲95.1%
Equity rises from €83k to €162k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-14k ▼391%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 116 days late
2016
12-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenstraat 292260 WesterloGround area
3.1 ha
Building footprint
594 m²
Volume, LiDAR
635 m³
2 parcels, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Wim Aerts BVBA
since 20132.221.926.936
Dikberd(HRT) 34, 2200 Herentals
since 20182.281.501.366
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302C0702/00N000 | Flanders | 3.1 ha | 1 · 504 m² | - |
| 13028A0167/00A004 | Flanders | 136 m² | 1 · 90 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsDecoratie en schilderwerken duaal (so)
Schilder-decorateur (vwo)
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Of 7,816 companies in sector 43341 we hold annual accounts for 2,640. 1,772 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2013
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.